At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Texas Longhorns (377) and the Iowa State Cyclones (378). THE SITUATION: Texas (6-3) has won two of their last three games with their 27-24 win over Kansas State as a 7.5-point favorite last Saturday. Iowa State (5-4) has lost two in a row after their narrow 42-41 loss at Oklahoma as a 14-point underdog last week.

REASONS TO TAKE UNDER THE TOTAL: The Longhorns have played 16 of their last 23 games Under the Total after a win. And while Texas has not covered the point spread in three straight games, Texas has played 22 of their last 28 games Under the Total after covering the point spread just once in their last four games. The defense has been a disappointment for head coach Tom Herman as they rank 109th in the nation by allowing 447.6 total YPG. But injuries have played a big role in the play of this defense. The Longhorns got safeties Caden Sterns and B.J. Foster back on the field last week — and they limited the Wildcats to just 304 total yards last week in that win. Now Texas looks to get safety Chris Brown and linebacker Jeffrey McCullough back on the field as they return from their respective injuries. That will help this Longhorns team even more than has played a decisive 38 of their last 54 games Under the Total against teams with a winning record. Texas did generate 477 yards of offense last week but they have then played 5 of their last 7 games Under the Total after gaining at least 450 yards in their last game. Now this team goes back on the road where they have played 9 of their last 13 games Under the Total against teams with a winning record at home. The Longhorns have also played 10 of their last 13 games Under the Total as the underdog — and they have played 6 of their last 7 games Under the Total with the Over/Under set at 63 or higher. And in their last 30 games played in November, Texas has played 23 of these games Under the Total. Iowa State has seen the Under go 15-5-1 in their last 21 games after a point spread win — and the Under is 18-8-1 in their last 27 games after allowing at least 40 points in their last game. Furthermore, while the Cyclones generated 477 yards of offense last week, the Over is then 14-6-1 in their last 21 games after gaining at least 450 yards in their last game — and the Over is also 7-0-1 in their last 8 games after scoring at least 40 points in their last game. That game with the Sooners flew Over the 71 point Total last week — and Iowa State has played 11 of their last 12 games Under the Total after playing a game that finished Over the Total and they have played 6 straight games Under the Total after a game that combined for at least 70 points. The Cyclones return home where their defense plays better by allowing just 24.4 PPG along with only 346.2 total YPG. They have played 8 of their last 10 home games Under the Total when favored by 3.5 to 7 points — and they have played 11 of their last 14 home games Under the Total with the number set at 63 or higher.

FINAL TAKE: These two teams have played their last 4 meetings Under the Total. 10* CFB Texas-Iowa State FS1-TV O/U Special with Under the Total in the game between the Texas Longhorns (377) and the Iowa State Cyclones (378). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Georgia Bulldogs (371) and the Auburn Tigers (372). THE SITUATION: Georgia (8-1) has won three straight games since their loss to South Carolina after their 27-0 shutout victory over Missouri as an 18.5-point favorite last week. Auburn (7-2) has won two of their last three games with their 20-14 win over Ole Miss two weeks ago as a 17-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bulldogs have played 5 of their last 6 games Under the Total after a straight-up win — and they have played 4 straight games Under the Total after a victory by at least 20 points. Georgia has also played 5 of their last 6 games Under the Total after not allowing more than 20 points in their last game. The Bulldogs sport an elite defense that has not allowed more than 20 points all season. Georgia ranks 2nd in the nation by allowing just 10.1 PPG while also ranking 5th in the nation with a total defense of 260.3 YPG. Over their last three games, the Bulldogs are giving up a mere 5.7 PPG along with just 217.7 total YPG. Georgia is growing more and more reliant on their defense as their offense is scoring -4.0 PPG over their last four games than their season average up to that point. The Bulldogs have been exposed in lacking vertical threats in their passing game which has allowed their opponents to push one of their defensive backs into the box. Over their last three games, Georgia is scoring just 24.0 PPG along with averaging only 335.7 total YPG. The Bulldogs have played 4 straight games Under the Total against conference opponents — and the Under is 4-1-1 in their last 6 games against teams with a winning record. Georgia has also played 7 of their last 9 games Under the Total as the favorite. Auburn has seen the Under go 16-6-1 in their last 23 games after a point spread win. Freshman quarterback Bo Nix might have played his best game of the season last week by completing 30 of 44 passes for 340 yards while leading the Tigers offense to generate 507 total yards. But Auburn has played 16 of their last 23 games Under the Total after gaining at least 450 yards in their last game. Nix has still been up-and-down this season as he is completing only 56.5% of his passes. The Tigers put up big numbers against their weaker competition — but they are scoring only 20 PPG against ranked opponents while scoring just 16.5 PPG in their two losses. This Auburn team is also outstanding on the defensive side of the football. The Tigers rank 13th in the nation by allowing just 17.4 PPG while also ranking 28th in the FBS by giving up only 333.4 total YPG. In their four games at home, they are limiting their visitors to just 14.7 PPG and 286.0 total YPG. Auburn has played 7 of their last 10 home games Under the Total against teams with a winning record on the road. They held the Rebels two weeks ago to 266 total yards — and they have then played 5 of their last 7 games Under the Total after not allowing more than 275 yards in their last game. Remember, Auburn limited an LSU offense that just torched Alabama to just 23 points. Moving forward, the Under is 23-10-1 in the Tigers’ last 34 games against teams with a winning record. Additionally, Auburn has played 35 of their last 54 games Under the Total when listed in the +/- 3-point range — and they have played 10 of their last 14 games Under the Total in November.

FINAL TAKE: Both these teams have defenses that are continuing to improve. Georgia has allowed -4.7 PPG over their last four games while Auburn has given up -4.0 PPG over their last four contests. These two teams have played 5 of their last 6 meetings Under the Total — expect another lower scoring game. 25* CFB SEC Total of the Year with Under the Total in the game between the Georgia Bulldogs (371) and the Auburn Tigers (372). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Indiana Hoosiers (326) plus the points versus the Penn State Nittany Lions (325). THE SITUATION: Indiana (7-2) takes the field again after their 34-3 win at home over Northwestern two weeks ago as an 8.5-point favorite. Penn State (8-1) suffered their first loss of the season last week with their 31-26 upset loss at Minnesota as a 6.5-point favorite.

REASONS TO TAKE THE HOOSIERS PLUS THE POINTS: The Nittany Lions had their bubble burst last week with that defeat to the Golden Gophers. As it is, Penn State is 2-12-3 ATS in their last 17 games after a straight-up loss. The Nittany Lions have also failed to cover the point spread in 8 of their last 13 games after an upset loss against a Big Ten foe where they were favored by at least 6 points. Penn State has also failed to cover the point spread in 4 straight games after a loss by 7 points or less against a conference rival. I have considered sophomore quarterback Sean Clifford a bit overrated after a soft opening five games to the season that fluffed up his numbers. Clifford completed only 23 of 43 passes last week while throwing three devastating interceptions in the Red Zone. The Nittany Lions have faced three quality defenses over the last three weeks against Michigan, Michigan State, and the Gophers — and they are scoring 27.3 PPG along with averaging 367.7 YPG which is -9.8 PPG and -65.1 YPG below their season average. Penn State has failed to cover the point spread in 6 of their last 9 games in November. Indiana has covered the point spread in 6 of their last 8 games after a straight-up win — and they have covered the point spread in 10 of their last 12 games after winning four of their last five contests. This team suffered a tough injury with the season-ending shoulder injury to sophomore Michael Penix, Jr. But head coach Tom Allen has a capable backup in junior Peyton Ramsey who made all twelve starts last season for this team. This is a team on the rise under Allen’s leadership who have played Michigan and Ohio State very tough over the last few seasons. The Hoosiers are an ugly 1-48 straight-up in their last forty-nine games against ranked opponents but they are also 7-3 ATS in those last ten opportunities with three straight point spread covers versus ranked opponents. Indiana ranks 33rd in the nation by scoring 33.0 PPG. But what makes this team dangerous is their play on defense as they are allowing only 20.0 PPG which is 23rd in the nation — and they also rank 16th in the nation by allowing only 310.2 total YPG. The Hoosiers have covered the point spread in 5 of their last 6 games against teams with a winning record — and they have covered the point spread in 4 of their last 5 games against fellow Big Ten foes.

FINAL TAKE: Indiana is already destined to break their 27-year bowl drought later this season — but this is an opportunity to finally register a signature victory. Penn State may be hungover from their deflating loss last week — and they may be looking ahead to Ohio State next week. 10* CFB Indiana-Penn State ABC-TV Special with the Indiana Hoosiers (326) plus the points versus the Penn State Nittany Lions (325). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Michigan State Spartans (387) plus the points versus the Michigan Wolverines (388). THE SITUATION: Michigan State (4-5) has lost four straight games with their 37-34 upset loss at home to Illinois as a 15.5-point favorite last week. Michigan (7-2) comes off a 38-7 win at Maryland two weeks ago as a 21.5-point favorite.

REASONS TO TAKE THE SPARTANS PLUS THE POINTS: Michigan State may have hit rock bottom last week by blowing a 31-10 4th quarter lead. But there is nothing like the opportunity to find redemption by playing a bitter rival. As it is, the Spartans have covered the point spread in 4 straight games after an upset loss — and they have covered the point spread in 6 of their last 9 games after an upset loss as a double-digit favorite. If there was a silver lining in that game with the Fighting Illini, it was that Sparty got their offense going by generating 526 yards against a solid Illinois defense. Michigan State scored 28 points in the first half last week — and they have then covered the point spread in 18 of their last 25 games on the road after scoring at least 24 first-half points in their last game. Sparty generated 27 first downs last week while controlling the clock for 37:44 minutes in that game — and they have covered the point spread in 5 of their last 7 games after gaining at least 24 first downs while controlling the clock for at least 34 minutes in their last game. Now this team goes back on the road after playing their last two games at home. Michigan State has covered the point spread in 5 of their last 7 games after playing their last two games at home — and they have coved the point spread 10 of their last 16 road games with the Total set at 42.5 to 45. Michigan has responded to their 7-point loss at Penn State with a 45-14 win at home against Penn State before last week’s victory. But the Wolverines have failed to cover the point spread in 9 of their last 13 games after winning their last two contests by at least four touchdowns. They also have failed to cover the point spread in 20 of their last 28 games after scoring at least 37 points in two straight games. And while Michigan has covered the point spread in five of their last six games, they have then failed to cover the point spread in 12 of their last 19 games after covering the point spread in five or six of their last seven games. The Wolverines return home to the Big House where they have failed to cover the point spread in 16 of their last 23 home games with the Total set in the 42.5 to 45 point range. Michigan has also failed to cover the point spread in 7 of their last 8 games after a bye week.

FINAL TAKE: Michigan State has covered the point spread in 10 of the last 11 meetings against the Wolverines while pulling the upset eight times. Sparty has also covered the point spread in their last 5 games against Michigan when playing in Ann Arbor. 10* CFB Michigan State-Michigan Fox-TV Special with the Michigan State Spartans (387) plus the points versus the Michigan Wolverines (388). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Marshall Thundering Herd (316) minus the points versus the Louisiana Tech Bulldogs (315). THE SITUATION: Marshall (6-3) has won four straight games with their 20-7 win at Rice as an 11.5-point favorite back on November 2nd. Louisiana Tech (8-1) has won eight straight games with their 52-17 win over North Texas last Saturday as a 5.5-point favorite.

REASONS TO TAKE THE THUNDERING HERD MINUS THE POINTS: Upon my first look at this game, this appeared to be a letdown situation for this Louisiana Tech team who has their last four games by more than two touchdowns including a 42-21 win at UTEP two weeks ago. The Bulldogs have failed to cover the point spread in 5 of their last 8 games after a victory over a conference opponent by at least 35 points. Louisiana Tech has also failed to cover the point spread in 7 of their last 10 games after winning their last two games by at least 21 points. And while the Bulldogs held the Mean Green last week to just 74 rushing yards, they have then failed to cover the point spread in 5 of their last 7 games after not allowing at least 100 rushing yards in their last game. But this situation became worthy of investment after the Louisiana Tech Athletic Department suspended quarterback J’Mar Smith, wide receiver Adrian Hardy, and linebacker James Jackson for internal violation of their guidelines. Hardy is the team’s leading receiver but the loss of Smith is devastating. The three-year starting quarterback was completing 65.1% of his passes with 14 touchdown passes and just four interceptions during his senior year while averaging 8.2 Yards-Per-Pass Attempt. He will be replaced by redshirt freshman Aaron Allen who has attempted only nine passes this season. Playing in Joan C. Edwards Stadium for this nationally televised night game was already going to be a difficult assignment before asking their backup quarterback to make his first career start. The Bulldogs average 38.1 PPG this season — but that number drops almost 10 full points to 28.5 PPG in their four games on the road. Louisiana Tech has failed to cover the point spread in 17 of their last 27 road games with the Total set in the 52.5 to 56 point range. Marshall covered the point spread two weeks ago for just the second time in their last six games — but they have then covered the point spread in 31 of their last 46 games after covering the point spread in four or five of their last six games including covering point spread expectations in five of these last seven situations. The Thundering Herd returns home after the benefit of a bye week where they are 4-1 this season. Marshall is scoring 32.0 PPG at home this year while outgaining their opponents by +76.0 net YPG — so it will be asking a lot of Allen to keep up with the Thundering Herd offense. Marshall is 16-5-2 ATS in their last 23 home games against teams with a winning record on the road.

FINAL TAKE: Both these teams control their fate to win their respective divisions in Conference USA to reach the conference championship game. It is possible that a Marshall victory could set up a rematch of these two teams in that Championship Game. Led by ten-year head coach Doc Holliday, the Thundering Herd have covered the point spread in 4 of their last 5 games played on a Friday night. 10* CFB Louisiana Tech-Marshall CBS Sports Network Special with the Marshall Thundering Herd (316) minus the points versus the Louisiana Tech Bulldogs (315). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Pittsburgh Steelers (309) plus the points versus the Cleveland Browns (310). THE SITUATION: Pittsburgh (5-4) has won four straight games with their 17-12 upset win at home against the Los Angeles Rams as a 4-point underdog on Sunday. Cleveland (3-6) snapped their four-game losing streak on Sunday with their 19-16 win at home over Buffalo as a 3-point favorite.

REASONS TO TAKE THE STEELERS PLUS THE POINTS: There are some situational aspects to this game which I think I give the Browns the edge. However, in what is considered a coin flip outcome by the oddsmakers, I think there are some overwhelming intangibles where the Steelers have the edge. First, Mike Tomlin and his staff have a significant advantage in preparing for this game on a short week. Rookie head coach Freddie Kitchens is experiencing growing pains going from a running backs coach at the beginning of last season to now being a deal head coach and offensive coordinator for the first time (for an entire season) this year — and his job is complicated by all the personalities on his roster along with the unreasonable expectations placed on this squad which would be a challenge for even the most savvy veteran NFL coach. Second, Cleveland gives away tons of yardage in their mistakes via penalties. They are averaging nine penalties a game which is accounting for 78 YPG — and they have averaged 10 penalties per game over their last three contests which has accounted for 99 YPG. The Browns have been consistently inconsistent as they have failed to cover the point spread in 4 of their last 5 games after a straight-up win. Third, Cleveland’s proclivity to make mistakes extends to turning the ball over — they are averaging 1.9 turnovers per game with a -0.90 net turnover margin per game. The Steelers are second in the league with 26 takeaways which have all taken place after the first week of the season. Pittsburgh averages 2.9 takeaways per game with that number rising to a 3.7 average over their last three games. There is a reason this underachieving franchise is now 5-21-2 ATS in their last 28 games against teams with a winning record. The Browns are also just 9-23-1 ATS in their last 33 games at home — and they have failed to cover the point spread in 4 of their last 5 games at home as the favorite. Furthermore, Cleveland has failed to cover the point spread in 6 of their last 8 games as the favorite. And while the Browns gained 368 yards last week against the Bills, they are then just 12-30-4 ATS in their last 46 games after gaining at least 350 yards in their last game. Pittsburgh’s winning culture has helped them go 8-2-1 ATS in their last 11 games after a straight-up win — and they are 9-2-1 ATS in their last 12 games after a point spread victory. The Steelers are also 4-1-1 ATS in their last 6 games in November — and they are 4-0-1 ATS in their last 5 games played on Thursday night. Pittsburgh has also covered the point spread in 8 of their last 9 games as an underdog — and they have covered the point spread in 7 of their last 8 road games as a dog getting up to 7 points. The surging Steelers’ defense is holding their opponents to just 16.7 PPG over their last three games along with only 288.0 total YPG over that span. Pittsburgh has covered the point spread in 5 of their last 7 games after not allowing more than 14 points in their last game.

FINAL TAKE: The Steelers have covered the point spread in 5 of their last 6 games against fellow opponents from the AFC North. With James Connor returning to the field to jumpstart their running game, look for Pittsburgh to be in position to pull the upset (but take the points for some insurance). 10* NFL Pittsburgh-Cleveland Fox-TV Special with Pittsburgh Steelers (309) plus the points versus the Cleveland Browns (310). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Pittsburgh Steelers (309) and the Cleveland Browns (310). THE SITUATION: Pittsburgh (5-4) has won four straight games with their 17-12 upset win at home against the Los Angeles Rams as a 4-point underdog on Sunday. Cleveland (3-6) snapped their four-game losing streak on Sunday with their 19-16 win at home over Buffalo as a 3-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Steelers have played 5 of their last 6 games Under the Total after point spread win — and with Pittsburgh having covered the point spread in their last two games, they have then played 8 of their last 10 games Under the Total after covering the point spread in two straight games. The Steelers have also played 9 straight games Under the Total after playing a game against an NFC opponent. This is a team that became a defense-first run team after the season-ending injury to quarterback Ben Roethlisberger. The Steel Curtain defense had been playing better after a slow start — but this unit has gone to another level with the acquisition of Minkah Fitzpatrick from the Dolphins. Pittsburgh is allowing only 16.7 PPG along with just 288.0 total YPG over their last three games. But the Steelers are scoring only 23.3 PPG while averaging a mere 313.3 total YPG over those last three games. Overall, Pittsburgh is just 28th in the NFL by averaging 288.8 total YPG. Now after playing their last three games at home, this team goes back on the road where their offense struggles even more as they are scoring just 15.3 PPG while averaging 267.7 total YPG in their three games away from home. Surprisingly, this will be Mason Rudolph’s just second start on the road in his career after he completed just 14 of 27 passes for 174 yards in Week Three this season in their loss in San Francisco. The Steelers have played 15 of their last 18 games on the road Under the Total — and they have played 17 of their last 22 road games Under the Total against teams with a losing record at home. Pittsburgh has also played 12 of their last 13 road games Under the Total against teams from the AFC. Additionally, the Steelers have played 5 of their last 7 games Under the Total against fellow AFC North opponents — and they have played 9 of their last 12 games Under the Total as an underdog. Cleveland has played 22 of their last 31 home games Under the Total after losing four of their last five games. The Browns ranks just 26th in the league by scoring only 19.0 PPG — and they are scoring just 17.0 PPG over their last three games. The defense has played better as of late as they are allowing only 321.3 total YPG over those last three games which is almost 35 YPG below their season average. Cleveland stays at home where the are scoring just 18.2 PPG. The Under is 17-7-1 in the Browns’ last 25 games at home — and they have played 5 of their last 7 home games Under the Total with the number set in the 35.5 to 42 point range. Cleveland has also played 31 of their last 43 home games Under the Total when favored by up to 3 points.

FINAL TAKE: Don’t be surprised if plenty of scoring drives end up in field goals. Pittsburgh ranks 28th in the NFL by scoring touchdowns in just 39.3% of their Red Zone drives — and Cleveland ranks 26th in the league with a TD rate of only 46.7% of their Red Zone drives after a meager 30% conversion rate over their last three games (including a brutal stalled drive inside the 10-yard line against the Bills’ last week). These two teams have played 5 of their last 6 meetings in Cleveland Under the Total. 25* AFC North Total of the Year with Under the Total in the game between the Pittsburgh Steelers (309) and the Cleveland Browns (310). Best of luck for us — Frank.

At 7:00 PM ET on Thursday, we will be playing the Kent State Golden Flashes (312) plus the points versus the Buffalo Bulls (311). THE SITUATION: Kent State (3-6) has lost three straight games after their 35-33 loss at Toledo back on November 5th as a 3-point underdog. Buffalo (5-4) has won three straight games with their 43-14 win at Eastern Michigan as a 1-point favorite on November 2nd.

REASONS TO TAKE THE GOLDEN FLASHES PLUS THE POINTS: There are a few reasons to suspect that this Kent State team is a bit better than their underlying numbers suggest. Their non-conference schedule including road games at Arizona State, Auburn, and Wisconsin. When only looking at their conference statistics, the Golden Flashes are outscoring their opponents by +9.8 PPG while outgaining them by +38.8 net YPG. Second-year head coach Sean Lewis oversaw a 2-10 team last year that suffered four losses by one scoring possession. Fifteen starters are back from that team — and they have lost three straight games by a touchdown or less. But these losses were against three of the better teams in the Mid-American Conference in Ohio, Miami (OH), and then the Rockets last week — so this team has been very competitive after a very tough non-conference schedule. Kent State has covered the point spread in 6 of their last 8 games after losing three straight games — and they have covered the point spread in 6 of their last 9 games after losing their last two games to conference foes. Additionally, the Golden Flashes have endured a front-loaded schedule that had then play away from home in six of their first nine games. Now they return home to play for only the fourth time this season — and just their third time at home in conference play. Kent State has covered the point spread in three of their last four games — and they have then covered the point spread in 11 of their last 13 home games after covering the point spread in three of their last four contests. Furthermore, the Golden Flashes have covered the point spread in 5 of their last 6 games in MAC play. Buffalo has failed to cover the point spread in 4 of their last 5 games after a win by at least 28 points. And while they raced out to a 29-7 halftime lead in their last game against the Eagles, they have then failed to cover the point spread in 5 of their last 7 games after enjoying a halftime lead of 17 or more points. The Bulls held Eastern Michigan to just 25 rushing yards which helped them outrush them by +227 net yards. But Buffalo has failed to cover the point spread in 5 of their last 7 games after outrushing their last opponent by at least +225 yards — and they have failed to cover the point spread in 15 of their last 21 games after not allowing more than 75 rushing yards in their last contest. And while the Bulls have not allowed more than 73 rushing yards in each of their last three games after allowing Ohio to generate 186 rushing yards, they have then failed to cover the point spread in 5 of their last 7 games after not allowing more than 125 rushing yards in their last game.

FINAL TAKE: Buffalo had eight starters return from last year’s 10-2 team that blew out this Golden Flashes team by a 48-14 score — but Kent State has covered the point spread in 4 of their last 6 games as an underdog getting 3.5 to 10 points. 10* CFB Buffalo-Kent State CBS Sports Network Special with the Kent State Golden Flashes (312) plus the points versus the Buffalo Bulls (311). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Northern Illinois Huskies (307) plus the points versus the Toledo Rockets (308). THE SITUATION: Northern Illinois (3-6) has lost two of their last three games after their 48-10 upset loss at Central Michigan as a 1-point favorite back on November 2nd. Toledo (6-3) has won their last two games after their 35-33 win over Kent State as a 3-point favorite back on November 5th.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: Northern Illinois is realistically out of the Mid-American Conference West division title race — but they still have bowl aspirations. Look for this team to respond with a strong effort after their embarrassing loss to the Chippewas under first-year head coach Thomas Hammock. The Huskies have bounced-back to cover the point spread in 4 straight games after a point spread loss. And while they managed only 251 yards of offense against Central Michigan, they have then covered the point spread in 4 of their last 5 games after failing to gain at least 275 yards in their last game. Northern Illinois 615 total yards in a terrible defensive effort in that game with 288 of those yards in the air — but they have then covered the point spread in 36 of their last 51 games after allowing at least 280 passing yards in their last game. This was a surprising effort considering that they had only allowed 244.5 total YPG in their last previous two games. Now this team goes back on the road where they are 34-16-2 ATS in their last 52 games — and they have also covered the point spread in 24 of their last 35 road games played in November. Furthermore, the Huskies have covered the point spread in 6 of their last 7 road games as an underdog getting up to 3 points. Toledo may be due for a letdown as they have failed to cover the point spread in 10 of their last 14 games after a straight-up win — and they have failed to cover the point spread in 11 of their last 15 games after a win at home. The Rockets have also failed to cover the point spread in 7 of their last 10 games after a narrow win by 3 points or less against a conference rival — and they have failed to cover the point spread in 4 of their last 5 games after scoring at least 35 points in a win over a Mid-American Conference foe. And while Toledo generated 289 rushing yards in that game, they have then failed to cover the point spread in 9 of their last 13 games after rushing for at least 200 yards in their last game. But defense remains a big concern for this team that ranks 118th in the nation by allowing 467.7 total YPG. The Rockets have allowed at least 33 points in three straight games while surrendering an average of 487.3 total YPG in those contests. Toledo has failed to cover the point spread in 5 of their 7 games after allowing at least 31 points in two straight games. And while the Rockets have played three straight Overs, they have then failed to cover the point spread in 25 of their last 35 games after playing at least two straight Overs — and this includes them failing to cover the point spread in six of these last seven situations.

FINAL TAKE: Toledo is being outgained by -18.5 net YPG this season but they have won all five of their close games that were decided by one scoring possession. Northern Illinois has lost three games decided by 8 points or less this year. While defending their MAC Championship from last year is likely no longer in the cards, the Huskies can still play the role of spoiler against their Mid-American Conference rival. 10* CFB Northern Illinois-Toledo ESPN2 Special with the Northern Illinois Huskies (307) plus the points versus the Toledo Rockets (308). Best of luck for us — Frank.

At 6:30 PM ET on Tuesday, we will be playing the Ohio Bobcats (304) minus (or plus) the point(s) versus the Western Michigan Broncos (303). THE SITUATION: Ohio (4-5) had their two-game winning streak snapped last Wednesday with their 24-21 upset loss at home to Miami (OH) as a 7-point favorite. Western Michigan (6-4) has won two straight games as well as three of their last four games with their 35-31 win over Ball State last Tuesday as a 6.5-point favorite.

REASONS TO TAKE THE BOBCATS MINUS (OR PLUS) THE POINT(S): Ohio outplayed the Redhawks in that game last week — they outgained them by a 374 to 278 yardage margin while controlling the clock for over 36 minutes and they won the first down battle by a 25 to 14 margin. A -2 net turnover margin played a big role in the Bobcats downfall. But Ohio has rebounded to cover the point spread in 9 of their last 13 games after a straight-up loss. The Bobcats have also covered the point spread in 12 of their last 15 games after winning two of their last three games. Additionally, Ohio has covered the point spread in 37 of their last 55 games against teams with a winning record. Western Michigan may be due for a letdown as they have failed to cover the point spread in 13 of their last 16 games after a straight-up win — and they have failed to cover the point spread in 10 of their last 12 games after a victory over a conference rival. Additionally, the Broncos have failed to cover the point spread in 6 straight games after winning two of their last three games. Now this team goes back on the road where they are 0-4 this season with an average losing margin of -16.8 PPG. Western Michigan allows their home hosts to score 42.0 PPG along with averaging 537.2 total YPG. The Broncos have failed to cover the point spread in 6 straight games on the road — and they have failed to cover the point spread in 5 of their last 6 road games against teams with a losing record at home. Western Michigan has also failed to cover the point spread in 6 of their last 8 road games as an underdog. And in their last 5 games in November, the Broncos have failed to cover the point spread in 4 of these games.

FINAL TAKE: The weather will be very cold tonight in Athens with the temperatures dropping into the teens. Ohio has covered the point spread in 5 of their last 8 expected close games where they were listed in the +/- 3-point range. 10* CFB Western Michigan-Ohio ESPN2 Special with the Ohio Bobcats (304) minus (or plus) the point(s) versus the Western Michigan Broncos (303). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Seattle Seahawks (273) plus the points versus the San Francisco 49ers (274). THE SITUATION: Seattle (7-2) has won two straight games as well as five of their last six contests with their 40-34 win over Tampa Bay last week in overtime as a 4-point favorite. San Francisco (8-0) remained unbeaten two Thursdays ago with their 28-25 win at Arizona as a 10.5-point favorite.

REASONS TO TAKE THE SEAHAWKS PLUS THE POINTS: Seattle has covered the point spread in 17 of their last 24 games after playing a game where both teams scored at least 30 points. The Seahawks have also played 6 straight games on the road Over the Total after winning two of their last three games. Russell Wilson should keep his team within one scoring possession (at least) in this game — he leads an offense that is tops in the NFL in the 2-minute drill. Seattle has scored at least 27 points in their last two games as well as in seven of their nine contests this season — and they have then covered the point spread in 6 straight road games after scoring at least 25 points in two straight games. Wilson completed 29 of 43 passes last week against the Buccaneers for 378 yards with five touchdown passes and no interceptions — and the Seahawks are 27-12-3 ATS in their last 42 games after a game where they generated at least 250 passing yards. Seattle goes back on the road where they are 4-0 this season with an average winning margin of +7.5 PPG. The Seahawks have covered the point spread in 8 of their last 10 games on the road — and they have covered the point spread in 4 straight home games against teams with a winning record at home. Seattle has also covered the point spread in 6 straight road games with the Total set in the 45.5 to 49 point range. Moving forward, the Seahawks have covered the point spread in 5 of their last 6 games Over the Total as an underdog getting 3.5 to 9.5 points — and they are 3-0-1 ATS in their last 4 games in November. Seattle is also 9-4-1 ATS in their last 14 games played on Monday Night Football. San Francisco generated 411 yards last week against the Cardinals — but they are 14-30-1 ATS in their last 45 games after gaining at least 350 yards in their last game. They also have failed to cover the point spread in 9 of their last 13 games after playing a game where at least 50 combined points were scored. Furthermore, this franchise has failed to cover the point spread in 8 of their last 11 games after winning at least eight straight games. San Francisco has only covered the point spread once in their last three games as well — and they have failed to cover the point spread 8 of their last 12 games after failing to cover the point spread in two of their last three games. The Niners also lost the heart and soul of their defense last week with the season-ending chest injury to linebacker Kwan Alexander. Now they return home where they have failed to cover the point spread in 5 of their last 7 games at home laying no more than 7 points. San Francisco is also just 9-19-1 ATS in their last 29 games against teams with a winning record. And in their last 8 games against teams from the NFC West, the 49ers have failed to cover the point spread 6 times.

FINAL TAKE: The Seahawks are 11-3-1 ATS in their last 15 meetings with the 49ers — and they have covered the point spread in 5 of their last 7 games against the Niners in San Francisco. 10* NFL Seattle-San Francisco ESPN Special with the Seattle Seahawks (273) plus the points versus the San Francisco 49ers (274). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Over the Total in the game between the Seattle Seahawks (273) and the San Francisco 49ers (274). THE SITUATION: Seattle (7-2) has won two straight games as well as five of their last six contests with their 40-34 win over Tampa Bay last week in overtime as a 4-point favorite. San Francisco (8-0) remained unbeaten two Thursdays ago with their 28-25 win at Arizona as a 10.5-point favorite.

REASONS TO TAKE OVER THE TOTAL: The Seahawks have played 5 of their last 6 games Over the Total after a straight-up win — and they have also played 4 of their last 5 games Over the Total after a point spread victory. Seattle has scored at least 27 points in seven of their last nine games. They are 5th in the NFL by averaging 395.5 total YPG — and they also rank 7th in the league by scoring 27.6 PPG. But the concern for this team is their defense as they have allowed at least 20 points in eight of their nine contests this season. The Seahawks rank 29th in the NFL by allowing 278.1 passing YPG. Atlanta’s aging backup quarterback, Matt Schaub, tore their defense up for 460 yards two weeks ago before Jameis Winston passed for 335 yards against them last week. Seattle has played 5 straight games Over the Total after allowing at least 250 passing yards in their last game. Over their last three games, the Seahawks are allowing 28.0 PPG along with 423.3 total YPG. Now they go back on the road where they are scoring 28.5 PPG — and they have played 8 of their last 10 games Over the Total on the road. Seattle has also played 8 of their last 10 road games Over the Total against teams with a winning record at home. Additionally, the Seahawks have played 6 of their last 7 games Over the Total against fellow opponents from the NFC West — and they have played 4 straight games Over the Total in November. San Francisco has played their last two games Over the Total — and they have then played 5 of their last 7 games Over the Total after playing at least two straight Overs. The 49ers have played outstanding defense this season — they rank first in the NFL by limiting their opponents to just 241.0 total YPG. But the Niners lost the heart and soul of their defense last week with the season-ending chest injury to linebacker Kwan Alexander. San Francisco returns home where they are scoring 35.3 PPG while averaging 423.3 total YPG. They have played 5 of their last 7 home games Over the Total as a favorite laying up to 7 points. Additionally, the 49ers have played 8 of their last 11 games Over the Total against teams with a winning record — and they have played 4 of their last 5 games Over the Total against NFC West foes.

FINAL TAKE: These two teams have played 5 of their last 7 meetings Over the Total. Hopefully, we will start seeing more Red Zone trips end in touchdowns rather than short field goals (and then maybe our Unders will start seeing some Red Zone drives stall and settle for field goals). Sooner or later, the Regression Gods always reappear! In the meantime, let's stick to solid fundamentals. 25* NFC West Total of the Month with Over the Total in the game between the Seattle Seahawks (273) and the San Francisco 49ers (274). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Minnesota Vikings (271) plus the points versus the Dallas Cowboys (272). THE SITUATION: Minnesota (6-3) looks to bounce-back from their 26-23 upset loss at Kansas City last week as a 5.5-point favorite that snapped their four-game winning streak. Dallas (5-3) has won two straight games with their 37-18 win in New York against the Giants last Monday as a 6.5-point favorite.

REASONS TO TAKE THE VIKINGS PLUS THE POINTS: Minnesota should respond with a strong effort as they have covered the point spread in 8 of their last 10 games after a straight-up loss — and they have also covered the point spread in 7 of their last 8 games after a loss on the road. The Vikings have also rebounded to cover the point spread in 4 of their last 5 games after a point spread loss. This is a dreaded prime-time game for quarterback Kirk Cousins. He has 5-12 straight-up record as the starting QB in televised prime-time games — but the underlying numbers are not bad that accompany those seventeen starts. Cousins was very sharp in his prime-time game last month against Washington where he completed 23 of 26 passes for 285 passing yards on Thursday Night Football. Wide receiver Adam Thielen is out for this game — but Minnesota is likely to lean heavily on their dynamic rushing attack with Delvin Cook leading the way for them to average a robust 153.0 rushing YPG which is third in the NFL. The Vikings have covered the point spread in 19 of their last 18 games with the Total set in the 42.5 to 49 point range. And the field turf will not be anything new for this team that plays on this same surface for their home games — and they have covered the point spread in 20 of their last 28 games played on field turf. The Vikings will lean on their defense that ranks 4th by allowing only 17.6 PPG while also ranking 8th by giving up just 320.9 total YPG. Dallas dominated the Giants last week by outgaining them by a 429 to 271 yardage margin — but they have failed to cover the point spread in 5 of their last 7 games after outgaining their last opponent by at least +150 net yards in their last game. The Cowboys have also failed to cover the point spread in 4 of their last 5 games when playing on a short week after a game on Monday Night Football. Dallas has benefited from a soft schedule so far this season that has included the Giants twice along with the Jets, Washington and Miami who entered the day with a combined 6-30 record with none of those four teams having won more than two victories. Of course, the Cowboys lost to that Jets team that later handed the Dolphins their first win of the season. Dallas’ only win against a team with a winning record this year was against the Eagles — and they have failed to cover the point spread in 5 straight games against teams with a losing record. The Cowboys have also failed to cover the point spread in 8 of their last 11 home games against teams with a winning record on the road. And in their last 36 home games when favored to up to 3 points, Dallas has failed to cover the point spread in 22 of these games.

FINAL TAKE: The Vikings have covered the point spread in their last 4 meetings with the Cowboys. Look for a close game where Minnesota will have the opportunity to pull the upset. 10* NFL Minnesota-Dallas NBC-TV Special with the Minnesota Vikings (271) plus the points versus the Dallas Cowboys (272). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Minnesota Vikings (271) and the Dallas Cowboys (272). THE SITUATION: Minnesota (6-3) looks to bounce-back from their 26-23 upset loss at Kansas City last week as a 5.5-point favorite that snapped their four-game winning streak. Dallas (5-3) has won two straight games with their 37-18 win in New York against the Giants last Monday as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cowboys preceded their victory on Monday Night Football with a 37-10 win on Sunday Night Football two weeks prior against the Eagles. Dallas has played 5 of their last 7 games Under the Total after scoring at least 28 points in a victory over an NFC East rival in their last game. Additionally, not only have the Cowboys played 8 of their last 10 games Under the Total after covering the point spread in two straight games but they have also played 5 straight Unders after winning two straight games by double-digits. Dallas has had their offense cranking as of late — but they have then played 13 of their last 17 home games Under the Total after scoring at least 30 points in two straight games. Dallas has averaged 6.6 and 6.4 Yards-Per-Play respectively in each of their last two games — but they have then played 37 of their last 56 games Under the Total after averaging at least 6.0 YPP in their last game. The Cowboys also rushed for 172 yards last week against the Giants — but they have then played 5 of their last 7 games Under the Total after rushing for at least 150 yards in their last game. Dallas returns home where they have played 5 of their last 7 home games Under the Total with the Total set in the 45.5 to 49 point range. Minnesota has played 6 of their last 8 games Under the Total after a straight-up loss — and they have played 20 of their last 28 games Under the Total after suffering an upset loss as a road favorite. QB Kirk Cousins will be without wide receiver Adam Thielen who is out for this game with a hamstring injury. Look for the Vikings to run the football to keep the Cowboys’ offense off the field. That will be easier said than done — Dallas ranks 5th in the NFL by allowing just 17.8 PPG and they also rank 6th in the league by giving up just 318.1 total YPG. The Vikings will lean on their defense that ranks 4th by allowing only 17.6 PPG while also ranking 8th by giving up just 320.9 total YPG. Minnesota did allow the Chiefs to average 7.1 YPP — but they have then played 4 of their last 5 games Under the Total after allowing their last opponent to average at least 6.5 YPP. The Vikings have played 9 of their last 12 games Under the Total as an underdog — and they have played 5 of their last 7 road games Under the Total as an underdog of up to 7 points. Furthermore, Minnesota has played 9 of their last 11 games Under the Total against NFC opponents — and they have played 10 of their last 12 games Under the Total playing on field turf.

FINAL TAKE: These two teams have played 4 of their last 5 encounters Under the Total. Look for this game to resemble the Cowboys prime-time game in New Orleans at the end of September which resulted in a 12-10 score. 25* NFL Sunday Night O/U Special Feature with Under the Total in the game between the Minnesota Vikings (271) and the Dallas Cowboys (272). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cincinnati Bengals (202) plus the points versus the Baltimore Ravens (201). THE SITUATION: Cincinnati (0-8) returns to the field after their bye week after a 24-10 loss in London to the Los Angeles Rams as a 12-point underdog. Baltimore (6-2) has won four games in a row after their triumphant 37-20 win over New England last Sunday night as a 3-point underdog.

REASONS TO TAKE THE BENGALS PLUS THE POINTS: Nothing like taking a winless NFL team after a dreary Saturday in College Football! I would hate myself more for not endorsing this play (and the Bengals cover) than I will if the Ravens blow out this team today. If we are not willing to invest in this fantastic “play-against” situation, then it is time to get out of the business. Baltimore’s value with the betting public will never be higher after they pulled off two straight upset victories with their win over the Patriots preceded by a 30-16 upset win at Seattle as a 3-point underdog two weeks ago. But the personality of this team suggests they will suffer an emotional letdown. Not only have they failed to cover the point spread in 4 of their last 5 games after a win by at least two touchdowns but they have failed to cover the point spread in 13 of their last 20 games after winning two straight games by at least 14 points. The Ravens have also failed to cover the point spread in 8 of their last 12 games after a game where at least 50 combined points were scored. And while the Baltimore defense surrendered 268 passing yards last week, they have then failed to cover the point spread in 6 straight games after allowing at least 250 passing yards in their last game. Moving forward, the Ravens have failed to cover the point spread in 6 straight games against teams with a losing record — and they have failed to cover the point spread in 3 of their last 4 road games when favored by 7.5 to 14 points. Baltimore has also failed to cover the point spread in 7 straight games against AFC North opponents. Cincinnati has covered the point spread in 8 of their last 11 games against fellow AFC North foes. They have had the benefit of their bye week to prepare against the Ravens’ ground game behind Lamar Jackson. They also should have a specific offensive game plan for rookie quarterback Ryan Finley who takes over for Andy Dalton. I like Finley from his NC State days — and he played well in the preseason. The Bengals have failed to cover the point spread in two straight games — and they have covered the point spread in 6 of their last 9 games after failing to cover the point spread in two straight games. Cincinnati has also covered the point spread in 7 of their last 10 games after losing at least eight straight games. They do return home where they have covered the point spread in 9 of their last 13 home games against teams with a winning record on the road. And while they allowed 372 passing yards to the Rams in London, the Bengals have then covered the point spread in 21 of their last 29 home games after allowing at least 300 passing yards in their last contest.

FINAL TAKE: This is a rematch from the Ravens’ 23-17 win last month on October 13th played in Baltimore. But this Baltimore team has failed to cover the point spread in 10 of their last 14 games played in Cincinnati. Hold your nose if it helps (I will …) but this is too many points to pass up for a home dog in a divisional matchup playing with revenge and off their bye week. 10* NFL Big Dog Surprise with the Cincinnati Bengals (202) plus the points versus the Baltimore Ravens (201). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Chicago Bears (266) minus the points versus the Detroit Lions (265). THE SITUATION: Chicago (3-5) has lost four games in a row with their 22-14 loss at Philadelphia as a 5-point underdog last Sunday. Detroit (3-4-1) has lost four of their last five games after their 31-24 loss in Oakland last week as a 2.5-point underdog.

REASONS TO TAKE THE BEARS MINUS THE POINTS: Taking Chicago was on my short list of sides to still consider this morning after taking into account the final injury reports — and, lo and behold, Matthew Stafford will not playing in this game with doctors ruling him out because of some broken vertebrae in his back. That makes a potentially good play into a great situation. Stafford has been quietly having an MVP level season for this Lions team that ranks 5th in the NFL in total offense. Jeff Driskel will be the quarterback under center for this team despite him not taking part in training camp as he signed with the team during the regular season. Driskel played in nine games with five starts last year for the Bengals where he completed 59.7% of his passes but averaged only 5.7 Yards-Per-Attempt. It is not encouraging that he was cut by Cincinnati after their second preseason game this season after completing just 13 of 27 passes for 136 yards with no touchdowns and one interception. I also assign zero credibility to the fact that he was picked up by the Lions as their management has been disorganized with many/most of their personnel decisions (not involving former Patriots players) — Detroit has rolled through at least three backup quarterbacks this season with Tom Savage, David Fales, and Josh Johnson (offhand) who have all been cut since. Perhaps Driskel is an upgrade over that list of names (perhaps) but he did not have the benefit of training camp to learn the Darrell Bevell offense. Quite simply, Plan A for this team has been Stafford at quarterback — and Plan B is to not worry about Plan B. For a fragile team about ready to form a mutiny against head coach Matt Patricia, this is not a good turn of events. As it is, Stafford was holding things together for this team that has collapsed on the defensive side of the football. The Lions are allowing 27.1 PPG (27th in the NFL) while ranking second-to-last by giving up 424.1 total YPG. They have allowed 33.0 PPG over their last three contests along with 441.0 total YPG — and they have then failed to cover the point spread in 6 of their last 7 games after allowing at least 400 YPG over their last three games. Their beleaguered secondary is also 31st in the NFL by surrendering 288.4 passing YPG after giving up at least 277 passing yards in five straight games — and they have then failed to cover the point spread in 5 of their last 6 games after allowing at least 275 passing yards in three straight contests. Additionally, Detroit is just 13-27-2 ATS in their last 42 road games against teams with a losing record at home — and they are 1-5-1 ATS in their last 7 games in November. The Lions are also 7-21-1 ATS in their last 29 games after allowing at least 30 points in their last game — and they have failed to cover the point spread in 5 of their last 7 games against fellow NFC North opponents. This defense may be just what the doctor ordered to get quarterback Mitchell Trubisky back on track. Chicago managed just 164 yards of offense last week — but they have then covered the point spread in 17 of their last 23 home games after failing to generate at least 200 total yards in their last game. The Bears have also covered the point spread in 4 of their last 5 games after failing to score at least 15 points in their last game. And while Chicago has failed to cover the point spread in four straight games, they have then covered the point spread in 18 of their last 25 games after not covering point spread expectations in three straight contests. Returning home will help this team as they have covered the point spread in 13 of their last 20 home games — and they have also covered the point spread in 4 of their last 5 home games against teams with a losing record on the road. And look for the Bears’ defense to help by forcing Driskel and this Lions’ offense (without their injured running back Kerryon Johnson) to force mistakes and turnovers in this one. Chicago has lost the turnover battle in three straight games — but not only have they covered the point spread in 22 of their last 30 games after suffering a -1 net turnover margin in two straight games but they have covered the point spread in 18 of their last 22 games after losing the turnover war in three straight contests. This is also a team that has covered the point spread in 8 of their last 9 games against teams from the NFC North — and they have covered the point spread in 10 of their last 14 games against teams with a losing record.

FINAL TAKE: Detroit is just 1-4-1 ATS in their last 6 meetings with the Bears after getting swept last season — and they are 1-3-1 ATS in their last 5 games at Soldier Field playing the Bears. 25* NFC North Game of the Month with the Chicago Bears (266) minus the points versus the Detroit Lions (265). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing the San Diego State Aztecs (198) minus the points versus the Nevada Wolf Pack (197). THE SITUATION: San Diego State (7-1) has won four straight games with their 20-17 win at UNLV as a 10.5-point favorite two weeks ago. Nevada (5-4) snapped a two-game losing streak last week with their 21-10 win over New Mexico as a 3.5-point favorite.

REASONS TO TAKE THE AZTECS MINUS THE POINTS: San Diego State are favorites in the 17-point range despite having an offense that averages just 21.8 PPG. That may make it look easy to take the underdogs in this contest but I am going to trust the wisdom of the oddsmakers in setting this line. The Aztecs are not going to surrender many points in this game — they rank 8th in the FBS by allowing just 14.1 PPG and they also rank 12th in the nation by surrendering just 283.5 total YPG. Additionally, San Diego State has covered the point spread in 6 of their last 8 games after a straight-up win where they failed to cover the point spread as the favorite. While the Aztecs are playing very conservatively on offense, the flip side of that coin is that they have only turned the ball over four times this season — and never more than once in a game. San Diego State has then covered the point spread in 8 of their last 11 games after not turning the ball over more than once in their last game. The Aztecs are also 11-5-1 in their last 17 games played in November. Nevada may be due for a letdown as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 6 of their last 9 games after a victory at home. The Wolf Pack have also failed to cover the point spread in 7 of their last 9 games after a point spread win. Now this team goes back on the road — with a redshirt freshman quarterback in Carson Strong who has thrown more interceptions (6) than touchdowns (5) this season — where they are just 1-3. Nevada is being outscored by -27.2 PPG and outgained by -135.5 net YPG on the road this season as they are scoring just 14.0 PPG in these games while allowing their home hosts to generate 449.5 total YPG along with 41.2 PPG. The Wolf Pack have failed to cover the point spread in 5 of their last 6 games on the road. Nevada has also failed to cover the point spread in 6 of their last 8 games as an underdog getting 10.5 to 21 points — and they have also failed to cover the point spread in 6 of their last 9 road games when laying 17.5 to 21 points. Furthermore, the Wolf Pack are just 1-5-1 ATS in their last 7 games against Mountain West Conference opponents — and they are 0-3-1 ATS in their last 4 games against teams with a winning record.

FINAL TAKE: San Diego State will also be looking to avenge a 28-24 upset loss at Nevada last October 27th where they were laying two points. But the Wolf Pack are just 2-5-1 ATS still in their last 8 meetings with the Aztecs which includes them being 0-3-1 ATS in their last 4 games played at San Diego State. 10* CFB Saturday Late Show Bailout with the San Diego State Aztecs (198) minus the points versus the Nevada Wolf Pack (197). Best of luck for us — Frank.

At 10:15 PM ET on Saturday, we will be playing the Boise State Broncos (156) minus the points versus the Wyoming Cowboys (155). THE SITUATION: Boise State (7-1) rebounded from their 3-point loss at BYU last week with a 52-42 win at San Jose State last Saturday as a 16.5-point favorite. Wyoming (6-2) has won two straight games as well as three of their last four contests with their 31-3 win over Nevada as a 12-point favorite two weeks ago.

REASONS TO TAKE THE BRONCOS MINUS THE POINTS: Wyoming’s victory over the Wolf Pack was preceded by a 23-10 win at home over New Mexico the previous week — but that might be setting them up for a letdown now. The Cowboys have failed to cover the point spread in 5 of their last 7 games after winning two straight games by at least 10 points against fellow Mountain West Conference opponents. Now Wyoming goes back on the road where they are just 1-2 this season while being outgained by -98.0 total YPG. This Cowboys team typically enjoys a nice home-field advantage when playing in the high altitude in Laramie — but they have failed to cover the point spread in 27 of their last 40 games on the road after winning two of their last three games. Compounding the matter for this Wyoming team is that they lost their starting quarterback, Sean Chambers, to a season-ending knee injury in that victory over Nevada. Tyler Vander Waal takes over again under center after completing just 3 of 10 passes against the Wolf Pack after the Chambers injury. Vander Waal was initially the starting quarterback last year but after an 0-4 start where the Cowboys were scoring only 11.5 PPG, he was benched for Chambers. Vander Waal made nine starts last year but eclipsed 200 passing yards only twice in those games. Perhaps the biggest spark that Chambers provided this team was with his mobility — he has rushed for 567 yards with 10 touchdowns on the ground this season. Wyoming is only completing 40.6% of their passes this season so the lack of mobility with Vander Waal limits the Cowboys’ effectiveness in obvious passing situations. Wyoming will be challenged by a stout Broncos run defense that is tied for 23rd in the nation by allowing only 116.3 rushing YPG. Boise State should build off the momentum of their victory last week as they are 3-1-1 ATS in their last 5 games after a straight-up win. The Broncos have also covered the point spread in 4 of their last 5 games after a straight-up win where they failed to cover the point spread as the favorite — and they have covered the point spread in 5 of their last 7 games after a point spread loss. Boise State has not covered the point spread in their last two games — but they have covered the point spread in 26 of their last 39 games after failing to cover the point spread in two straight games. The Broncos did generate 468 yards last week — and they are 5-1-1 ATS in their last 7 games after gaining at least 450 yards in their last game. But the defense has been an issue for this team as of late as they surrendered 497 yards to the Spartans. Boise State is 15-7-1 ATS in their last 23 games after allowing at least 40 points in their last game. The Broncos have not allowed more than 123 rushing yards in four straight games which should serve them well against this Cowboys team — and they have covered the point spread in 25 of their last 36 games after not allowing more than 125 rushing yards in four straight games. Boise State returns home where they are 4-0 with an averaging winning margin of +18.8 PPG. The Broncos are scoring 37.0 PPG at home while limiting their guests to just 18.2 PPG along with only 302.2 total YPG — they are outgaining their visitors by +148.0 net YPG. Boise State has covered the point spread in 5 of their last 7 home games — and they have also covered the point spread in 6 of their last 9 games in November.

FINAL TAKE: Wyoming has failed to cover the point spread in 6 of their last 8 games against teams with a winning record — and they have covered the point spread in 5 of their last 8 games as an underdog getting 10.5 to 21 points. With the Broncos still controlling their fate to reach the Mountain West Conference championship game, look for them to secure a dominant victory against an undermanned Cowboys offense. 25* CFB Saturday Night ESPN Game of the Year with the Boise State Broncos (156) minus the points versus the Wyoming Cowboys (155). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Wisconsin Badgers (194) minus the points versus the Iowa Hawkeyes (193). THE SITUATION: Wisconsin (6-2) has lost two straight games after their 38-7 win at Ohio State two weeks ago as a 14.5-point underdog. Iowa (6-2) has won two straight games after their 20-0 win at Northwestern as a 7.5-point favorite.

REASONS TO TAKE THE BADGERS MINUS THE POINTS: It was just three short weeks ago that this Wisconsin team was considering as possible one of the best this football team has ever assembled in school history. Then the Badgers were upset at Illinois as a 29-point favorite in what was considered them looking ahead to their showdown with the Buckeyes. In hindsight, that Fighting Illini team appears to be much improved under former NFL head coach Lovie Smith than we realized at the time. Wisconsin then did not have the talent to keep up with Ohio State for 60 full minutes two weeks ago — but this team should be ready to play good football again this afternoon especially with their Big Ten Championship Game aspirations still very much alive. The Badgers have bounced-back to cover the point spread in 8 of their last 11 games after a straight-up win — and they have covered the point spread in 21 of their last 31 games after a loss by at least 20 points. Wisconsin has also covered the point spread in 16 of their last 21 games after their bye week. The Badgers return home to Madison for the first time since October 12th where they shut out Michigan State by a 38-0 score. Wisconsin is 5-0 at home this year where they are scoring 41.2 PPG while averaging 450.2 total YPG — and they are holding their guests to only 5.8 PPG along with just 177.0 total YPG. The Badgers have covered the point spread in 5 of their last 6 games at home. Iowa has failed to cover the point spread in 4 straight games after a point spread win. And while they held the Wildcats to just 202 total yards two weeks ago, they have then failed to cover the point spread in 6 of their last 7 games after not allowing more than 275 total yards in their last game. Now this team goes on the road again where they are scoring just 13.7 PPG along with averaging only 292.0 total YPG. The Hawkeyes have failed to cover the point spread in 7 of their last 9 road games against teams with a losing record at home. Additionally, Iowa has failed to cover the point spread in 5 of their last 7 games against teams with a winning record — and they have also failed to cover the point spread in 5 of their last 7 games in November under head coach Kirk Ferentz.

FINAL TAKE: The Hawkeyes have not been a very good underdog as of late. Iowa has failed to cover the point spread in 11 of their last 15 games when they were getting the points as the dog. Iowa has also failed to cover the point spread in 7 straight games on the road as the underdog where they (obviously) also lost all seven games. 20* CFB Iowa-Wisconsin Fox-TV Special with the Wisconsin Badgers (194) minus the points versus the Iowa Hawkeyes (193). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Alabama Crimson Tide (168) minus the points versus the LSU Tigers (167). THE SITUATION: Alabama (8-0) takes the field again after their 48-7 win over Arkansas as a 32-point favorite two weeks ago. LSU (8-0) comes off a 23-20 win over Auburn back on October 26th where they were 11.5-point favorites at home.

REASONS TO TAKE THE CRIMSON TIDE MINUS THE POINTS: It looks like Tua Tagovailoa will play in this game after taking part in practice this week. Head coach Nick Saban has been cagey about his status — his mobility will likely be not at 100%. Tagovailoa underwent the same tight rope procedure on his ankle as he did last December which allowed him to play in the National Semifinals against Clemson. Most importantly for the Crimson Tide offense, Tagovailoa should be able to execute the Alabama passing attack that ranks 5th in the nation by averaging 338.0 passing YPG. The Crimson Tide are scoring 50.6 PPG while averaging 504.4 total YPG at home this year. They have scored at least 35 points in all eight of their games this season — and they have then covered the point spread in 5 of their last 6 games after scoring at least 31 points in at least five straight games. This offense has also done an outstanding job of protecting the football as they have only turned the ball over five times this year while never turning the ball over more than once in their eight games. Saban’s teams are very tough to beat when they protect the football as they have covered the point spread in 9 of their last 13 games after not turning the ball over more than once in three straight games. The freshmen linebackers who have been pressed into duty early this season are also continuing to improve. Over their last three games, the Tide are surrendering just 277.7 total YPG which is -29.8 total YPG better than their season average. LSU did gain 508 yards against the Auburn defense two weeks ago — but they have then failed to cover the point spread in 4 straight games after gaining at least 450 yards in their last game. Don’t be surprised if the Tigers get off schedule in this game and face more 2nd/3rd and long situations than they have been used to. LSU is not gaining positive yards in 17% of their rushing attempts this season (38th in the nation) — and quarterback Joe Burrow is getting sacked on 6% of standard passing downs which is 81st in the FBS. Joe Brady is getting plenty of accolades of him bringing in a sophisticated passing attack to this team after serving as an assistant offensive coach for the New Orleans Saints — but the shotgun heavy scheme has struggled in the Red Zone close to the goal line. The Tigers rank 50th in the Success Rate once inside the 10-yard line — and they rank 80th in Success Rate when reaching 1st-and-Goal. This is not a good sign for a team that has scored only 26 combined points in their last four meetings with Alabama. LSU has also failed to cover the point spread in 13 of their last 21 road games when getting 3.5 to 7 points.

FINAL TAKE: Saban has a big edge in coaching expertise with his staff over the Tigers under Ed Orgeron (even with Brady who is not calling plays). The Tigers have failed to cover the point spread in 5 of their last 6 meetings with the Tide. And Saban makes sure the LSU showdown occurs in as optimal of conditions as possible. This is Alabama’s third straight home game as they have been at home in Tuscaloosa since their game at Texas A&M on October 12th. The Crimson Tide have covered the point spread in 34 of their last 52 games after playing their last two games at home. And the Tide have covered the point spread in 7 of their last 9 games after their bye week. The extra time will help them scheme against the Brady passing attack — but they were already familiar with that approach which is not uncommon outside the LSU football offices before this season. 10* CFB LSU-Alabama CBS-TV Special with the Alabama Crimson Tide (168) minus the points versus the LSU Tigers (167). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing Under the Total in the game between the Vanderbilt Commodores (143) and the Florida Gators (144). THE SITUATION: Vanderbilt (2-6) has lost three of their last four games with their 24-7 loss at South Carolina last Saturday as a 15-point underdog. Florida (7-2) has lost two of their last three games with their 24-17 loss to Georgia last week as a 6.5-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Gators have played 6 of their last 8 games Under the Total after a point spread loss. Florida’s offense sputtered last week as they managed only 278 total yards against the Bulldogs defense. The lack of a credible rushing attack is the Achilles’ heel of this Florida team — they average only 128.9 rushing YPG which is 70th in the nation. Over their last three games, the Gators are scoring 27.7 PPG while averaging just 363.0 total YPG which is far below their 30.8 PPG and 403.9 total YPG averages. Now this team returns home to Gainesville where they are 4-0 this season while playing outstanding defense. Florida has held their four guests to just 4.0 PPG along with only 237.5 total YPG. The Gators have played 6 straight games at home Under the Total — and they have played 6 of their last 8 home games Under the Total against teams with a losing record on the road. And in their last 17 home games when laying 21.5 to 28 points, Florida has played 13 of these games Under the Total. Vanderbilt has played 4 straight games Under the Total after a point spread loss. The Commodores only gained 189 yards last week against the mediocre Gamecocks defense. Junior quarterback Duece Wallace has been tapped as the starter for this game with Ball State transfer Riley Neal out for this game with a concussion. Wallace completed just 8 of 17 passes in relief last week against South Carolina  for just 30 yards with no touchdowns and two interceptions. Vanderbilt managed only 76 passing yards overall last week — and the Under is 11-5-1 in their last 17 games after not passing for more than 170 yards in their last game. The Commodores will struggle to score points — they are averaging just 17.0 PPG while averaging just 317.1 total YPG which rank 123rd and 115th in the nation. The Vandy rushing attack is not likely to bail Wallace out in this game either as they are averaging just 125.9 rushing YPG which is 109th in the nation. Florida is 11th in the nation by allowing only 16.7 PPG — and they also rank 31st in the FBS by giving up just 123.6 rushing YPG. The Commodores particularly struggle to move the football on the road where they are scoring only 12.3 PPG while averaging 314.7 total YPG. Vanderbilt has played 6 of their last 8 games Under the Total on the road — and they have played 5 straight road games Under the Total against teams with a winning record at home. And while the Commodores have played five straight Unders, they have then played 17 of their last 23 road games Under the Total after playing at least two straight Unders. If there is a bright spot for Mason’s team as the season progresses, it has been the improved play of their defense. Over their last three games, Vanderbilt has allowed 24.0 PPG along with 370.3 total YPG which is more than 10 points and 80 YPG below their season averages. The Commodores have played 7 of their last 8 games Under the Total against fellow SEC opponents — and they have played 4 straight games Under the Total in the month of November.

FINAL TAKE: Vanderbilt has played 9 of their last 11 road games Under the Total as a big underdog getting more than three touchdowns. 25* CFB Saturday ESPN Total of the Year with Under the Total in the game between the Vanderbilt Commodores (143) and the Florida Gators (144). Best of luck for us — Frank (who also will have his 25* CFB Saturday Night ESPN Game of the Year and the LSU-Alabama ATS winner as part of his Saturday CFB card).

At 10:30 PM ET on Friday, we will be playing the Washington Huskies (115) minus the points versus the Oregon State Beavers (116). THE SITUATION: Washington (5-4) has lost two straight games as well as three of their last four contests with their 33-28 loss at home to Utah last Saturday as a 3-point underdog. Oregon State (4-4) has two games in a row with their 56-38 upset victory at Arizona as a 4.5-point underdog last Saturday.

REASONS TO TAKE THE HUSKIES MINUS THE POINTS: The Beavers have won two straight games via upset as they preceded their victory over the Wildcats with a 21-17 upset win at Cal as a double-digit dog. Oregon State may be due for an emotional letdown now as they have failed to cover the point spread in 10 of their last 12 home games after a game where at least 60 combined points were scored. The Beavers did not force a turnover against Arizona last week either — and they have failed to cover the point spread in 17 of their last 23 home games after a game where they did not force a turnover. Now after playing their last two games on the road, this team returns home where they are just 1-3 with their lone victory being against FCS opponent Cal-Poly SLO. Oregon State has failed to cover the point spread in 7 of their last 9 games at home — and they have failed to cover the point spread in 5 of their last 6 home games with the Total set at 63 or higher. Behind sixth-year senior quarterback Jake Luton, the Beavers can put points up on the board — they are averaging 33.6 PPG. But defense remains a problem for this Beavers team that returned nine starters from a unit that was 128th in the FBS by both allowing 45.7 PPG and by giving up 536.8 total YPG. Oregon State has only mildly improved on that side of the ball this season as they are allowing 32.4 PPG along with 439.3 total YPG which is tied for 104th and 104th respectively. Moving forward, the Beavers have failed to cover the point spread in 7 of their last 9 games played in November — and they have failed to cover the point spread in 4 of their last 5 games played on a Friday night. Washington had not allowed more than 20 points in each of their first five games but they have surrendered 68 combined points in their last two contests. The Huskies have played three straight games Over the Total — but they have then covered the point spread in 4 of their last 6 games after playing at least two straight Overs. Washington needs to get back to running the football after Salvon Ahmed ran the ball only 14 times last week. Ahmed is still averaging 89 rushing YPG this season — and while the Huskies managed only 53 rushing yards last week, they have then covered the point spread in 4 of their last 5 games after failing to rush for at least 100 yards in their last game. While Washington’s inexperienced defense that returned only two starters from last year has taken a step back by allowing 375.3 total YPG (55th in the nation), the offense should score plenty of points against the suspect Beavers’ defense. Georgia transfer Jacob Eason leads an offense that is scoring 34.9 PPG which is 29th in the nation — and the Huskies are 39th int he nation by generating 257.3 passing YPG. Washington also averages 36.3 PPG along with 407.0 total YPG when playing on the road. Eason completed 29 of 52 passes for 316 yards against the stout Utah defense last week — and the Huskies have covered the point spread in 9 of their last 13 games after passing for at least 280 yards in their last game.

FINAL TAKE: Washington has covered the point spread in 7 of their last 9 games when playing on a Friday night — and they have also covered the point spread in 5 of their last 8 games when laying 3.5 to 10 points. 10* CFB Washington-Oregon State FS1-TV Special with the Washington Huskies (115) minus the points versus the Oregon State Beavers (116). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Oakland Raiders (108) plus (or minus) the point(s) versus the Los Angeles Chargers (107). THE SITUATION: Oakland (4-4) snapped a two-game losing streak on Sunday with their 31-24 win over Detroit as a 2.5-point favorite. Los Angeles (4-5) has won two straight games after their 26-11 upset win at home over Green Bay on Sunday as a 4-point underdog.

REASONS TO TAKE THE RAIDERS PLUS (OR MINUS) THE POINT(S): The Chargers have pulled off two straight upset victories as they proceeded their win over the Packers with a 17-16 upset win at Chicago where they were getting a field goal. But this team is likely to suffer an emotional letdown now playing on a short week. Los Angeles has failed to cover the point spread in 13 of their last 20 games after an upset victory in their last game as a home underdog. The Chargers are also 1-3-1 ATS in their last 5 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a win by at least two touchdowns. The Chargers are playing better defense as of late as they have surrendered only 27 combined points in their last two games — but they have then failed to cover the point spread in 5 of their last 6 games after not allowing more than 14 points in two straight games. Furthermore, while Los Angeles held Green Bay to only 184 yards of offense last week, they have then failed to cover the point spread in 8 of their last 10 games after not allowing more than 250 yards in their last contest. Additionally, the Chargers are just 1-4-2 ATS in their last 7 games against teams from the AFC. Oakland will be playing in just their fourth true home game of the season after a five-game stretch which were all played away from Oakland Coliseum were two road games sandwiched their game in London where they were the technical home team. The Raiders have covered the point spread in 6 of their last 7 games at home — and they have also covered the point spread in their last 3 home games as the underdog getting up to 3 points. Furthermore, Oakland has allowed at least 388 yards in three straight games — but they have then covered the point spread in 4 of their last 6 contests after allowing at least 375 yards in two straight games. Chargers head coach Anthony Lynn recently replaced his offensive coordinator, Ken Whisenhunt, for a faltering offense — and while tapping Shane Steichen as the new OC, he called on the offense to commit to running the ball more. This focus on running the football will play into the Raiders’ strength on defense as they rank 7th in the NFL by allowing just 92.5 rushing YPG.

FINAL TAKE: The Chargers have won the last four meetings between these two teams after sweeping this AFC West series in the last two seasons. But with this being an emotional night in Oakland’s Coliseum in the last meeting between these two teams in this venue, expect a close game where the Raiders will have the opportunity to pull the upset. 3* NFL LA Chargers-Oakland Fox-TV Special with the Oakland Raiders (108) plus (or minus) the point(s) versus the Los Angeles Chargers (107). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Los Angeles Chargers (107) and the Oakland Raiders (108). THE SITUATION: Los Angeles (4-5) has won two straight games after their 26-11 upset win at home over Green Bay on Sunday as a 4-point underdog. Oakland (4-4) snapped a two-game losing streak on Sunday with their 31-24 win over Detroit as a 2.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Chargers have played 8 of their last 11 games Under the Total after a point spread win — and they have played 11 of their last 15 games Under the Total after a victory by at least two touchdowns. Los Angeles has also played 11 of their last 14 games Under the Total after winning two straight games. The Chargers were able to get their ground game going in this game with a simplified rushing attack relying on fewer plays under new offensive coordinator Shane Steichen who replaced the fired Ken Whisenhunt. Los Angeles rushed for 159 yards in that game against the Packers which helped them control the time of possession for 35:51 minutes which kept Aaron Rodgers off the field. Green Bay managed only 184 total yards in that game — and the Chargers have played 4 of their last 5 games Under the Total after rushing for at least 150 yards in their last game. The Los Angeles defense has been good once again this season as they rank 8th in the NFL by allowing just 18.7 PPG — and they also rank 8th in total defense by giving up only 322.8 total YPG. Over their last three games, the Chargers are allowing just 16.7 PPG along with only 325.0 total YPG. Los Angeles has played 10 of their last 12 games Under the Total after not allowing more than 14 points in their last game. But now LA goes back on the road where they are scoring only 19.2 PPG — and they have played 5 of their last 7 games Under the Total on the road. The Chargers have played 22 of their last 32 games Under the Total with the number set in the 42.5 to 49 point range — and they have played 5 of their last 6 games Under the Total in November. And in their last 11 games played on Thursday Night Football, the Under is 7-3-1. The Under is also 7-3-1 in Oakland’s last 11 games after a straight-up win. The Raiders have also played 5 of their last 7 games Under the Total after scoring at least 30 points in their last game. And while Oakland has seen at least 51 combined points scored in three straight games, they have then played 26 of their last 39 games Under the Total after playing at least two straight games where at least 50 combined points were scored. The Raiders defense has allowed at least 388 yards in three straight games after they surrendered 473 yards last week to the Lions. But not only has Oakland played 18 of their last 25 home games Under the Total after allowing at least 375 yards in two straight games but they have also played 10 of their last 12 games at home Under the Total after allowing at least 375 yards in three straight games. The Raiders do play stout against the run as they rank 7th in the NFL by holding their opponents to just 92.5 rushing YPG. They stay at home for just their fourth true home game where they are scoring only 21.7 PPG — and they may be without their star right tackle, Trent Brown, who is questionable on this short week with a knee injury. Oakland has played 11 of their last 16 games Under the Total at home.

FINAL TAKE: The Raiders have played 20 of their last 26 games Under the Total against AFC West opponents — and the Chargers have played 10 of their last 12 games Under the Total when playing fellow AFC West foes. These two teams have also played 5 straight encounters Under the Total. 25* AFC West Total of the Month with Under the Total in the game between the Los Angeles Chargers (107) and the Oakland Raiders (108). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Temple Owls (111) minus the point(s) versus the South Florida Bulls (112). THE SITUATION: Temple (5-3) has lost two in a row after their 63-21 loss to Central Florida back on October 26th as an 11-point underdog. South Florida (4-4) has won three of their last four games with their 45-20 win at East Carolina as a 1-point favorite on October 26th.

REASONS TO TAKE THE OWLS MINUS THE POINTS: This is a critical game for first-year head coach Rod Carey with the bad loss at home to Central Florida preceded by a 45-21 loss at SMU the previous week. Carey does have the benefit of extra time and preparation for this game to right the proverbial ship of this Owls team. He inherited a group that has bounced-back to cover the point spread in 23 of their last 31 games after a straight-up loss — and they have covered the point spread in 5 of their last 6 games after a point spread loss. Additionally, Temple has covered the point spread in 5 of their last 6 games after a double-digit loss at home — and they have covered the point spread in 39 of their last 58 games after a loss by at least 20 points. The Owls managed only 266 yards of offense against the Knights — but they have then covered the point spread in 20 of their last 27 games after failing to gain at least 275 yards in their last game. Temple also surrendered 614 yards to Central Florida in that loss — but they have then covered the point spread in 37 of their last 53 games after allowing at least 450 yards in their last game. This remains a quality team that upset the Memphis team last month that handed the Mustangs their first loss of the season last week. The Owls have also covered the point spread in 10 of their last 13 games in November. South Florida may be due for a letdown for this game as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win. This team is also just 6-13-1 ATS in their last 20 games after a bye week. The Bulls’ success against the Pirates in their last game was propelled by their rushing for 347 yards which took the pressure off redshirt freshman quarterback Jordan McCloud who has been pressed into duty after the September season-ending injury to returning starter Blake Barnett. McCloud only attempted 12 passes in that victory — but South Florida has failed to cover the point spread in 12 of their last 14 games after rushing for at least 200 yards in their last game. The Bulls are averaging just 172.9 passing YPG which is 110th in the nation. Now South Florida returns home where they are just 2-2 this season with an average losing margin of -8.3 PPG along with being outgained by -118.5 net YPG. The Bulls have failed to cover the point spread in 7 of their last 9 games when playing at home.

FINAL TAKE: South Florida has failed to cover the point spread in 4 of their last 5 games against teams with a winning record. They raced out to a 7-1 start last season before folding down the stretch with six straight losses where they were outscored by -19.2 PPG under head coach Charlie Strong. Look for Temple to rebound with a big win for them on the road. 5* CFB Thursday ESPN Game of the Year with the Temple Owls (111) minus the point(s) versus the South Florida Bulls (112). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Ohio Bobcats (106) minus the points versus the Miami (OH) Redhawks (105). THE SITUATION: Ohio (4-4) has won two straight games as well as three of their last four contests with their 34-21 upset win at Ball State as a 1.5-point underdog back on October 26th. Miami (OH) (4-4) has also won three of their last four games after their 23-16 win at Kent State as a 2.5-point underdog two Saturdays ago on October 26th.

REASONS TO TAKE THE BOBCATS MINUS THE POINTS: Ohio opened the season by losing their first three games with a very challenging non-conference schedule at Pittsburgh and Marshall while hosting a tough Louisiana-Lafayette team. But their 75-year old head coach Frank Solich continues to teach with his staff always developing his players for what usually results in stronger second halves of the season in his fifteen years with the program. The Bobcats won six of their last seven games last year culminating in a 27-0 win over San Diego State in the Frisco Bowl. Ohio’s upset victory over the Cardinals on the road last week is likely a harbinger for more good things to come for this team. The Bobcats bad covered the point spread in 17 of their last 25 games after pulling off an upset victory — and they have also covered the point spread in 8 straight games at home after an upset victory. Furthermore, Ohio has covered the point spread 6 of their last 9 games after winning two games in a row — and they have covered the point spread in 12 of their last 14 games after winning two of their last three games. The development of skill players on offense was a concern for this team entering the season — but Ohio has scored at least 34 points in each of their last three games while averaging 38.3 PPG and 485.3 total YPG in those contests. Those numbers are very close to last year’s 40.1 PPG and 466.8 total YPG averages that ranked 12th and 14th in the FBS. The Bobcats still have quarterback Nathan Rourke under center — the senior is averaging 284.9 total YPG this season after rushing for 127 yards last week in the win at Ball State. Solich will want his defense to play better after they allowed 240 rushing yards last week. Ohio has allowed their last two opponents to average 6.42 and 6.43 Yards-Per-Play in their last two games — but the Bobcats have then covered the point spread in 15 of their last 22 games after allowing their last two opponents to average at least 6.25 YPPG and they have also covered the point spread in 5 of their last 7 games after allowing at least 200 rushing yards in their last game. Additionally, Ohio has covered the point spread in 8 of their last 12 games after playing at least three straight against conference opponents — and they have covered the point spread in 10 of their last 15 games in the second half of the season. Miami is also showing the benefits of a difficult non-conference schedule. The Redhawks opened the season with losses to Iowa, Ohio State, and Cincinnati but have pulled off two straight upset victories in a 27-24 win against Northern Illinois two weeks ago as a 2-point underdog before their upset win last week against the Golden Flashes. But this team may be due for a letdown now as they have failed to cover the point spread in their last 3 games after a bye week. And while the Redhawks offense averaged 6.49 YPP in their last game, they have then failed to cover the point spread in 3 of their last 4 games after averaging at least 6.25 YPP in their last game. Miami is quarterbacked by a true freshman in Brett Gabbert (Blaine’s brother) — but he is completing only 53.1% of his passes while throwing five touchdown passes along with five interceptions. Those are ominous numbers for a team staying on the road where they are 1-4 this season while being outscored by -24.6 PPG.

FINAL TAKE: Solich should have his team ready to play tonight with the memory of their 30-28 upset loss to Miami last year by a 30-28 score despite being a 4.5-point favorite. Look for Ohio to avenge that loss with a decisive victory. 10* CFB Miami (OH)-Ohio ESPN2 Special with the Ohio Bobcats (106) minus the points versus the Miami (OH) Redhawks (105). Best of luck for us — Frank.

At 8:00 PM ET on Tuesday, we will be playing the Ball State Cardinals (103) plus the points versus the Western Michigan Broncos (104). THE SITUATION: Ball State (4-4) saw their three-game winning streak snapped back on October 26th with their 34-21 upset loss at home to Ohio where they were 1.5-point favorites. Western Michigan (5-4) has won two of their last three games with their 49-10 win over Bowling Green on October 26th as a 26.5-point favorite.

REASONS TO TAKE THE CARDINALS PLUS THE POINTS: Western Michigan has been consistently inconsistent as of late — they have failed to cover the point spread in 6 straight games after a straight-up win. They also have failed to cover the point spread in 15 of their last 8 games after a point spread victory — and they have failed to cover the point spread in 4 straight games after a win by at least 20 points. The Broncos stay at home for what is their last home game of the season — but they have failed to cover the point spread in 5 of their last 7 home games with the Total set in the 63.5 to 70 point range. Furthermore, Western Michigan has failed to cover the point spread in 5 of their last 8 games when favored in the 3.5 to 10 point range — and they have also failed to cover the point spread in 3 straight home games when favored by 7 points or less. Ball State has bounced-back to cover the point spread in 11 of their last 15 games after suffering an upset loss as a home favorite. The Cardinals did average 6.38 Yards-Per-Play against the Bobcats after averaging 8.66 YPP in their 52-14 blowout win over Toledo in their previous game. The Cardinals have then covered the point spread in 8 of their last 11 games after averaging at least 6.25 YPP in two straight games. Junior quarterback Drew Plitt has been steady by completing 64.9% of his passes for 1977 yards with 17 touchdowns and six interceptions — but he has thrown only one interception over his last three games. He should keep Ball State in a position to win this game against this Broncos defense that ranks 99th in the nation by allowing 252.3 passing YPG.

FINAL TAKE: Ball State has covered the point spread in 21 of their last 26 road games as an underdog getting 7 points or less — and they have covered the point spread in 5 of their last 7 games in Kalamazoo against the Broncos. 10* CFB Ball State-Western Michigan ESPN2 Special with the Ball State Cardinals (103) plus the points versus the Western Michigan Broncos (104). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the New York Giants (476) plus the points versus the Dallas Cowboys (475). THE SITUATION: New York (2-6) has lost four straight games after their 31-26 loss in Detroit to the Lions as a 6-point underdog last Sunday. Dallas (4-3) snapped their three-game losing streak back on October 20th with their 37-10 win over Philadelphia for Sunday Night Football as a 3-point favorite.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: The Cowboys may be due for an emotional letdown after their long layoff from their big success on national television. Dallas has failed to cover the point spread in 16 of their last 22 road games after a blowout win at home by at least three touchdowns. The Cowboys raced out to a 27-7 halftime lead over the Eagles in that game but they might not be a good sign for them in this game considering that they have failed to cover the point spread in 20 of their last 30 games after scoring at least 24 points in the first half of their last game. The Dallas offense slows down when away from AT&T Stadium. The Cowboys are scoring 27.1 PPG along with 437.9 total YPG this season — but those numbers drop to just 21.0 PPG along with 376.0 total YPG on the road this year. Dallas is also just 1-5-1 ATS in their last 7 games after holding their last opponent to 14 points or less. The Cowboys are 5th in the NFL by giving up only 17.7 PPG — but they have allowed their last three opponents to score 22.7 PPG which makes getting another touchdown or so with the point spread very attractive. This defense will also be without one of their best players in linebacker Leighton Vander Bosch who is likely out with a neck injury for this game. Dallas has also failed to cover the point spread in 10 of their last 14 games on Monday Night Football. New York should play well in this divisional rematch as they have covered the point spread in 8 of their last 11 games after losing at least four straight games. The Giants’ loss in Detroit last week came on the heels of a 27-21 loss at home to Arizona the previous week. The Giants went into halftime against the Lions trailing by a 17-13 score after trailing to the Cardinals after the first 30 minutes by a 17-14 margin. New York has covered the point spread in 8 of their last 12 games after allowing at least 25 points in their last two games — and they have covered the point spread in 17 of their last 20 games after allowing at least 17 points in the first half of their last two contests. The Giants did generate 370 yards against the Detroit defense — and they are 6-2-1 ATS in their last 5 games after gaining at least 350 yards in their last game. This offense is getting healthy once again with Saquon Barkley and Evan Engram back on the field after missing time with injuries. And while wide receiver Sterling Shepard will likely not play in this game as he re-entered the concussion protocol, they have an emerging target for rookie Daniel Jones in fellow rookie wideout Darius Slayton who starred at Auburn. The New York run defense was then fortified at the trade deadline with the Giants acquiring the 300-LB defensive lineman Leonard Williams from the Jets. New York has played much better on defense when playing at home this season — their four visitors are scoring just 17.2 PPG while averaging only 308.2 total YPG. The arrow is pointing up for this Giants team that is 3-1-1 ATS in their last 4 games in November.

FINAL: This is a rematch of the Cowboys’ 35-17 victory at home over the Giants back on September 8th — and New York has covered the point spread in 4 of their last 6 games when attempting to avenge a loss on the road to their opponent. 10* NFL Dallas-NY Giants ESPN Special with the New York Giants (476) plus the points versus the Dallas Cowboys (475). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Dallas Cowboys (475) and the New York Giants (476). THE SITUATION: Dallas (4-3) snapped their three-game losing streak back on October 20th with their 37-10 win over Philadelphia for Sunday Night Football as a 3-point favorite. New York (2-6) has lost four straight games after their 31-26 loss in Detroit to the Lions as a 6-point underdog last Sunday.

REASONS TO TAKE UNDER THE TOTAL: The Cowboys have played 13 of their last 19 games Under the Total after a straight-up win — and they have played 11 of their last 16 games Under the Total after a point spread victory. Additionally, Dallas has played 4 of their last 5 games Under the Total after a victory by at least two touchdowns — and they have played 6 of their last 8 games Under there Total after not allowing more than 14 points in their last game. The Cowboys are playing outstanding defense this season — they rank 5th in the NFL by allowing 17.7 PPG while ranking 8th in the league by giving up just 324.9 total YPG. In their three games on the road, Dallas is holding their home hosts to just 19.0 PPG along with only 301.0 total YPG. But the Cowboys offense slows down when away from AT&T Stadium. Dallas is scoring 27.1 PPG along with 437.9 total YPG this season — but those numbers drop to just 21.0 PPG along with 376.0 total YPG on the road this year. The Cowboys are averaging 454.3 total YPG in their last three games — but they have played 17 of their last 23 road games Under the Total after averaging at least 450 yards over their last three contests. Dallas did rush for 189 yards in their win against the Eagles — but they have played 5 of their last 6 games Under the Total after rushing for at least 150 yards in their last game. And in their last 8 games after scoring at least 30 points, the Cowboys have played 6 of these games Under the Total. A bright spot in New York’s loss at Detroit last week was that they held the Lions to only 59 rushing yards. The Giants have then played 9 of their last 11 games Under the Total after not allowing more than 90 rushing yards in their last game. The New York run defense was then fortified at the trade deadline with the Giants acquiring the 300-LB defensive lineman Leonard Williams from the Jets. New York has played much better on defense when playing at home this season — their four visitors are scoring just 17.2 PPG while averaging only 308.2 total YPG. But the Giants are scoring only 17.2 PPG at home in those games while averaging just 308.2 total YPG. New York is also scoring only 20.3 PPG over their last three games while generating a mere 281.0 total YPG in those contests. Not surprisingly given those numbers, the Giants have played 4 straight home games Under the Total. And in their last 5 appearances on Monday Night Football, the game finished Under the Total in 4 of these games.

FINAL TAKE: This is a rematch of the Cowboys’ 35-17 victory at home over the Giants back on September 8th. The Total was set at 44 in that game with that result being just the second Over in the last seven meetings between these two clubs. 25* NFC East Total of the Month with Under the Total in the game between the Dallas Cowboys (475) and the New York Giants (476). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Baltimore Ravens (474) plus the points versus the New England Patriots (473). THE SITUATION: Baltimore (5-2) returns off their bye week after winning their third straight game in a row with their 30-16 victory at Seattle as a 3-point underdog. New England (8-0) remained undefeated last week with their 27-13 win over Cleveland as a 10-point favorite. Baltimore (5-2) returns off their bye week after winning their third straight game in a row with their 30-16 victory at Seattle as a 3-point underdog.

REASONS TO TAKE THE RAVENS PLUS THE POINTS: Head coach John Harbaugh will have his team very prepared this showdown — Baltimore has won nine of their last eleven games straight-up when playing after their bye week and they have covered the point spread in 17 of their last 26 games when playing with two weeks off between games. The Ravens have only covered the point spread once in their last six games — but they have covered the point spread in 5 of their last 6 games after failing to cover the point spread in four or five of their last six games. Quarterback Lamar Jackson completed 9 of 20 passes in that win over the Seahawks for 143 yards — but Baltimore is 11-4-1 ATS in their last 16 games after failing to pass for at least 150 yards in their last game. Jackson does get his best deep threat back for this game in Marquise “Hollywood” Brown who has been out for weeks with his ankle injury. Jackson is also a big threat with his legs as he rushed for 576 yards this season while averaging 6.94 Yards-Per-Carry. Baltimore is 2nd in the NFL by averaging 30.6 PPG — and they also rank 2nd in the league by averaging 434.9 total YPG. The Ravens defense should also have success in stuffing the Patriots rushing attack and force Tom Brady to beat them with his depleted wide receiving corps — they rank 3rd in the league by allowing only 84.3 rushing YPG. Over their last three games, Baltimore has held its opponents to just 18.7 PPG along with only 288.7 total YPG. New England has thrived off a very easy schedule to start the season. Remember, the best team they have faced has been a Bills team they played on the road where they won by just a 16-10 score. the Patriots are averaging just 342.5 total YPG over their last three games which is -27.4 net YPG below their season average that ranks just 16th in the league. New England has a banged-up offensive line — and they lack reliable deep threats from their wide receivers from a group that has moved on from both Antonio Brown and now Josh Gordon. Remember that the Patriots have scored four defensive touchdowns while adding another two special teams touchdowns this season. Take away those 42 points (with the extra point) — and the Patriots scoring average of 31.2 PPG drops to 25.95 PPG. They face a Ravens team that has not committed a turnover in four of their seven games — so they are unlikely to be gifted the ball the way the Browns, Jets, and Giants have over the last three weeks where New England forced 13 combined turnovers. The Patriots have won the turnover battle in five straight games — and they have enjoyed a +5 and +3 net turnover margin in their last two games. But New England has failed to cover the point spread in 8 of their last 13 games after having a +1 or better turnover margin in at least five straight games — and they have failed to cover the point spread in 5 of their last 7 games after enjoying a +3 or better turnover margin in two straight games.

FINAL TAKE: The 27-13 final score for the Patriots last week looks like it was an easy victory over the Browns — but they only outgained Cleveland by a 318 to 310 mark in yardage. Their +3 net turnover margin in that game helped them overcome losing the battle of the line of scrimmage on both sides of the football — and this is an area of strength for the Ravens. Expect a close game with Baltimore in a position to pull the upset. 10* NFL New England-Baltimore NBC-TV Special with the Baltimore Ravens (474) plus the points versus the New England Patriots (473). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the New England Patriots (473) and the Baltimore Ravens (474). THE SITUATION: New England (8-0) remained undefeated last week with their 27-13 win over Cleveland as a 10-point favorite. Baltimore (5-2) returns off their bye week after winning their third straight game in a row with their 30-16 victory at Seattle as a 3-point underdog.

REASONS TO TAKE UNDER THE TOTAL: The Patriots have played 4 of their last 5 games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after not allowing more than 14 points in their last game. New England has covered the point spread in four straight games with all four of those victories being by at least 21 points. The Patriots have played 5 straight games Under the Total after winning at least three straight games by at least two touchdowns — and they have played 7 of their last 9 games Under the Total after covering the point spread in at least three straight games. This is an elite New England defense that is tops in the NFL in allowing just 7.6 PPG along with only 234.0 total YPG. The formula for success in this game is likely to concentrate on stopping the Ravens running game while spying on Lamar Jackson with his ability to run the football while relying on their outstanding cornerbacks to handle the young Baltimore wide receivers in single coverage. On offense, the Patriots are averaging just 342.5 total YPG over their last three games which is -27.4 net YPG below their season average that ranks just 16th in the league. New England has a banged-up offensive line — and they lack reliable deep threats from their wide receivers from a group that has moved on from both Antonio Brown and now Josh Gordon. Remember that the Patriots have scored four defensive touchdowns while adding another two special teams touchdowns this season. Take away those 42 points (with the extra point) — and the Patriots scoring average of 31.2 PPG drops to 25.95 PPG. They face a Ravens team that has not committed a turnover in four of their seven games — so they are unlikely to be gifted the ball the way the Browns, Jets, and Giants have over the last three weeks where New England forced 13 combined turnovers. The Patriots have played 5 of their last 6 games Under the Total when they have won at least six straight games. Baltimore has played 8 of their last 12 games Under the Total after an upset win on the road by at least two touchdowns. The Ravens have also played 6 of their last 9 games Under the Total after a double-digit win on the road — and they have played 21 of their last 30 games Under the Total after a win by at least two touchdowns. Baltimore has also played 17 of their last 26 games Under the Total after a bye week which includes them playing eight of their last eleven games Under the Total when given an extra day to rest and prepare. This Ravens defense should stuff the Patriots rushing attack and force Tom Brady to beat them with his depleted wide receiving corps — they rank 3rd in the league by allowing only 84.3 rushing YPG. Over their last three games, Baltimore has held its opponents to just 18.7 PPG along with only 288.7 total YPG. They return home where they have played 7 of their last 10 home games Under the Total with the number set in the 42.5 to 49 point range.

FINAL TAKE: New England has also played 20 of their last 28 games Under the Total after the first month of the season — and this includes them playing 4 of their last 5 games Under the Total in November. Baltimore has played 7 of their last 10 games Under the Total in November — and their likely strategy for this game will be to run the football to keep Brady off the field. 25* AFC Total of the Month with Under the Total in the game between the New England Patriots (473) and the Baltimore Ravens (474). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the Los Angeles Chargers (472) plus the points versus the Green Bay Packers (471). THE SITUATION: Los Angeles (3-5) looks to build off their 17-16 upset win in Chicago last week as a 3.5-point underdog. Green Bay (7-1) has won four straight games with their 31-24 win in Kansas City as a 5-point favorite.

REASONS TO TAKE THE CHARGERS PLUS THE POINTS: The Packers have failed to cover the point spread in 5 of their last 6 games after a win on the road — and they have failed to cover the point spread in 6 of their last 7 games after a game on the road where both teams scored at least 24 points. Green Bay is also 1-3-1 ATS in their last 5 games after scoring at least 30 points in their last game. This Packers team looks to have plenty of fans in Los Angeles for this game — but it would be a mistake to say they will have the “advantage” since much of the inherent edge for home teams comes from the familiarity of playing on that field in that specific stadium at least nine times a season (including preseason games). Green Bay is 7-1 this season being outgained by their opponents overall in yardage. They are surviving because their +8 net turnover margin — but the Turnover Gods are fickle. The Packers have enjoyed three net close victories by one scoring possession. And while they are 3-0 away from Lambeau Field this season, they are being outgained by -77.4 net YPG due to their offense only averaging 307.3 total YPG. Los Angeles enters November where they have covered the point spread in 7 of their last 8 games. They were outgained by 126 rushing yards last week — but they have then covered the point spread in 4 of their last 5 games after being outrushed by at least 100 yards in their last game. Getting a healthy Russell Okung back into the mix full time should help get their ground game going. And this is still Phillip Rivers under center — and he has been the quarterback for the vast majority of the 61 of the team’s last 109 games they have covered as an underdog getting 3.5 to 9.5 points. While the Chargers are 3-5 this season, they are outgaining their opponents by +10.5 total YPG.

FINAL TAKE: Green Bay is just 8-18-1 ATS in their last 27 games in November. They are laying too many points to pass up with a veteran team that made the playoffs last year. 10* NFL Sunday Afternoon Discounted Deal with the Los Angeles Chargers (472) plus the points versus the Green Bay Packers (471). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Carolina Panthers (458) minus the points versus the Tennessee Titans (457). THE SITUATION: Carolina (4-3) saw their four-game winning streak crumble last Sunday in an embarrassing 51-13 loss at San Francisco as a 4-point underdog. Tennessee (4-4) has won two straight games with their 27-23 win over Tampa Bay as a 2-point favorite last week.

REASONS TO TAKE THE PANTHERS MINSU THE POINTS: Carolina should respond with a strong effort after this big loss. Tight end Greg Olsen addressed the team about the importance of responding with a strong effort for this game with the memory of this team going on a seven game losing streak after getting humiliated in Pittsburgh last season by a 52-21 score. The Panthers have bounced-back to cover the point spread in 6 of their last 9 games after a loss on the road — and they have covered the point spread in 11 of their last 15 games after a loss on the road by at least 21 points. Carolina went into halftime trailing by a 27-3 score as they were never competitive in that game — but they have then covered the point spread in 26 of their last 37 games after trailing by at least 14 points at halftime of their last game and they have covered the point spread in 6 of their last 7 games after trailing by at least 21 points at halftime of their last contest. Kyle Allen had his worst game as a starter for this team as he threw three interceptions while completing just 19 of 37 passes for 158 yards. The Niners were the first team to pick off an Allen pass this season — the former high school phenom (before a disjointed college career marred by tough internal competitions with Kyler Murray and head coaches jumping ship on him to bigger programs) is still completing 62.3% of his passes this season with 7 touchdowns and just those three interceptions. A healthy Murray under center is in a much better position to execute the schemes of offensive coordinator Norv Turner than a gimpy Cam Newton has been able to in the past. The Panthers have covered the point spread in 5 of their last 6 games after failing to score more than 14 points. Additionally, Carolina has covered the point spread in 6 of their last 8 games after allowing at least 30 points in their last game — and they have covered the point spread in 8 of their last 10 games after allowing at least 40 points in their last contest. This remains a ream that has covered the point spread in 29 of their last 43 home games after winning at least four of their last five games. Tennessee comes off a perfect 2-0 home stand with their win against the Buccaneers preceded by a 23-20 win over the Rams. But the Titans have failed to cover the point spread in 9 of their last 11 games after winning two games in a row — and they have failed to cover the point spread in 4 of their last 5 games after winning their last two games by 6 points or less. This inconsistent Tennessee team is also 14-29-1 ATS in their last 44 games after a point spread win. The Titans did show some cracks with their defense as they allowed 389 yards to the Bucs — and they are just 1-5-1 ATS in their last 7 games after allowing at least 350 yards in their last game. The bigger concerns for this team is on offense with a group that ranks 27th in the NFL by averaging just 299.0 total YPG. Ryan Tannehill has replaced Marcus Mariota under center — but this team is still scoring just 16.7 PPG over their last three games while averaging just 284.3 total YPG over that span. With defenses being able to stuff the box to stop the Titans running backs, Tennessee has not managed more than 97 rushing yards in three straight games — and they have failed to cover the point spread in 19 of their last 28 games after failing to rush for more than 99 yards in three straight games. Now this team goes back on the road where they have failed to cover the point spread in 5 of their last 8 road games with the Total set in the 35.5 to 42 point range.

FINAL TAKE: The Titans are just 5-13-1 ATS in their last 19 games in November. Carolina has covered the point spread in 8 of their last 10 games with the Total set in the 35.5 to 42 point range — and they have covered the point spread in 7 of their last 9 games against non-conference opponents. 25* NFL Non-Conference Game of the Month with the Carolina Panthers (458) minus the points versus the Tennessee Titans (457). Best of luck for us — Frank.

At 9:30 AM ET on Sunday, we will be playing the Houston Texans (453) minus then points versus the Jacksonville Jaguars (454). THE SITUATION: Houston (5-3) has won three of their last four games after their 27-24 win over Oakland last Sunday as a 5.5-point favorite. Jacksonville (4-4) has won two straight contests with their 29-15 win over the NY Jets last Sunday as a 7-point favorite.

REASONS TO TAKE THE TEXANS MINUS THE POINT(S): Houston has covered the point spread in 6 straight games away from home after a straight-up win. The Texans are also 6-1-1 ATS in their last 8 games after a point spread loss. Houston has also covered the point spread in 4 of their last 5 games after they won at least three of their last four games. This team has lost their star linebacker, J.J. Watt, to a season-ending pectoral injury. But this Texans team is winning because of their offense that ranks 4th in the NFL by averaging 395.0 total YPG. Head coach and acting general manager Bill O’Brien was chastised by many for the trade with the Dolphins that brought over Laremy Tunsil but he has played like a top-ten left tackle in the league while stabilizing what has too often been a leaky offensive line for star quarterback Deshaun Watson. Houston has averaged 417 YPG over their last three games — and they have played 7 of their last 11 games Over the Total after averaging at least 375 YPG over their last three contests. The Texans have also covered the point spread in 4 of their last 5 games in November. Jacksonville followed up their 27-17 win at Cincinnati with their 14-point win against the Jets. But not only have the Jaguars failed to cover the point spread in 24 of their last 34 games after a double-digit win but they have also failed to cover the point spread in 11 of their last 13 games after winning their last two games by at least 10 points. Jacksonville was favored in both those games as well but they have failed to cover the point spread in 16 of their last 21 games after covering the point spread in two straight games where they won straight-up as the favorite. Gardner Minshew completed 22 of 34 passes for 279 yards against the Jets defense but the Jaguars have failed to cover the point spread in 13 of their last 17 games after passing for at least 250 yards in their last game. Jacksonville has generated 389 and 460 yards in their last two games. However, they have failed to cover the point spread in 13 of their last 17 road games after scoring at least 25 points in two straight games — and they have failed to cover the point spread in 14 of their last 18 road games after gaining at least 375 yards in two straight games. The concern with this Jags’ offense is their productivity in the Red Zone as they are scoring touchdowns in just 35.7% of their trips inside the 40-yard line which is 30th in the NFL. Jacksonville has failed to cover the point spread in 8 of their last 12 games with the Total set in the 42.5 to 49 point range.

FINAL TAKE: Houston has won sixteen of their last twenty-one games going back to last season — and Watson is 15-5 in his career when starting after September. This is a rematch of the Texans’ 13-12 victory at home over the Jaguars back on September 15th. Jacksonville has failed to cover the point spread 9 of their last 14 games when attempting to avenge a loss — and they have failed to cover the point spread 10 of their last 14 games against fellow AFC South opponents. 10* NFL Houston-Jacksonville London Calling Special with the Minshew should have success in this Texans defense missing Watt that was already allowing 276.1 passing YPG which is 28th in the NFL. Best of luck for us — Frank.

At 9:30 AM ET on Sunday, we will be playing Over the Total in the game between the Houston Texans (453) and the Jacksonville Jaguars (454). THE SITUATION: Houston (5-3) has won three of their last four games after their 27-24 win over Oakland last Sunday as a 5.5-point favorite. Jacksonville (4-4) has won two straight contests with their 29-15 win over the NY Jets last Sunday as a 7-point favorite.

REASONS TO TAKE OVER THE TOTAL: The Texans have played 4 of their last 5 games Over the Total after winning three of their last four games. Houston won their game last week despite surrendering 378 yards of offense to the Raiders. The Texans have played 6 of their last 8 games Over the Total after allowing at least 350 yards in their last game. Houston’s defense is an issue as they rank 21st in the NFL by allow gin 5.9 Yards-Per-Play — and now they have lost their star linebacker, J.J. Watt, to a season-ending pectoral injury. But this Texans team is winning because of their offense that ranks 4th in the NFL by averaging 395.0 total YPG. Head coach and acting general manager Bill O’Brien was chastised by many for the trade with the Dolphins that brought over Laremy Tunsil but he has played like a top-ten left tackle in the league while stabilizing what has too often been a leaky offensive line for star quarterback Deshaun Watson. Houston generated 388 yards of offense last week — and they have averaged 417 YPG over their last three games. Houston has then played 7 of their last 9 games Over the Total after gaining at least 350 yards in their last game — and they have played 7 of their last 11 games Over the Total after averaging at least 375 YPG over their last three contests. Now the Texans go on the road to London averaging a healthy 27.2 PPG along with 413.2 total YPG away from home. Jacksonville has played 13 of their last 20 games Over the Total after playing a game that finished Over the Total — and this includes them playing four of these last five situations Over the Total. The Jaguars outgained the Jets in that game by +176 net yards — and they have played 23 of their last 35 games Over the Total after outgaining their last opponent by at least 150 net yards. Jacksonville also benefited from a +2 net turnover margin in that game — and they have played 9 of their last 10 games Over the Total after enjoying a net turnover margin of +2 or better in their last game. And while the Jags have won four of their last six games, they have then played a decisive 50 of their last 78 games Over the Total after winning four or five of their last six games. Jacksonville is getting very solid play from quarterback Gardner Minshew who is completing 61.9% of his passes while throwing 13 touchdown passes to just two interceptions. He is leading an offense that has averaged 425.7 total YPG when they are playing away from home. Minshew should have success in this Texans defense missing Watt that was already allowing 276.1 passing YPG which is 28th in the NFL. The Jaguars are very familiar with these London road trips with this being their seventh time playing in one of these specialty neutral site games. Jacksonville has played 5 of their last 6 games Over the Total when playing on a neutral field.

FINAL TAKE: This is a rematch of the September 15th meeting between these two teams that Houston won at home by a 13-12 score as a 7-point favorite with the Total set at 43.5. The Jaguars have played 17 of their last 26 games Over the Total when playing with revenge from a loss by 3 points or less. 5* NFL London Calling Total of the Year with Over the Total in the game between the Houston Texans (453) and the Jacksonville Jaguars (454). Best of luck for us — Frank.

At 12:00 AM ET on Sunday, we will be playing the Fresno State Bulldogs (395) plus the points versus the Hawai’i Rainbow Warriors (396). THE SITUATION: Fresno State (3-4) has lost two of their last three games with their 41-31 upset loss to Colorado State as a 13.5-point favorite last Saturday. Hawai’i (5-3) snapped a two-game losing streak with their 45-31 win at New Mexico where they were laying 10 points as the favorite.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: Fresno State should bounce-back with a strong effort as they are 14-5-1 ATS in their last 20 games after a loss. The Bulldogs allowed the Rams to generate 500 total yards in that game with 322 of those yards in the air. Fresno State has covered the point spread in 13 of their last 16 games after allowing at least 280 passing yards in their last game. The Bulldogs have also covered the point spread in 4 straight games after allowing at least 40 yards in their last contest. Now this team goes back on the road where they are 15-5-1 ATS in their last 21 games — and they have covered the point spread in 7 of their last 10 road games against teams with a winning record at home. And in their last 22 games against teams with a winning record, Fresno State is 16-5-1 ATS. Hawai’i has not been consistent as they have failed to cover the point spread in 4 of their last 5 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a point spread victory. They also are just 1-4-1 ATS in their last 6 games after scoring at least 40 points in their last game. And while the Rainbow Warriors surrendered 500 yards to the Lobos, they are then 6-19-2 ATS in their last 27 games after giving up at least 450 yards in their last game. Hawai’i returns home where they have not retained much of a home-field advantage.

At 7:44 PM ET on Saturday, we will be playing Over the Total in the game between the SMU Mustangs (359) and the Memphis Tigers (360). THE SITUATION: SMU (8-0) remained undefeated this season with their 34-31 win at Houston as a 12-point favorite back on October 24th. Memphis (7-1) has won their last two games with their 42-41 win at Tulsa as a 10-point favorite last Saturday.

REASONS TO TAKE OVER THE TOTAL: The Mustangs’ 34 points last week was their lowest scoring output all season — they had scored at least 37 points in each of their previous seven contests. SMU ranks 6th in the nation by scoring 43.0 PPG — and they rank 10th in the FBS by averaging 504.1 total YPG with a balanced offense that ranks 31st in the nation in averaging 202.8 rushing YPG and 17th in the nation in passing with their 301.4 passing YPG mark. Senior quarterback Shane Buechele has been a revelation for this team after transferring from Texas — he is completing 63.2% of his passes with 20 touchdown passes and seven interceptions with a loaded group of wide receivers. The Mustangs have played 6 of their last 7 games Over the Total after a straight-up win — and they have played 6 straight games Over the Total after a game where at least 60 combined points were scored. This is a big-play offense that has registered plays of at least 40 yards sixteen times this season. The SMU defense has not been as sharp — they rank 68th in the nation by allowing 27.8 PPG while also ranking 60th in the FBS by allowing 387.6 total YPG. They allowed the depleted Houston offense with their top quarterback and wide receiver redshirting for next season to 510 yards of offense. The Mustangs have played 6 of their last 7 games Over the Total after allowing at least 450 yards in their last game. And while SMU enjoyed a +2 net turnover margin in that game, they have then played 8 of their last 9 games Over the Total after a game where they had a +2 or better net turnover margin. The Mustangs stay on the road where they have played 8 of their last 10 road games Over the Total against teams with a winning record at home. Memphis has played 20 of their last 28 games Over the Total after a straight-up win — and they have played 10 of their last 12 games at home Over the Total after winning at least two straight games. The Tigers generated 498 yards in that game — and they have played 13 of their last 16 games Over the Total after gaining at least 450 yards in their last contest. Memphis has also played 6 of their last 8 games Over the Total after scoring at least 40 points in their last contest. Led by junior quarterback Brady White, the Tigers are 10th in the nation by averaging 39.5 PPG and they also rank 23rd in the nation by averaging 470.6 total YPG. Memphis has scored at least 35 points in six of their games while reaching at least 42 points in three of their last four games. Their lone loss was on the road at Temple against an Owls team that plays solid defense. The Tigers did surrender a whopping 584 yards last week to the Golden Hurricanes — and they have played 6 of their last 7 games Over the Total after allowing at least 450 yards in their last contest. Memphis returns home for this big American Athletic Conference clash where they have played 35 of their last 52 home games Over the Total.

FINAL TAKE: The Tigers have played 5 of their last 6 games Over the Total in November while SMU has played 5 of their last 7 games Over the Total in November. With ESPN’s Gameday crew taking place at Memphis for this nationally televised night game, expect a wild high scoring contest. 25* CFB Saturday Night ABC-TV Total of the Year with Over the Total in the game between the SMU Mustangs (359) and the Memphis Tigers (360). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Army Black Knights (363) plus the points versus the Air Force Falcons (364). THE SITUATION: Army (3-5) has suffered four losses in a row after their 34-29 upset loss to San Jose State last Saturday as a 10-point favorite. Air Force (6-2) has won their last three games with their 31-7 win over Utah State as a 3-point favorite.

REASONS TO TAKE THE BLACK KNIGHTS PLUS THE POINTS: This has been a frustrating stretch for sixth-year head coach Jeff Monken with his team suffering three straight upset losses. Army were road favorites against Western Kentucky then Georgia State and lost both of those games before coming home last week and playing flat in their loss to the Spartans. The Black Knights were still suffering the emotional letdown of two straight upset losses in the first half of that game as they went into halftime trailing by a 23-10 score. Army eventually outgained San Jose State by a 429 to 403 yardage margin but lost the turnover battle. Nothing like facing a fellow service academy opponent to raise the spirits of this Black Knights’ team with the Commander’s Trophy still very much alive for this team that finished 11-2 last season after rattling off nine straight victories. Army has covered the point spread in 7 of their last 9 games after suffering an upset loss at home. And while the Black Knights rushed for 326 yards last week, they have then covered the point spread in 7 straight road games after rushing for at least 275 yards in their last game. Army has only covered the point spread twice this season — but they have then covered the point spread in 7 of their last 10 games after failing to cover the point spread in six or seven of their last eight games. Now the Black Knights go back on the road where they have covered the point spread in 6 of their last 8 games — and they have covered the point spread in 6 of their last 7 road games against teams with a winning record at home. Air Force’s victory over the Aggies feel well below the 60 point Total in that game — and they have then failed to cover the point spread in 7 of their last 10 games after playing a game that finished Under the Total. The Falcons have each of their last three games while covering the point spread as the favorite. But Air Force has failed to cover the point spread in 5 of their last 6 games after covering point spread expectations in three straight games — and they have failed to cover the point spread in 7 of their last 11 games after winning and covering the point spread in three straight contests as the favorite. The Falcons have not allowed more than 82 rushing yards in three straight games — but they have then failed to cover the point spread in 9 of their last 10 games after not allowing more than 125 rushing yards in three straight contests. The last team to topple that mark was Navy in the first Saturday of last month who upset the Falcons by a 34-25 score — and Army will be operating a similar offense of that of the Midshipmen in this game. Air Force has also failed to cover the point spread in 9 of their last 12 games against teams with a losing record.

FINAL TAKE: Army enjoyed three net close wins decided by 8 points or less last season — but they have already lost three games decided by one scoring possession including a double-overtime heartbreaker at the Big House against Michigan. This remains a talented Black Knights team that defeated the Falcons last year by a 17-14 score. Expect a close game with Army playing their best game in a month. 10* CFB Army-Air Force CBS Sports Network Special with the Army Black Knights (363) plus the points versus the Air Force Falcons (364). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing Under the Total in the game between the Navy Midshipmen (307) and the Connecticut Huskies (308). THE SITUATION: Navy (6-1) has won four straight games after their 41-38 win over Tulane last Saturday as a 4.5-point favorite. Connecticut (2-6) snapped their six-game losing streak on Saturday with their 56-35 win at UMass as a 9.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Huskies have played 4 straight games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a win by at least 20 points. Connecticut raced out to a 35-21 lead going into halftime against the Minutemen but they have then played 14 of their last 18 games Under the Total after they scored at least 24 points in the first half of their last game. Don’t read too much in the 542 yards of offense that the Huskies generated last week since that was against a UMass team that is last in the FBS in total defense. Take away Connecticut’s numbers in their two victories against UMass (probably wth worst team in the FBS) and Wagner (an FCS school) — and the Huskies are scoring only 15.5 PPG along with just 303.5 total YPG while never scoring more than 23 points in their six losses. Connecticut returns home where they have played 4 of their last 5 games Under the Total — and they have played 8 of their last 10 home games Under the Total against teams with a winning record on the road. Furthermore, the Huskies have played 13 of their last 15 home games Under the Total with the number set in the 49.5 to 56 point range. And in their last 6 games as an underdog in the 21.5 to 31 point range, Connecticut has played 5 of these games Under the Total. Navy allowed 290 passing yards last week to the Green Wave — but they have then played 8 of their last 11 games Under the Total after allowing at least 280 passing yards in their last game. They also have played 5 of their last 6 games Under the Total after allowing at least 37 points in their last game. First-year defensive coordinator Brian Newberry has the Midshipmen defense playing at a very high level once again — they are 19th in the FBS by allowing only 19.3 PPG while also ranking 22nd in the nation by giving up just 310.3 total YPG. They will be encountering a freshman quarterback in Jack Zergiotis who was helped out last week by running back Kevin Mensah who rushed for 164 yards while reaching the end zone five times. Head coach Randy Edsall wants his team to play physical where they control the Time of Possession: they are averaging 33 minutes per game on offense after holding the ball for 34:58 last week against UMass. But they now face a Navy defense that limits opposing rushers to just 3.3 Yards-Per-Carry while ranking 18th in the nation by allowing only 109.6 rushing YPG. And the Midshipmen formula for success is also controlling the clock as they average 33:39 minutes with the ball per game. Navy has generated 454 and 457 yards over their last two games while averaging 6.98 Yards-Per-Play and 7.25 YPP in those contests. The Midshipmen have then played 17 of their last 25 games Under the Total after gaining at least 450 yards in two straight games — and they have played 16 of their last 22 games Under the Total after averaging at least 6.25 YPP in two straight games. Navy has also played 9 of their last 12 games Under the Total after scoring at least 40 points in their last contest.

FINAL TAKE: The Midshipmen’s spread triple option has propelled them to leading the nation by averaging 350.7 rushing YPG — and this is how they control the Time of Possession statistic. Navy only passed for 68 yards last week — and they have played 8 of their last 9 road games Under the Total after failing to pass for at least 125 yards in their last game. 25* CFB Friday ESPN2 Total of the Month with Under the Total in the game between the Navy Midshipmen (307) and the Connecticut Huskies (308). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the San Francisco 49ers (301) and the Arizona Cardinals (302). THE SITUATION: Arizona (3-4-1) saw their three-game winning streak snapped on Sunday with their 31-9 win at New Orleans as an 11-point underdog. San Francisco (7-0) remained undefeated this year with their 51-13 blowout win over Carolina as a 4-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The 49ers have played 4 of their last 5 games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a point spread victory. San Francisco is playing elite-level defense this season — they lead the NFL by allowing only 224.4 total YPG while ranking second in the league by allowing just 11.0 PPG. The Niners have not allowed more than 13 points in each of their last four games. In their last three games, San Francisco is allowing just 6.7 PPG and 183.0 total YPG. Furthermore, the 230 yards of offense that the Panthers gained last week was the most that the 49ers have allowed in their last four games — and they have then played 6 of their last 8 games Under the Total after not allowing more than 250 yards in at least two straight games. On offense, San Francisco is scoring 29.6 PPG along with averaging 387.3 total YPG — but those numbers drop to a 25.2 PPG scoring mark on the road where their yardage average drops almost 30 yards to 360.5 total YPG. The Niners have played 7 of their last 10 games Under the Total after scoring at least 30 points in their last game. San Francisco has also played 4 of their last 5 road games Under the Total against teams with a losing record at home. Furthermore, the Niners have played 5 of their last 6 games Under the Total in October — and they have played 5 of their last 7 games Under the Total against teams with a losing record. Arizona has played 7 of their last 8 games Under the Total after allowing at least 30 points in their last game. The Cardinals managed only 237 total yards of offense last week against the Saints — and they have played 9 of their last 11 games Under the Total after not gaining more than 250 yards in their last game. Arizona returns home where they are scoring only 22.7 PPG — and they have averaged just 308.0 total YPG over their last three contests. The Cardinals have played 22 of their last 32 games Under the Total at home — and they have also played 7 of their last 9 home games Under the Total against teams with a winning record on the road. Additionally, Arizona has played 5 of their last 7 games Under the Total against fellow NFC West opponents.

FINAL TAKE: These two teams have played 4 of their last 5 meetings Under the Total — and they have also played 4 of their last 5 meetings Under the Total when playing in Arizona. 10* NFL San Francisco-Arizona Fox-TV O/U Special with Under the Total in the game between the San Francisco 49ers (301) and the Arizona Cardinals (302). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Arizona Cardinals (302) plus the points versus the San Francisco 49ers (301). THE SITUATION: Arizona (3-4-1) saw their three-game winning streak snapped on Sunday with their 31-9 win at New Orleans as an 11-point underdog. San Francisco (7-0) remained undefeated this year with their 51-13 blowout win over Carolina as a 4-point favorite.

REASONS TO TAKE THE CARDINALS PLUS THE POINTS: The final score is not indicative of how close Arizona’s game was last week as they entered the fourth quarter trailing by just a 17-9 score before the Saints pulled away by scoring two final touchdowns. The Cardinals have bounced back to cover the point spread in 6 of their last 7 games after a loss by at least 21 points. Arizona only had the ball for 22:01 minutes in that game which provides some context as to why they only generated 237 yards of offense. The Cardinals are 5-2-1 ATS in their last 8 games after failing to gain at least 250 yards in their last game. Arizona needs to tighten up on defense after allowing New Orleans to gain 510 total yards of offense. The Cardinals have then covered the point spread in 8 of their last 10 games after allowing at least 30 points in their last game — and they have covered the point spread in 7 of their last 9 games after allowing at least 500 yards in their last game. This team had been playing better under rookie head coach Kliff Kinsbury who has shown promise with his offensive schemes by not staying rigid with the Air Raid offense that he deployed at Texas Tech while incorporating more two-tight end formations to embrace the sophistication of the NFL. Rookie quarterback Kyler Murray continues to improve as well — he is completing 64.8% of his passes while throwing for 1768 passing yards in his first eight starts. Murray will not be complemented by a talented running back in Kenyon Drake who was acquired from Miami at the trade deadline to replenish an injury-depleted backfield. San Francisco may be due for a letdown playing on a short week after their dominant win on Sunday. The 49ers are just 15-32-4 ATS in their last 51 games after a win by at least 14 points — and they have failed to cover the point spread in 34 of their last 52 games on the road after win by at least two touchdowns. San Francisco has also failed to cover the point spread in 8 of their last 12 games after a game where at least 50 combined points were scored. The Niners rushed for 232 yards which helped them gain 388 total yards. But San Francisco has failed to cover the point spread in 10 of their last 14 games after rushing for at least 150 yards in their last game — and they are just 14-30-1 ATS in their last 45 games after gaining at least 350 yards in their last contest. The 49ers defense has been outstanding this season — the 13 points that the Panthers scored on Sunday was the most they have allowed in their last four games. But they have failed to cover the point spread in 5 of their last 7 games after not allowing more than 17 points in four straight games.

FINAL TAKE: Arizona won’t lack for confidence in this game after sweeping the 49ers in their two meetings last year. San Francisco has failed to cover the point spread in 5 of their last 7 games against division rivals — and they have failed to cover the point spread in 11 of their last 17 road games when favored by 7.5 to 10 points. 25* NFL Thursday Night Football Game of the Month with the Arizona Cardinals (302) plus the points versus the San Francisco 49ers (301). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Over the Total in the game between the West Virginia Mountaineers (305) and the Baylor Bears (306). THE SITUATION: West Virginia (3-4) has lost three straight games with their 52-14 loss at Oklahoma two Saturdays ago s a 33-point underdog. Baylor (7-0) remained undefeated back on October 19th with their 45-27 upset win at Oklahoma State as a 5.5-point underdog.

REASONS TO TAKE OVER THE TOTAL: The Mountaineers have played 10 of their last 14 games Over the Total after a straight-up loss — and they have played 4 of their last 5 games Over the Total after a loss by at least 20 points. First-year head coach Neal Brown is having the most problems with his defense ranks 110th in the FBS by allowing 33.4 PPG. West Virginia allowed 560 yards of offense to the Sooners — and they have played 4 of their last 5 games Over the Total after not allowing at least 450 yards in their last game. The Mountaineers managed only 242 yards of offense in that game — and thee Over is 6-2-1 in their last 9 games after not gaining more than 250 yards in their last game. West Virginia only rushed for 51 yards against Oklahoma but they have then played 17 of their last 20 games Over the Total after failing to rush for at least 75 yards in their last game. The Mountaineers only rushed for 41 yards in their previous game against Iowa State — and they have played 7 straight games Over the Total after failing to rush for at least 100 yards in two straight games. Now West Virginia stays on the road where they have played 8 of their last 12 games Over the Total. Baylor generated 536 yards against the Cowboys in their upset win two Saturdays ago. The Bears averaged 9.93 Yards-Per-Play in that game — and they have then played 28 of their last 42 games Over the Total after averaging at least 7.2 YPP in their last game. Baylor is 12th in the nation by scoring 38.9 PPG. The Bears are also 27th in the FBS by averaging 281.4 passing YPG. They have averaged 310.7 passing YPG over their last three games — and they have played 24 of their last 35 games Over the Total after averaging at least 300 passing YPG over their last three games. Now Baylor returns home where they are scoring 51.5 PPG along with 476.0 total YPG. The Bears have played 12 of their last 14 home games Over the Total with the number set in the 56.5 to 63 point range — and they have played 4 of their last 5 home games Over the Total against teams with a losing record on the road. Baylor has also played 36 of their last 55 home games when favored — and this includes them playing 6 of these last 8 situations Over the Total.

FINAL TAKE: These two teams have played 5 of their last 7 meetings Over the Total. 10* CFB West Virginia-Baylor ESPN O/U Special with Over the Total in the game between the West Virginia Mountaineers (305) and the Baylor Bears (306). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing the Appalachian State Mountaineers (304) minus the points versus the Georgia Southern Eagles (303). THE SITUATION: Appalachian State (7-0) remained undefeated this season with their 30-3 win at South Alabama last Saturday as a 27.5-point favorite. Georgia Southern (4-3) has won three straight games after their 41-7 win over New Mexico State as a 13.5-point favorite last Saturday.

REASONS TO TAKE THE MOUNTAINEERS MINUS THE POINTS: Appalachian State has covered the point spread in 5 of their last 6 games after a double-digit win on the road — and they have covered the point spread in 5 of their last 6 games after win on the road against a conference rival. The Mountaineers have also covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 9 of their last 13 games after a win by at least 20 points. This is a loaded team for first-year head coach Eyah Drinkowitz with fifteen starters back from the group that finished 11-2 last year. Reigning Sun Belt Conference Offensive Player of the Year, quarterback Zac Thomas, is completing 66.7% of his passes this season while averaging 7.6 Yards-Per-Pass Attempt. Appalachian State is 9th in the nation by averaging 41.0 PPG. While Thomas has kept opposing defenses honest with his arm, the Mountaineers are 14th in the nation by averaging 244.1 rushing YPG. On defense, Appalachian State is 18th in the nation by holding their opponents to just 19.0 PPG. The Mountaineers held the Jaguars last week to just 139 total yards — and they have covered the point spread in 7 of their last 9 games after not allowing more than 275 yards in their last game. Appalachian State has also covered the point spread in 13 of their last 19 games after not allowing more than 20 points in their last game. The Mountaineers return home where they are 4-0 while outscoring their opponents by +27.5 PPG due to their offense that is averaging 51.5 PPG along with 476.0 total YPG. Appalachian State has covered the point spread in 4 of their last 5 games at home — and they have also covered the point spread in 4 of their last 5 games against teams with a winning record. Georgia Southern is considered better than their record given injuries they sustained in the early part of the season — headlined by three-year starter Shai Werts at quarterback. Werts’ return to the field helped trigger their three-game winning streak — but this team was fortunate to survive a two overtime game with South Alabama and a three overtime thriller with Coastal Carolina before their easy win over the Aggies last week. The Eagles have rushed for at least 310 yards in three straight games while outrushing all three of these opponents by at least 175 yards — but they have then failed to cover the point spread in 6 of their last 8 games after rushing for at least 225 yards in two straight games and they have failed to cover the point spread in 10 of their last 16 games after outrushing their last two opponents by at least 125 yards. But Georgia Southern is one dimensional as they are averaging just 48.7 passing YPG which is last in the nation. They will be trying to run against a solid Mountaineers run defense that holds their opponents to just 3.89 Yards-Per-Carry. Now the Eagles go back on the road where they are just 1-2 while being outscored by -17.4 PPG and being outgained by -139 total YPG. Georgia Southern has failed to cover the point spread in 4 of their last 5 games against teams with a winning record — and they have failed to cover the point spread in 8 of their last 9 games when playing on field turf.

FINAL TAKE: Appalachian State has won thirteen straight games with their last loss being at Georgia Southern where they were upset by a 34-14 score despite being an 11-point favorite back on October 25th. The Mountaineers should be very motivated to avenge that loss — and they have covered the point spread in 16 of their last 25 games when laying 10.5 to 21 points. 25* CFB Thursday ESPNU Game of the Year with the Appalachian State Mountaineers (304) minus the points versus the Georgia Southern Eagles (303). Best of luck for us — Frank.

At 8:15 PM ET on Sunday, we will be playing Under the Total in the game between the Miami Dolphins (277) and the Pittsburgh Steelers (278). THE SITUATION: Miami (277) has lost their first six games of the season after their 31-21 loss at Buffalo last Sunday as a 17-point underdog. Pittsburgh (2-4) has won two of their last three games with their 24-17 upset win in Los Angeles against the Chargers as a 6-point underdog two weeks ago back on October 13th.

REASONS TO TAKE UNDER THE TOTAL: The Dolphins have played 8 of their last 10 games Under the Total after a straight-up loss — and they have played 9 of their last 13 games Under the Total after a loss on the road. Miami has also played 4 of their last 5 games Under the Total after allowing at least 30 points in their last game. The Dolphins defense did not play too poorly — they held the Bills to just 305 total yards. This unit seems to be improving under head coach Brian Flores as they have held their last three opponents to just 335.3 total YPG. The former New England defensive coordinator also tapped Ryan Fitzpatrick as his starting quarterback last week — and he completed 23 of 35 passes for 282 yards while leading the offense to 381 total yards. But Miami has played 4 of their last 5 games Under the Total after gaining at least 350 yards in their last game. But this remains a Dolphins offense that is last in the NFL by scoring only 10.5 PPG and averaging just 258.7 total YPG. Miami stays on the road where they have played 13 of the last 17 road games Under the Total as an underdog getting 10.5 to 14 points. The Dolphins have also played 15 of their last 21 games Under the Total with the number set in the 42.5 to 49 point range. And while Miami has covered the point spread just twice this season, they have then played 6 of their last 7 games Under the Total after failing to cover the point spread in four or five of their last six games. Pittsburgh has played a decisive 36 of their last 52 games Under the Total against teams with a losing record. They also have played 20 of their last 27 games Under the Total in October — and they have played 6 of their last 7 games Under the Total against fellow AFC opponents. The Steelers are averaging just 276.5 total YPG which is 29th in the NFL. After third-string QB Devlin Hodges was under center against the Chargers, head coach Mike Tomlin has named Mason Rudolph back as the starting quarterback after he cleared the concussion protocol. Rudolph is averaging only 178.3 passing YPG in his three starts this season with the coaching staff not comfortable in risking him taking chances down the field. The Pittsburgh defense has played much better as of late — they have held their last three opponents to just 19.0 PPG along with only 292.3 total YPG.

FINAL TAKE: The Steelers have 15 of their last 21 games Under the Total with the Total set in the 42.5 to 49 point range. Expect a lower scoring game. 10* NFL Miami-Pittsburgh ESPN O/U Special with Under the Total in the game between the Miami Dolphins (277) and the Pittsburgh Steelers (278). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Pittsburgh Steelers (278) minus the points versus the Miami Dolphins (277). THE SITUATION: Miami (277) has lost their first six games of the season after their 31-21 loss at Buffalo last Sunday as a 17-point underdog. Pittsburgh (2-4) has won two of their last three games with their 24-17 upset win in Los Angeles against the Chargers as a 6-point underdog two weeks ago back on October 13th.

REASONS TO TAKE THE STEELERS: There are two technical handicapping angles (for my eyes only) that compel me to love this situation for the Steelers. However, I am reticent to lay so many points in the NFL. But, what I like so much about these NFL primetime games is that I can invest a few hours of time to address and solve concerns I have regarding a handicapping situation. So, I went back to 2017 to look at how double-digit favorites perform. The bottom line reads that favorites laying 10 or more points are just 37-43 ATS since the start of the 2017 season. But, looking deeper, when these favorites are laying at least 14 points, these teams become a profitable 20-13 ATS including 6-3 ATS this season. Now, 20-13 ATS is not a reason to take favorite laying 14 or more points. However, that is enough for me to remove my predisposition to avoid otherwise good situations only because the point spread is so high. Pittsburgh is coming off a bye and needs this victory to stay competitive in what is a still wannabe AFC North division. They are 6-1-1 ATS in their last 8 games after a straight-up win — and they are 8-1-1 ATS in their last 10 games after a point spread victory. The Steelers are also a decisive 50-24-2 ATS in their last 76 games in October which includes them covering the point spread in 8 of their last 9 games played in October which is likely a testament to the continued improvement this team makes under Mike Tomlin and his coaching staff. The defense is certainly playing better as they have held their last three opponents to just 19.0 PPG along with only 292.3 total YPG. Pittsburgh returns home where they have covered the point spread in 5 of their last 6 home games against teams with a losing record on the road — and they have covered the point spread in 5 of their last 6 appearances on Monday Night Football. Miami is last in the NFL by scoring 10.5 PPG and averaging just 258.7 total YPG — it might not take many points for the Steelers to be covering this point spread. The Dolphins have failed to cover the point spread in 5 of their last 7 games after a straight-up loss — and they have failed to cover the point spread in 11 of their last 17 games after a double-digit loss. Additionally, Miami is 7-24-1 ATS in their last 32 games after allowing at least 30 points in their last game. Now the Dolphins have failed to cover the point spread in 12 of their last 15 games on the road — and they have failed to cover the point spread in 5 of their last 12 road games as the underdog. Miami has also failed to cover the point spread in 6 of their last 8 games as a double-digit underdog.

FINAL TAKE: I have often worried about this Steelers team in situations where they can get complacent. But with Ben Roethlisberger out the season and Mason Rudolph returning at quarterback, I think the sense of urgency should still permeate their locker room. Ryan Fitzpatrick is back as the starting QB for Miami — and he has thrown five interceptions already this season. Pittsburgh is 2nd in the league with 15 takeaways (all since Week Two) — and they are undefeated in their six games against Fitzy as a starter. Finally, I suspect Tomlin will not take the foot off the accelerator tonight as he looks to boost Rudolph’s confidence with a big offensive effort. Lets lay the wood. 25* NFL Monday Night Football Game of the Month with the Pittsburgh Steelers (278) minus the points versus the Miami Dolphins (277). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Kansas City Chiefs (216) plus the points versus the Green Bay Packers (215). THE SITUATION: Kansas City (5-2) snapped a two-game losing streak two Thursdays ago with their 30-6 win at Denver as a 3-point favorite. Green Bay (6-1) has won three straight games after their 42-24 win over Oakland as a 5.5-point favorite last Sunday.

REASONS TO TAKE THE CHIEFS PLUS THE POINTS: Kansas City will be without Patrick Mahomes who was not cleared to play by the Chiefs medical staff — so it will be Matt Moore under center for this team. Moore is capable to run the Andy Reid offense albeit without the mobility and dynamic playmaking ability of Mahomes. Moore has 30 career starts under his belt whose 46 career touchdown passes are more than his career 36 interceptions. He will benefit from a full week of practice — and he has a healthy Tyreek Hill back at wide receiver with whom he connected for a touchdown last week. Moore was 10 of 19 for 117 yards with that TD and no interceptions in relief last week. The Chiefs should build off their momentum (and extra time to rest and prepare) after that win over the Broncos. Kansas City has covered the point spread in 5 of their last 6 games after a double-digit win over an AFC West foe — and they have covered the point spread in 5 of their last 6 games after a double-digit win on the road. The Chiefs have also covered the point spread in 8 of their last 11 games after a win by at least two touchdowns. Now KC returns home where they have covered the point spread in 4 of their last 5 games against teams with a winning record on the road. Green Bay has failed to cover the point spread in 10 of their last 14 games after a double-digit victory — and they have also failed to cover the point spread in 10 of their last 14 games after a game where at least 50 combined points were scored. And while the Packers have covered the point spread in two of their last three games, they have then failed to cover the point spread in 6 of their last 9 games after covering the spread in two of their last three contests. Green Bay is also just 0-3-1 ATS in their last 4 games after scoring at least 30 points in their last game. This Packers offense is scoring only 22.0 PPG on the road while averaging just 274.0 total YPG away from home — and this is just their third game on the road this season. Green Bay has failed to cover the point spread in 5 of their last 8 road games with the Total set in the 45.5 to 49 point range. QB Aaron Rodgers will likely still be without his top target in wide receiver Davante Adams who is listed as doubtful with his turf toe injury.

FINAL TAKE: Kansas City is not often an underdog anymore in the Mahomes era — and they have covered the point spread in 5 of their last 6 games as the dog. The Chiefs remain loaded with talent even without their starting quarterback while this Packers team is a bit overrated when considering that they have a 6-1 record despite being outgained in yardage (-7.6 net YPG). 10* NFL Green Bay-Kansas City NBC-TV Special with the Kansas City Chiefs (216) plus the points versus the Green Bay Packers (215). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Green Bay Packers (275) and the Kansas City Chiefs (276). THE SITUATION: Green Bay (6-1) has won three straight games after their 42-24 win over Oakland as a 5.5-point favorite last Sunday. Kansas City (5-2) snapped a two-game losing streak two Thursdays ago with their 30-6 win at Denver as a 3-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Packers have played 5 of their last 7 games Under the Total after a point spread victory. And while Green Bay surrendered 329 passing yards to the Raiders, they have then played 6 straight games Under the Total after allowing at least 250 passing yards in their last game. The improved Packers defense is 9th in the NFL by allowing just 19.9 PPG — and that number drops to just 13.5 PPG in their two games on the road. But the Green Bay offense is scoring only 22.0 PPG on the road while averaging just 274.0 total YPG away from home. QB Aaron Rodgers will likely still be without his top target in wide receiver Davante Adams who is listed as doubtful with his turf toe injury. The Packers have played 5 of their last 6 games Under the Total after scoring at least 30 points in their last game. Green Bay has also played 4 of their last 5 road games Under the Total against teams with a winning record at home. Additionally, the Packers have played 5 of their last 7 games Under the Total against teams with a winning record. Kansas City has played 7 of their last 8 games Under the Total after losing two of their last three games. The Chiefs have also played 9 of their last 14 games Under the Total after a win on the road by at least three touchdowns. Quarterback Patrick Mahomes will not be able to play in this game with his knee injury — so it will be Matt Moore under center for this team. While Moore was slid in relief last week by completing 10 of 11 passes for 76 yards, the journeyman is a big drop off in talent from what head coach Andy Reid can do with his offense with the mobile Mahomes under center. Remember, Moore was still on the street unsigned with a team when training camp started. But while Mahomes gets a vast majority of the attention with this team, what has gone under the radar is the improved play of their defense under defensive coordinator Steve Spagnuolo. Over their last three games, the Chiefs have allowed only 18.7 PPG along with just 336.0 total YPG. KC returns home where they have played 17 of their last 25 home games Under the Total against teams with a winning record on the road.

FINAL TAKE: It has not been often that the Chiefs have played at home with the Total not in the 50s in the Mahomes era. Kansas City has played 51 of their last 80 home games Under the Total with the number set in the 42.5 to 49 point range — and this includes them playing 7 of their last 10 home games below the number in that range. 25* NFL Non-Conference Total of the Month with Under the Total in the game between the Green Bay Packers (275) and the Kansas City Chiefs (276). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the New York Giants (251) plus the points versus the Detroit Lions (252). THE SITUATION: New York (2-5) has lost three games in a row with their 27-21 upset loss at home to Arizona last week as a 3.5-point favorite. Detroit (2-3-1) has also lost three in a row with their 42-30 loss at home to Minnesota last week as a 2.5-point underdog.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: The Lions have failed to cover the point spread in 4 of their last 6 games after a loss to a divisional rival. While the loss to the Vikings was deflated, the players on this team were then dealt what they consider to be a sucker punch by management when starting safety Quandre Diggs was traded to the Seattle (who are overjoyed in snagging him). Diggs was a captain of this team — and the Lions only received a fifth round draft pick in return — which is why many players spoke out in anger about this move. Strong organizations could handle these kind of rifts but this is not the Detroit Lions who already had a shaky relationship with second-year head coach Matt Patricia. Don’t be surprised if this team comes out very flat as a touchdown favorite after this recent series of events. The Lions had been playing well by covering the point spread in four straight games before that double-digit loss to Minnesota — but they have then failed to cover the point spread in 37 of their last 53 games after failing to cover the point spread in four or five of their last six games. The play of the defense has collapsed as of late which is not a good sign for Patricia who got this head coaching gig by being considered a defensive guru. After holding their first three opponents to 20.3 PG along with 397.4 total YPG, they have allowed their last three opponents to score 33.0 PPG while averaging 463.0 total YPG with that latter number being last in the NFL over that span. Detroit has failed to cover the point spread in 20 of their last 27 games after allowing at least 30 points in their last game — and they have failed to cover the point spread in 12 of their last 17 games after a game where at least 70 combined points were scored. They also have failed to cover the point spread in 4 of their last 5 games after allowing at least 400 YPG over their last three games. Injuries are also beginning to impact this team. Cornerback Darius Slay is not available with a hamstring injury which challenges this defense even further — and starting running back Kerryon Johnson was placed on Injured Reserve with a knee injury. The Lions have been outrushed by -85 and -114 yards in their last two games — and they have then failed to cover the point spread in 9 of their last 13 games after being outrushed by at least 75 yards in two straight games. New York has covered the point spread in 7 of their last 10 games after losing three in a row. The Giants need to get off to a faster start after allowing Arizona to take a 17-14 halftime lead last week. Minnesota took an 18-7 halftime lead against them in the previous week — but New York has then covered the point spread in 16 of their last 19 games after allowing at least 17 first half points in two straight games. This team does have running back Saquon Barkley healthy along with tight end Evan Engram — and rookie quarterback Daniel Jones has been solid. Jones completed 22 of 35 passes last week for 223 yards while adding 35 rushing yards as he displays mobility that Eli Manning was not able to offer this offense. The Lions do not have an elite pass rusher so Jones will benefit from the lack of pressure. The Giants have been a reliable road team as of late as they have covered the point spread in 8 of their last 10 games on the road — and they have covered the point spread in 7 of their last 9 road games against teams with a losing record at home. New York has also covered the point spread in 5 of their last 6 road games with the Total set at 45.5 or higher. The Giants need to limit turnovers as they have lost the turnover battle in two straight games — but they have covered the point spread in 6 of their last 8 games after enduring a -1 or worse net turnover margin in two straight games. And while New York has allowed at least 27 points in three straight games, they have then covered the point spread in 4 straight games after allowing at least 25 points in three straight contests.

FINAL TAKE: The Lions have failed to cover the point spread in a decisive 52 of their last 83 games when favored by 3.5 to 9.5 points. With this unstable Detroit team beginning to show the signs of fracture, expect a close game from a Giants team that is optimistic about the future with Jones under center. 25* NFL Game of the Month with the New York Giants (251) plus the points versus the Detroit Lions (252). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the New York Jets (259) plus the points versus the Jacksonville Jaguars (260). THE SITUATION: New York (1-5) looks to rebound from their embarrassing 33-0 loss at home to New England on Monday Night Football as a 9.5-point underdog. Jacksonville (3-4) comes off a 27-17 win at Cincinnati last Sunday as a 4-point favorite.

REASONS TO TAKE THE JETS PLUS THE POINTS: New York and quarterback Sam Darnold hit rock bottom last week against the outstanding Patriots defense. Darnold was “seeing ghosts” by leading an offense that generated only 154 total yards — and the Jets committed a whopping six turnovers for an insurmountable -5 net turnover margin. But this was also the team that had just defeated Dallas the previous week by a 24-22 score. Darnold had looked like he had turned a corner in his development before last week. Over his last four games last season, Darnold had a Quarterback Rating of 99.1 while throwing six touchdown passes and just one interception. And then in his two starts this season, Darnold had a QBR of 97.6 while completing 69.9% of his passes for 513 yards with three touchdown passes and just one interception before the debacle against the Patriots. I expect a bounce-back effort this afternoon. The Jets have covered the point spread in 20 of their last 30 games after playing on Monday Night Football. New York has also covered the point spread in 4 of their last 5 road games against teams with a losing record at home. The Jets have also covered the point spread in 9 of their last 15 games as an underdog getting 3.5 to 9.5 points. Jacksonville may be due for a letdown as they have failed to cover the point spread in 9 of their last 12 games after a double-digit victory — and they have failed to cover the point spread in 4 of their last 5 games after a double-digit victory on the road. Furthermore, the Jaguars have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after a point spread win. And while the Jags benefited from a +4 net turnover margin last week, they have then failed to cover the point spread in 4 straight games after enjoying a +3 or better turnover margin in their last game. Jacksonville generated 460 yards of offense last week — but they have then failed to cover the point spread in 7 of their last 8 games after gaining at least 450 yards in their last contest. Despite that offensive output, rookie Gardner Minshew is regressing as a quarterback after his fantastic start. Minshew completed 66.7% of his passes with a 105.6 Passer Rating while averaging 255.8 passing YPG with nine touchdown passes and one interception in his first five starts. But over his last two games, Minshew has just a 68.9 Passer Rating while averaging only 209 passing YPG while completing just 47.5% of his passes with one TD pass and an interception. Now this team returns home where they are just 2-5-1 ATS in their last 8 games — and they have failed to cover the point spread in 4 of their last 5 home games against teams with a losing record on the road.

FINAL TAKE: The Jaguars did suffocate the struggling Bengals rushing attack to just 33 rushing yards last week — but they have then failed to cover the point spread in 8 straight games after not allowing more than 75 rushing yards in their last game. 25* AFC Game of the Month with the New York Jets (259) plus the points versus the Jacksonville Jaguars (260). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Arizona State Sun Devils (209) minus the points versus the UCLA Bruins (210). THE SITUATION: Arizona State (5-2) looks to bounce-back from a 21-3 loss at Utah last Saturday as a 16-point underdog. UCLA (2-5) looks to build off their 34-16 upset win at Stanford two Thursdays ago as a 4-point underdog.

REASONS TO TAKE THE SUN DEVILS MINUS THE POINTS: Arizona State should respond with a strong effort after playing poorly against the Utes. The rain certainly played a role in their difficult in moving the football — the Sun Devils managed only 136 yards of offense in that game. Arizona State has covered the point spread in 14 of their last 20 games after failing to score more than 20 points in their last game. The Sun Devils have also covered the point spread in 8 of their last 9 games after a straight-up loss — and they have covered the point spread in 8 of their last 11 games after a point spread loss. Additionally, Arizona State has covered the point spread in 6 straight games on the road after they failed to cover the point spread. The Sun Devils play outstanding defense as they rank 18th in the nation by allowing only 18.1 PPG. UCLA benefited from facing a Cardinal offense playing a third-string freshman quarterback — that is one of the reasons we had the Under in that contest. But the Bruins are 4-15-2 ATS in their last 21 games after a straight-up win — and they are 4-14-2 ATS in their last 20 games after a point spread victory. Additionally, UCLA has failed to cover the point spread in 6 straight games after not allowing more than 20 points in their last game. And while the Bruins have gained 455 and 492 yards in each of their last two games, they have failed to cover the point spread in 6 straight games after generating at least 450 yards in two straight games. UCLA returns home where they are 0-3-1 ATS in their last 4 games at home — and they are 1-4-1 ATS in their last 6 home games against teams with a winning record on the road.

FINAL TAKE: UCLA is 0-3 at home this season are they are being outscored by -20 PPG and being outgained by -119.6 net YPG. Look for the Sun Devils to bounce-back with a focused effort. 10* CFB Saturday Nigth Discounted Deal with Arizona State Sun Devils (209) minus the points versus the UCLA Bruins (210). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing Under the Total in the game between the Colorado State Rams (155) and the Fresno State Bulldogs (156). THE SITUATION: Colorado State (2-5) takes the field again after their bye week after their 35-21 win at New Mexico as a 5-point favorite back on October 11th. Fresno State (3-3) comes off a 56-27 win over UNLV last Saturday as a 16-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Bulldogs have played 11 of their last 12 games Under the Total after a double-digit win over a Mountain West Conference rival — and they have played 8 straight games Under the Total after a win at home by at least 17 points. Fresno State has also played 6 straight games Under the Total after scoring at least 40 points in their last game. The Bulldogs defense has been a disappointment this season after they allowed only 321.6 total YPG which was 17th in the nation. Six starters are back from that unit but they are allowing 370.3 total YPG which is 54th best in the FBS. That number does drop to just 346.3 total YPG in their three games at home this season which helps explain why they have played 6 of their last 7 home games Under the Total against teams with a losing record on the road. Furthermore, Fresno State has played 8 of their last 10 games Under the Total against teams with a losing record. Colorado State has played 5 straight games Under the Total after losing four or five of their last six games — and they have played 5 of their last 7 games Under the Total after a point spread win. Junior quarterback Patrick O’Brien completed 25 of 34 passes for 420 yards against the hapless Lobos defense two weeks ago while leading the Rams’ offense to 551 total yards of offense. But Colorado State has played 11 of their last 16 games Under the Total after passing for at least 350 yards — and they have played 6 of their last 9 games Under the Total after gaining at least 525 yards in their last contest. The Rams are averaging a robust 470.1 total YPG this season which is 21st best in the nation — but that number does drop almost by 30 when they are playing on the road where they are averaging 442.2 total YPG. Colorado State ranks 13th in the nation by allowing just 177.0 passing YPG but that number has been skewed a bit by them playing some run-oriented opponents. Teams can run on the Rams defense as they rank 121st in the nation by allowing 220.7 rushing YPG. New Mexico rushed for 256 yards against them while outgaining them on the ground by +125 net rushing yards — and this focus on the rushing game helped keep the clock moving to achieve the Under in that game. Colorado State has played 8 of their last 11 games Under the Total after allowing at least 200 rushing yards in their last game — and they have played 8 of their last 10 games Under the Total after being outrushed by at least 125 yards in their last contest. Over their last three games. head coach Mike Bobo’s team is scoring only 23.0 PPG while averaging just 360.7 total YPG — but they have also only allowed 26.3 PPG (-8.0 PPG below their season average) along with just 342.3 total YPG (-55.4 net YPG below their season average).

FINAL TAKE: Colorado State has played 6 straight games in Mountain West Conference play Under the Total — and Fresno State has played 21 of their last 27 games Under the Total in MWC play. Expect a lower scoring game. 25* CFB ESPNU Total of the Year with Under the Total in the game between the Colorado State Rams (155) and the Fresno State Bulldogs (156). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Missouri Tigers (157) minus the points versus the At 7:30 PM ET on Saturday, we will be playing the Missouri Tigers (157) minus the points versus the Kentucky Wildcats (158). THE SITUATION: Missouri (5-2) looks to bounce-back from their 21-14 upset loss at Vanderbilt last Saturday as a 21-point favorite. Kentucky (3-4) comes off a 21-0 loss at Georgia last Saturday as a 23.5-point underdog.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: It took me some time to get exactly to the bottom of the Kentucky quarterback situation. Junior quarterback Terry Wilson suffered a likely season-ending knee injury in the first month of the season. Junior Sawyer Smith became the starter under center after but he got banged up with shoulder and wrist injuries that compelled head coach Mark Stoops to move wide receiver Lynn Bowden, Jr. to be his starting quarterback given the season-ending injury to freshman Nik Scalzo who was third on the depth chart to the begin the season. This is a case of Stoops putting the football in the hands of his best offensive talent — and he did look dynamic in rushing for 99 yards on 17 carries against the Bulldogs defense last week. But Bowden only completed 2 of his 17 passes in that game for 17 yards. Admittedly, the weather conditions were challenging for the passing game with the rain and high winds — but how much can we expect in the passing game from a converted wide receiver. Smith was suited up to play in that Georgia game but Stoops indicated that he did not feel comfortable playing him in that bad weather. Smith is on the injured list this week as questionable with a bye week coming up for Kentucky — so what is the deal with them at QB this week? Mum is the word as of this late afternoon — but I have decided this situation is worthy of a strong investment. I suspect both quarterbacks will play tonight. Even is Smith plays, he is completing only 46.2% of his passes while averaging just 5.7 Yards-Per-Attempt with four TD passes and five interceptions. I don’t have confidence in Bowden operating the passing game — so this is a one-dimensional offense that will be playing Mizzou. That is not a good sign for a team that has failed to cover the point spread in 5 of their last 6 games after a loss — and they have failed to cover the point spread in 5 of their last 7 games after failing to score more than 14 points in their last game. Now the Wildcats return home where they have failed to cover the point spread in 6 straight home games in the second half of the season. Kentucky has covered the point spread in two straight games as well as five of their seven games this season. But the Wildcats have failed to cover the point spread in 5 of their last 6 games after covering the point spread in two of their last three games — and they have failed to cover the point spread in 20 of their last 27 games after covering the point spread in five or six of their last seven games. Kentucky is covering point spreads due to their defense ranks 47th in the nation by allowing just 23.3 PPG. And while the Wildcats have allowed just 122 and 35 passing yards in each of their last two games, they have then failed to cover the point spread in 7 straight games after not allowing more than 125 passing yards in two straight contests. Missouri should be primed for a big effort as they have covered the point spread in 7 straight games after an upset loss on the road where they were laying at least 7 points. The Tigers have also covered the point spread in 6 of their last 8 games after a straight-up loss while they have also covered the point spread in 4 of their last 5 games after a loss on the road — and they have covered the point spread in 4 of their last 5 games after a point spread loss. Senior quarterback Kelly Bryant played one of his worst games in a Missouri uniform by completing just 13 of 26 passes for 140 yards — but the former Clemson quarterback did rush for 72 yards. The Tigers have covered the point spread in 4 straight games after failing to score more than 20 points in their last game. Mizzou should score their share of points — but it is their outstanding defense that should lead the way for them tonight. The Tigers are 14th in the nation by allowing just 16.6 PPG — and they rank 7th in the nation by giving up just 270.1 total YPG. This is a balanced defensive unit that ranks 26th in the nation in run defense and 6th in the nation in pass defense.

FINAL TAKE: Missouri should be able to rely on the cover skills of their defensive backs to then stuff the box to stop the Wildcats run while shadowing Bowden for his potential running plays from the pocket. The Tigers have covered the point spread in 9 of their last 13 games against teams with a losing record. 5* CFB SEC Game of the Month with the Missouri Tigers (157) minus the points versus the Kentucky Wildcats (158). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Texas Longhorns (187) and the TCU Horned Frogs (188). THE SITUATION: Texas (5-2) looks to build off their 50-48 win over Kansas as a 20-point favorite last Saturday. TCU (3-3) has lost two straight games as well as three of their last four contests with their 24-17 loss at Kansas State as a 3.5-point favorite last week.

REASONS TO TAKE UNDER THE TOTAL: The Longhorns have played 16 of their last 22 games Under the Total after a straight-up win — and they have played 10 of their last 14 games Under the Total after a victory over a Big 12 rival. Texas has also played 10 of their last 13 games Under the Total after scoring at least 35 points in their last game — and they have played 8 of their last 10 games Under the Total after scoring at least 40 points in their last contest. The Longhorns need to tighten things up on the defensive side of the football after allowing 569 yards in their last game. Texas has played 17 of their last 25 games Under the Total after allowing at least 475 yards in their last game. Now the Longhorns go back on the road where they have played 13 of their last 19 games Under the Total. TCU has played 6 straight games Under the Total on the road after a loss to a Big 12 rival — and they have played 11 of their last 16 games Under the Total after a point spread defeat. Additionally, the Horned Frogs have paled 16 of their last 22 games Under the Total after a narrow loss by 7 points or less to a conference opponent. TCU has not forced a turnover in three straight games — but they have then played 7 straight games Under the Total after not forcing a turnover in at least two straight games. Additionally, the Horned Frogs have played 20 of their last 29 Big 12 games Under the Total — and they have played 9 of their last 12 games Under the Total in October.

FINAL TAKE: These two teams have played 4 straight encounters Under the Total. Expect another lower scoring game. 3* CFB Texas-TCU Fox-TV O/U Special with Under the Total in the game between the Texas Longhorns (187) and the TCU Horned Frogs (188). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Oklahoma State Cowboys (169) plus the points versus the Iowa State Cyclones (170). THE SITUATION: Oklahoma State (4-3) has suffered two straight upset losses after their 45-27 loss at home to Baylor last Saturday as a 5.5-point favorite. Iowa State (5-2) has won three straight games with their 34-24 win at Texas Tech as a 10-point favorite last week.

REASONS TO TAKE THE COWBOYS PLUS THE POINTS: Oklahoma State feels like they left one slip after holding a 4th quarter lead over the Bears before allowing them to score 21 straight points over the final 10 minutes of that game. That loss came on the heels of a 45-35 upset loss at Texas Tech as a 9.5-point favorite the previous week. The Cowboys should respond with a strong effort as they have covered the point spread in 5 of their last 6 games after a straight-up loss — and they have covered the point spread in 6 of their last 8 games after a point spread setback. Additionally, Oklahoma State has covered the point spread in 7 of their last 8 games after an upset loss by at least two touchdowns — and they have covered the point spread in 11 of their last 16 games after a double-digit loss a tome. And while the Cowboys have lost three of their last four games, they have then covered the point spread in 4 straight games after losing three of their last four games. Oklahoma State needs to tighten up on defense after allowing 536 yards to Baylor last week — and they have covered the point spread in 5 of their last 6 games after allowing at least 450 yards in their last game. Turnovers are also killing this team — they have turned the ball over eight times over the last two weeks and their -2 net turnover margin last week was punctuated by allowing a 20-yard fumble recovery for a touchdown. The Cowboys are tied for 123rd in the nation with a -1.29 net turnover margin per game — but the Regression Gods tend to intervene when numbers like that get too skewed. Oklahoma State has not forced more than one turnover in three straight games — but they have covered the point spread in 4 of their last 5 games after failing to force more than one turnover in three straight contests. The Cowboys are led by running back Chuba Hubbard who leads the nation with 1265 rushing yards this season — he is averaging a remarkable 180.7 rushing YPG. He leads the way for an Oklahoma State offense that is 7th in the FBS by averaging 519.9 total YPG. This offense travels — they are scoring 39.2 PPG while averaging 516.0 total YPG away from home. The Cowboys are dangerous underdogs with their powerful offense — they have covered the point spread in 6 straight games as the underdog. Oklahoma State has also covered the point spread in 35 of their last 53 games with the Total set in expected high scoring games with the Toal set in the 63.5 to 70 point range. Iowa State has won three straight games — but they have failed to cover the point spread in 10 of their last 16 games after winning five or six of their last seven games. They are also just 2-5-1 ATS in their last 8 games after a straight-up win. Sophomore quarterback Brock Purdy completed 23 of 32 passes for 378 yards last week against the Red Raiders while leading the offense to 564 total yards. But the Cyclones have failed to move the point spread in 6 of their last 8 games after passing for at least 375 passing yards in their last game — and they have failed to cover the point spread in 9 of their last 14 games after gaining at least 525 total yards in their last contest. Additionally, Iowa State has failed to cover the point spread in 4 of their last 6 games when favored by 10.5 to 21 points.

FINAL TAKE: The Cyclones may not be able to help themselves to look ahead to their off week coming up after this game before showdowns with Texas and Oklahoma — and they are feeling good about themselves with their new Top-25 ranking. But the Cowboys will remember their 48-42 upset loss at home to Iowa State last season as a 10-point favorite. Expect a close game where Oklahoma State will be in a position to pull the upset. 25* College Football Underdog of the Month with the Oklahoma State Cowboys (169) plus the points versus the Iowa State Cyclones (170). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Kansas State Wildcats (182) plus the points versus the Oklahoma Sooners (181). THE SITUATION: Kansas State (4-2) snapped a two-game losing streak last Saturday with their 24-17 upset win over TCU where they were 4.5-point underdogs. Oklahoma (7-0) remains unbeaten last week with their 52-14 win over West Virginia as a 33-point favorite.

REASONS TO TAKE THE WILDCATS PLUS THE POINTS: Kansas State can keep this game close because they are a very good defensive football team that has not allowed more than 31 points all season. The Wildcats hold their visitors to just 15.5 PPG at home this season while limiting them to just 302.0 total YPG. Kansas State has covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 4 straight games after not allowing more than 20 points in their last contest. First-year head coach Chris Klieman’s team will have a situational edge with this being their third straight game at home where they have covered the point spread in 4 of their last 5 games. The Wildcats have also covered the point spread in 5 of their last 6 home games getting more than 14 points as the underdog. Additionally, Kansas State has covered the point spread in 7 of their last 10 games against teams with a winning record. Oklahoma has failed to cover the point spread in 6 of their last 9 games after a win at home by at least four touchdowns — and they have failed to cover the point spread in 5 of their last 7 home games after a win against a conference opponent. The Sooners are once again putting up huge offensive numbers this season as they have scored at least 34 points in all seven of their games — but they have failed to cover the point spread in 9 of their last 14 games after scoring at least 31 points in at least four straight contests. And in their last 8 expected high scoring games with the Total set in the 56.5 to 63 point range, Oklahoma has failed to cover the point spread in 6 of these contests.

FINAL TAKE: The Sooners have failed to cover the point spread in 5 of their last 6 road games when laying more than two touchdowns. 10* CFB Oklahoma-Kansas State ABC-TV Special with the Kansas State Wildcats (182) plus the points versus the Oklahoma Sooners (181). Best of luck for us — Frank.

At 9:00 PM ET on Friday, we will be playing Under the Total in the game between the USC Trojans (105) and the Colorado Buffaloes (106). THE SITUATION: USC (4-3) snapped their two-game losing streak last Saturday with their 41-14 win over Arizona at home as a 10.5-point favorite. Colorado (3-4) has lost there straight games after their 41-10 loss at Washington State as a 13.5-point underdog last week.

REASONS TO TAKE UNDER THE TOTAL: The Trojans have played 7 of their last 9 games Under the Total after a point spread win — and they have played 4 straight games Under the Total after a point spread victory. USC has also played 8 of their last 11 games Under the Total after a win by at least 20 points. This Trojans team has been riddled with injuries which leaves them with a freshman at quarterback and tailback for tonight’s game. True freshman Kedon Slovis is under center for the team after the injuries to sophomore quarterbacks J.T. Daniels and Jack Sears. At running back, injuries junior Stephen Carr, junior Vavaeu Malepeai, and freshman Markese Stepp who is not out three to five weeks with an ankle injury leave the primary rushing duties to freshman Kenan Christon. Admittedly, Slovis has played well this season and Christon had 100 rushing yards last week but the challenge will be different for these inexperienced players when playing in a hostile environment — especially in a televised night game. While USC averages 30.7 PPG and 434.1 total YPG this season, those numbers drop to just 22.7 PPG along with 417.7 total YPG. The Trojans have played 4 of their last 5 road games Under the Total — and they have played 4 of their last 5 road games Under the Total against teams with a losing record at home. Additionally, USC has played 5 of their last 7 games Under the Total against Pac-12 opponents — and they have also played 19 of their last 26 games Under the Total with the Total set in the 63.5 to 70 point range. Colorado is struggling on offense after gaining only 320 yards against the Cougars defense last week. The Buffaloes are averaging just 14.3 PPG along with only 371.7 total YPG which are both well below their 26.6 PPG and 407.7 total YPG averages. Colorado has then played 12 of their last 15 games Under the Total after failing to score more than 20 points in their last game. The Buffaloes have allowed at least 31 points in four straight games — but they have then played 7 straight games Under the Total after allowing at least 31 points in two straight games. Colorado does return home after playing two straight games as well as three of their last four games on the road — and they have played 5 of their last 6 home games Under the Total against teams with a winning record on the road. And while the Buffaloes surrendered 368 passing yards to Washington State last week, they have played 16 of their last 21 games Under the Total after allowing at least 250 passing yards in their last game.

FINAL TAKE: Colorado has played 14 of the last 20 games Under the Total against teams with a winning record — and they have played 5 of their last 7 games Under the Total in October. First-year head coach Mel Tucker was an outstanding defensive coordinator at Georgia and Alabama so I still have confidence he will get his young defense to play better in the second half of the season. 25* CFB Friday ESPN2 Total of the Year with Under the Total in the game between the USC Trojans (105) and the Colorado Buffaloes (106). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Washington Redskins (101) plus the points versus the Minnesota Vikings (102). THE SITUATION: Washington (1-6) enters this short week coming off a 9-0 loss at home in torrential rain against San Francisco as a 10-point underdog. Minnesota (5-2) has won three straight games with their 42-30 win at Detroit last Sunday as a 2.5-point favorite.

REASONS TO TAKE THE SKINS PLUS THE POINTS: This is simply too many points for an underdog on a short week that has a solid defense. I know that Washington is an ugly team to take in this situation — but that explains why the line keeps rising with bettors preferring the “better” team. Washington has covered the point spread in 4 of their last 5 games after a game where no more than 14 combined points were scored. And while the Skins have only covered the point spread once in their last six games, they have then covered the point spread in 5 of their last 7 games after failing to cover the point spread in four or five of their last six games. Washington has also covered the point spread in 29 of their last 44 games on the road after losing five or six of their last seven contests. Furthermore, the Skins have covered the point spread in 4 of their last 5 road games against teams with a winning record at home. Minnesota has won three games in a row all by at least 12 points — but they have then failed to cover the point spread in 3 of their last 4 games after at least two straight wins by double-digits. And while the Vikings have been favored (and covered the point spread) in their last three games, they have then failed to cover the point spread in 6 of their last 7 games after three straight games as the favorite. Despite the recent success of their three-game winning streak, the Minnesota defense has 400 and 433 yards in each of their last two games. The Vikings have then failed to cover the point spread in 13 of their last 21 games after allowing at least 400 yards in two straight contests.

FINAL TAKE: This remains Kirk Cousins playing in a primetime game where he has a 4-12 straight up record in his career. And this primetime game also offers a stage for Adrian Peterson to earn a measure of revenge against his old team in the Vikings. Minnesota can struggle with complacency — it is too much to expect them to cover this big point spread. 10* NFL Washington-Minnesota Fox-TV Special with the Washington Redskins (101) plus the points versus the Minnesota Vikings (102). Best of luck for us — Frank.

At 8:20 PM ET on Monday, we will be playing Under the Total in the game between the Washington Redskins (101) and the Minnesota Vikings (102). THE SITUATION: Washington (1-6) enters this short week coming off a 9-0 loss at home in torrential rain against San Francisco as a 10-point underdog. Minnesota (5-2) has won three straight games with their 42-30 win at Detroit last Sunday as a 2.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Vikings have played 4 straight games Under the Total after a victory on the road versus an NFC North rival. Minnesota has also played 6 straight games Under the Total at home after a game where at least 50 combined points were scored. Ever since Adam Thielen called out quarterback Kirk Cousins to stop being so cautious with his passing, the offense has taken a step to the next level as the Vikings have scored 36 PPG while averaging 480 total Yards-Per-Game over that span. But the Vikings have played 39 of their last 56 games Under the Total after a game where they scored at least 30 points — and they have played 5 of their last 6 games Under the Total after averaging at least 450 YPG over their last three games. Minnesota generated 502 yards of offense against the Lions last week — and they have played 8 of their last 10 games Under the Total after gaining at least 350 yards in their last contest. Unfortunately for Cousins on this short week, he will not have the services of Thielen who has been declared out for this game with his hamstring injury. Thielen has become Cousins' most reliable target and has already caught six touchdown passes this year — and his absence exposes the lack of the third reliable target after Stefon Diggs with this offense. Head coach Mike Zimmer will want his defense to tighten things up after allowing 433 to Detroit last week. The Vikings gave played 6 of their last 8 games Under the Total after allowing at least 350 yards in their last game — and they have played 4 straight games Under the Total after allowing at least 30 points in their last contest. Minnesota ranks 6th in the NFL respectively by allowing 17.6 PPG and just 327.9 total YPG. The Vikings are the only team in the league to finish in the top-four in total defense for three straight seasons. Minnesota returns home where they have played 5 of the last 6 home games Under the Total against teams with a losing record on the road — and they have played 8 of their last 10 games Under the Total against teams from the NFC. Washington will struggle to score points tonight as they have scored only 27 combined points over their last four games — and they have not scored more than 17 points in five straight games. The Skins have played 7 of their last 10 games Under the Total after failing to score more than 14 points in their last game. The problems start on their offensive line where the team misses left tackle Trent Williams who continues his holdout to escape the franchise. Washington then lacks reliable receivers with tight end Jordan Reed injured once again this season and wideouts Josh Doctson and Paul Richardson not legitimate number one or number two options. The Vikings will feel confident to stuff the box to slow down the Washington rushing attack that interim head coach Bill Callahan has made clear is his priority with his offense. Quarterback Case Keenum is in the bottom-ten in most passing categories this season. The Skins are rank 12.9 PPG this season while averaging 267.6 total YPG which ranks 30th and 29th in the league. They go back on the road where they have played 9 of their last 13 games Under the Total.

TOTAL DEFENSE: There is talent on the Washington defense who should feel pretty good about themselves after limiting the 49ers offense to just 283 total yards (albeit it in terrible weather conditions). The Skins have played 6 straight games Under the Total including their 33-7 loss to New England for Sunday Night Football back on October 6th. Expect a result similar to that finds a way to stay below the number. 25* NFC Total of the Month with Under the Total in the game between the Washington Redskins (101) and the Minnesota Vikings (102). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing Under the Total in the game between SMU Mustangs (103) and the Houston Cougars (104). THE SITUATION: SMU (7-0) remained undefeated this season with their 45-21 win at home against Temple as a 9-point favorite on Saturday. Houston (3-4) enters this game coming off a 24-17 win at UConn as a 21-point favorite last Saturday.

REASONS TO TAKE UNDER THE TOTAL: The Cougars changed their priorities this season after their 38-31 loss at Tulane that dropped them to 1-3 this season. First-year head coach was then reported to ask a number of his players to redshirt the rest of the season so as they could retain their eligibility for next season. Senior quarterback D’Eriq King and senior wide receiver Keith Corbin were two of the players to decide to remain their eligibility for next season. Some have called this the college version of tanking although Houston has since won two of their last three games. Frankly, Holgorsen still has every incentive to win games — especially on national television — to help with recruiting. But he needs to change his style of play with his top playmakers on offense being saved for next season. His son, Logan, was the starter last week against the Huskies where they managed only 286 yards of offense against a UConn team that had allowed at least 31 points in their previous five games. The freshman will likely give way to sophomore Clayton Thune who was out that game with a hamstring injury. The sophomore is completing only 53.2% of his passes this season. Holgorsen has seen his offense pass the ball less since King redshirted as Houston has attempted 20, 30, and 18 passes in each of their last three games. The Cougars have run the ball in 61% of their plays from scrimmage since the King and Corbin redshirt decisions — and running the football will likely remain the formula tonight to keep the powerful Mustangs offense off the field. Houston has averaged 355.7 total YPG over their last three games which is almost 40 YPG below their 393.6 total YPG season average. The Cougars have seen better numbers on defense in those three games as they have held those opponents to 26.7 PPG along with 429.3 total YPG which is high but is still over 40 yards below their 470.3 total YPG average for the season. Houston has played 14 of their last 19 games Under the Total after a point spread loss — and they have played 20 of their last 26 games Under the Total after a victory where they failed to cover the point spread as the favorite. The Cougars have also played 5 of their last 7 home games Under the Total against teams with a winning record on the road. SMU has seen improved play with their defense as well this season with nine starters and eight of their top eleven tacklers from last year back. The Mustangs allowed 35.3 PPG along with 429.8 total YPG last year — and those numbers have dropped to a 27.3 PPG mark this season along with 370.1 total YPG (54th in the FBS). After not allowing more than 32 points in five of their last six games last season, SMU has allowed more than 30 points just twice this year. The Mustangs have played 10 of their last 15 games Under the Total after winning two straight games against conference opponents. And while senior quarterback Shane Buechele attempted 53 passes last week, SMU has played 8 of their last 12 games Under the Total after attempted at least 50 passes in their last game. And while the Mustangs generated 655 yards of offense against the Owls last week, they have then played 8 of their last 13 games Under the Total after gaining at least 500 yards in their last game. Additionally, SMU has played 5 of their last 7 games Under the Total played on field turf — and they have played 6 of their last 8 games Under the Total in October.

FINAL TAKE: Even undermanned, the Cougars will be fired up to play this game after they were upset by the Mustangs by a 45-31 scored as a two-touchdown favorite last November. These two teams have now played 5 of their last 6 meetings Under the Total. With the Total set in the upper-60s, expect a lower scoring game. 25* CFB American Athletic Conference Total of the Month with Under the Total in the game between SMU Mustangs (103) and the Houston Cougars (104). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the New York Jets (476) plus the points versus the New England Patriots (475). THE SITUATION: New York (1-4) looks to build off their 24-22 upset win at home against Dallas last Sunday as a 7-point underdog. New England (6-0) comes off a 35-14 win at the New York Giants as a 16.5-point favorite two Thursdays ago back on October 10th. 

REASONS TO TAKE THE JETS PLUS THE POINTS: New York played much better with Sam Darnold back under center after missing three games after contracting mononucleosis. The second-year quarterback completed 23 of 32 passes for 338 yards with two touchdown passes while leading the Jets’ to 382 yards of offense in their upset victory over the Cowboys. Darnold seemed to have taken a big step in his development in the last quarter of the season last year. Over his last four games, Darnold had a Quarterback Rating of 99.1 while throwing six touchdown passes and just one interception. In his two starts this season, Darnold has a QBR of 97.6 while completing 69.9% of his passes for 513 yards with three touchdown passes and just one interception. While the Jets are scoring only 12.6 PPG this season, that number does bump up to 18 PPG in Darold’s two games which looks pretty good when adding the ten or so points as the underdog in this game. New York has covered the point spread in a decisive 35 of their last 55 home games after playing a game at home in their last game. The Jets are also 7-1-1 ATS in their last 9 home games against teams with a winning record on the road. Additionally, New York has covered the point spread in 9 of their last 14 games as an underdog getting 3.5 to 9.5 points — and they are 9-3-1 ATS in their last 13 games in the month of October. New England was a 16-point favorite in their 33-7 win at Washington two weeks ago before their easy win at MetLife against the Giants last week. But the Patriots have failed to cover the point spread in 7 of their last 10 games after winning their last two games by at least two touchdowns — and they have failed to cover the point spread in 3 of their last 4 games after covering the point spread in two straight games as a double-digit favorite. And while New England has outgained their last two opponents by 214 and 222 net yards, they have then failed to cover the point spread in 4 of their last 5 games after outgaining their last two opponents by at least 150 net yards in both contests. Furthermore, while the Patriots lead the NFL by averaging 31.7 PPG this season, that number drops to 25.9 PPG when taking away their three defensive touchdowns and two additional touchdowns coming from special teams. New England has failed to cover the point spread in 12 of their last 18 road games when favored by 7.5 to 12 points.

FINAL TAKE: The Patriots have failed to cover the point spread in 5 of their last 6 trips to the Meadowlands to face the Jets on the road. Expect a closer than expected contest in this rematch from New England’s 30-14 victory in Foxboro back on September 22nd again a New York team playing without Darnold. The Jets have covered the pint spread in 4 of their last 5 games when avenging a loss where they allowed at least 28 points — and they have covered the point spread in 6 of their last 8 games when playing with revenge from a loss by at least two touchdowns. 10* NFL New England-NY Jets ESPN Special with the New York Jets (476) plus the points versus the New England Patriots (475). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the New England Patriots (475) and the New York Jets (476). THE SITUATION: New England (6-0) comes off a 35-14 win at the New York Giants as a 16.5-point favorite two Thursdays ago back on October 10th. New York (1-4) looks to build off their 24-22 upset win at home against Dallas last Sunday as a 7-point underdog.

REASONS TO TAKE UNDER THE TOTAL: We had the Under in that Patriots game against the Giants — and with both teams scoring on a defensive touchdown along with New England blocking a punt for another 6-yard touchdown, that play was spoiled. Where was one more defensive/special teams touchdown in the second half of last night’s game?!? Defensive touchdowns and special teams touchdowns go a long way for results to find the Over. However, it would also be Fool’s Gold to be chasing or expecting non-offensive touchdowns to play a role in the next particular game at hand. The Patriots have scored three defensive touchdowns this season while adding another two touchdowns from special teams. For our purposes, while New England is averaging 31.7 PPG this season — that number drops to just 25.9 PPG when taking away those five non-offensive touchdowns. Surprisingly, the reigning Super Bowl champions have also surrendered three defensive touchdowns this season. That means that while they lead the NFL by a mile by allowing just 8.0 PPG — that number drops to an incredible 4.5 PPG when only accounting for scoring allowed by their outstanding defense. The Patriots are also second in the NFL by allowing only 234.7 total YPG — and they rank second in run defense (73.7 rushing YPG) and pass defense (161.0 passing YPG). Tom Brady completed 31 of 41 passes last week against the Giants for 334 yards while leading the offense to 427 yards — but New England has played 10 of their last 14 games Under the Total after passing for at least 250 yards and they have played 4 straight games Under the Total after gaining at least 350 yards. Brady will not have Josh Gordon and Rex Burkhead as targets tonight with both players being out with injuries. The Patriots stay on the road where they have played 23 of their last 34 games Under the Total — and they have played 9 straight road games Under the Total against teams with a losing record at home. New England has also played 5 of their last 6 road games Under the Total as a favorite laying 7.5 to 14 points. New York dusted off their real playbook for Sam Darnold last week after first-year head coach Adam Gace put his real offense under wraps after his quarterback was injured in the opening game of the season. Darnold completed 23 of 32 passes for 338 yards while leading the Jets’ offense to 382 total yards — but now Bill Belichick has had a full week to study Gace’s preferred plays. The Jets are still averaging just 205 Yards-Per-Game over their last three contests — and they have played 8 of their last 12 games Under the Total after not averaging more than 225 total YPG over their last three games. While Darold’s return helps this offense, the Jets are struggling to run the football as they are 31st in the league by averaging just 64.0 rushing YPG. They only managed 56 rushing yards last week with Darnold back under center and they have not rushed for more than 67 yards in their last three games. New York has played 5 straight games Under the Total after failing to rush for at least 75 yards in three straight games. The Jets stay at home for this game where they are only allowing 20.7 PPG. New York gets an appearance on Monday Night Football where they have played 5 of their last 7 games Under the Total.

FINAL TAKE: This is a rematch of the Patriots 30-14 win over the Jets back on September 22nd. New England has played 8 of their last 10 games Under the Total against AFC East opponents — and New York has played 11 of their last 16 games Under the Total against AFC East divisional rivals. These two teams have played 6 of their last 7 meetings Under the Total — and they have also played 4 of their last 5 games Under the Total when playing at the Jets’ MetLife Stadium. 25* AFC East Total of the Year with Under the Total in the game between the New England Patriots (475) and the New York Jets (476). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Dallas Cowboys (474) minus the points versus the Philadelphia Eagles (473). THE SITUATION: Dallas (3-3) looks to bounce-back from their 24-22 upset loss in New York against the Jets as a 7-point favorite. Philadelphia (3-3) also looks to rebound from a 38-20 loss at Minnesota where they were 3.5-point underdogs.

REASONS TO TAKE THE COWBOYS MINUS THE POINTS: This is one of those games where careful handicappers and bettors wait for the final active/inactive reports before making a final call. The good news for Dallas is that they look to get a handful of important players back tonight. Most importantly, their outstanding left tackle, Tryon Smith, will be protecting Dak Prescott’s blind side tonight as he returns from his ankle injury. Offensive linemen La’el Collins and Zack Martin have also been upgraded to probable which is critical for this team — the offensive line is the straw that stirs the drink for this team as it both fuels the ground game for Ezekiel Elliott while also protecting Prescott who is a much better passer when his jersey is clean. Prescott will also have his top two receiving targets in Amari Cooper and Randall Cobb for this game. The Cowboys have pulled off the rare and dubious feat of being upset in three straight games — usually, these teams eventually become underdogs. It is telling that Dallas remains favored for this NFC East showdown tonight. They have covered the point spread in 4 straight games after losing three of their last four contests — and they have also covered the point spread in 10 of their last 11 games against fellow opponents from the NFC East. The Cowboys did manage to generate 399 yards last week even with their injuries on offense — and they have covered the point spread in 5 of their last 6 games after gaining at least 350 yards in their last game. They return home where they are scoring 30.0 PPG while averaging 511.0 total YPG. Dallas did surrender 326 passing yards to the Jets last week — but they have covered the point spread in 5 straight games after allowing at least 300 yards in their last game. Philadelphia is also feeling with a bevy of injuries but the news is not as good for them. On offense, wide receiver DeSean Jackson, running back Darren Sproles, and left tackle Jason Peters are all out. Sproles is a nice change-of-pace back but the Eagles have other options. The absence of Jackson really hurts as he is the team’s most credible deep threat which opens up the field for Carson Wentz. Peters is an All-Pro left tackle. On defense, Philly looks likely to get cornerback Jalen Mills back on the field but his partner Ronald Mills remains questionable with his hamstring. But linebacker Nigel Bradham is out along with nickel back Avonte Maddox. The defense is already without starting linebacker Kamu Grugier-Hill and defensive linemen Tim Jernigan and Malik Jackson. The depth this team enjoyed at the beginning of the season is already being severely tested. The Eagles have failed to cover the point spread in 5 of their last 7 games after a loss on the road. Philadelphia allowed 447 yards to the Vikings last week — and they have failed to cover the point spread in 5 of their last 7 games after allowing at least 350 yards in their last game. They stay on the road for a second straight week where they are allowing 29.5 PPG along with 435.0 total YPG. On offense, the Eagles are only averaging 349.3 total YPG which is 20th in the NFL. Philly has failed to cover the point spread in 4 of their last 5 games against NFC opponents — and they have failed to cover the point spread in 6 of their last 9 games when playing on field turf.

FINAL TAKE: Wentz has not been as nearly as successful when playing on the road where he has lost fourteen of his twenty-three starts. In this gut-check game for both teams, look for the home field to make the difference. 10* NFL Philadelphia-Dallas NBC-TV Special with the Dallas Cowboys (474) minus the points versus the Philadelphia Eagles (473). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Over the Total in the game between the Philadelphia Eagles (473) and the Dallas Cowboys (474). THE SITUATION: Philadelphia (3-3) looks to bounce-back from their 38-20 loss at Minnesota as a 3.5-point underdog last Sunday. Dallas (3-3) has lost three straight games after their 24-22 upset loss at New York against the Jets as a 7-point favorite last Sunday.

REASONS TO TAKE OVER THE TOTAL: The Eagles have played 35 of their last 51 games Over the Total after a straight-up loss — and they have played 4 of their last games Over the Total after a point spread defeat. Additionally, Philadelphia has played 8 of their last 10 games Over the Total after allowing at least 30 points in their last game. The Eagles are dealing with a host of injuries on defense — and, while corner Jalen Mills appears likely to take the field again tonight, his sidekick, Ronald Darby remains questionable with his hamstring injury. Philadelphia is allowing their home hosts to score 29.7 PPG while averaging 435.0 total YPG. But the Eagles offense did generate 400 yards in defeat last week. Over their last three games, Philadelphia has scored 28.3 PPG. Now they stay on the road where they have played 24 of their last 34 road games Over the Total — and they have also played 6 of their last 8 road games Over the Total as a small underdog of up to 3 points. The Eagles have also played 14 of their last 19 road games Over the Total when playing on field turf. Dallas has played 7 of their last 8 games Over the Total after a straight-up loss — and they have played 5 straight games Over the Total after a point spread loss. The Cowboys have suffered three straight upset losses which should ensure they are feisty with desperation in this contest. Dallas has played 5 of their last 7 games Over the Total after suffering two straight point spread losses — and they have played 12 of their last 16 games Over the Total after two straight upset losses. The Cowboys offense has sputtered as of late as they have scored only 18.7 PPG in their losing streak — but they are getting healthier again for this game. Left tackle Tyron Smith has been upgraded to probable with his ankle injury — and wide receivers Amari Cooper and  Reggie Cobb along with guard Zack Martin have all been upgraded to probable for tonight. Dallas did generate 399 yards of offense last week in defeat — and they have played 9 of their last 10 games Over the Total after gaining at least 350 yards in their last game. The Cowboys return home where they are scoring 30.0 PPG while averaging 511.0 total YPG. But they are also giving up 362.7 total YPG at home which is more than 30 YPG higher than their season average. Dallas has played 8 of their last 11 home games Over the Total — and they have played 5 of their last 7 home games Over the Total when favored by up to 3 points. The Cowboys have also played 8 of their last 10 games Over the Total in the month of October.

FINAL TAKE: This is a crucial game for both teams in the NFC East title race — the loser will have an uphill climb to make the playoffs. Philly has played 15 of their last 22 games Over the Total against NFC East foes — and Dallas has played 6 straight games Over the Total against NFC East foes. 25* NFC East Total of the Month with Over the Total in the game between the Philadelphia Eagles (473) and the Dallas Cowboys (474). Best of luck for us — Frank.

At 4:25 PM ET on Sunday, we will be playing the Chicago Bears (472) minus the points versus the New Orleans Saints (471). THE SITUATION: Chicago (3-2) returns to the field again after getting embarrassed in London back on October 6th in their 24-21 upset loss to Oakland as a 6.5-point favorite. New Orleans (5-1) has won four games in a row with their 13-6 upset win at Jacksonville as a 2.5-point underdog last Sunday.

REASONS TO TAKE THE BEARS MINUS THE POINTS: Chicago should respond with a strong effort as they have covered the point spread in 7 of their last 10 games after a point spread loss. And while the Bears managed only 236 yards of offense, Chicago has then covered the point spread in 6 of their last 8 games after failing to generate at least 250 yards in their last game. Chase Daniel was the starting quarterback across the pond but Mitchell Trubisky will be back under center with the additional time to rehab his bum shoulder. Trubisky has struggled this season but I think he will benefit from the time off to regain perspective about his role in the offense. That game with the Raiders flew over the 40 point total — and Chicago has covered the point spread in 9 of their last 12 games after a game that finished Over the Total. The Bears also get one of their important offensive weapons back in Taylor Gabriel who scored a touchdown in his last game on Monday Night Football before suffering a concussion that has kept him out this month. Chicago returns home where they are 18-7-1 ATS in their last 26 games — and they have covered the point spread in 6 of their last 8 home games with the Total set in the 35.5 to 42 point range. The Bears have also covered the point spread in 7 straight home games against teams with a winning record on the road. Additionally, Chicago has covered the point spread in 10 of their last 13 games against teams from the NFC. New Orleans will be without running back Alvin Kamara who is dealing with an ankle. While Teddy Bridgewater has been solid in relief of the injured Drew Brees, the absence of Kamara leaves this Saints’ offense lacking star power on the offensive side of the football. That is not a good sign when facing this elite Bears defense that is allowing only 13.8 PPG along with just 312.2 total YPG. New Orleans is scoring only 18.3 PPG on the road while averaging just 278.3 total YPG. The Saints outgained the Jaguars by +100 yards last week after winning the yardage battle against Dallas by +205 yards — but they have then failed to cover the point spread in 18 of their last 30 games after outgaining their last two opponents by +100 net yards. And while the Jaguars managed only 75 rushing yards last week, New Orleans has failed to cover the point spread in 4 of their last 5 games after not allowing more than 90 rushing yards in their last game.

FINAL TAKE: The Saints’ 5-1 record is accompanied by a mere +4.0 net YPG margin this season — and they have failed to cover the point spread in 5 of their last 7 games against teams with a winning record. 25* NFC Game of the Month with the Chicago Bears (472) minus the points versus the New Orleans Saints (471). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Minnesota Vikings (457) minus the points versus the Detroit Lions (458). THE SITUATION: Minnesota (4-2) has won two straight games after their 38-20 win over Philadelphia last week as a 3.5-point favorite last Sunday. Detroit (2-2-1) looks to bounce-back from a 23-22 loss at Green Bay on Monday Night Football as a 3.5-point underdog.

REASONS TO TAKE THE VIKING MINUS THE POINTS: Don’t be surprised if the Lions are emotionally flat in this game after they feel they were jobbed by the referees on Monday night. This is a losing franchise that has little experience with successfully picking themselves off the mat when facing adversity. That narrow loss came on the heels of their 34-30 loss at home to Kansas City in their previous game before a bye week where everything was focused on the Packers. Detroit has failed to cover the point spread in 13 of their last 16 games after losing two straight games by 6 points or less — and they have failed to cover the point spread in 5 of their last 7 games after losing their last two games where they did cover the point spread in both games. The Lions have met point spread expectations in four straight games — but they have then failed to cover the point spread in 11 of their last 16 games after covering the point spread in four straight games. Detroit has won the turnover battle in three straight games — but they have failed to cover the point spread in 11 of their last 17 games after having at least a +1 net turnover margin in three straight contests. Now the Lions return home where they have failed to cover the point spread in 5 of their last 6 home games against teams with a winning record on the road — and they have also failed to cover the point spread in 4 of their last 6 home games as an underdog getting up to 3 points. They host a Vikings team that has owned them as of late. Minnesota swept the divisional series last season while not allowing Detroit to score more than 9 points in either contest. Matthew Stafford has lost his last three starts against the Vikings with only two touchdown passes in those three contests — and two of those games were at home at Ford Field. Minnesota has seen much better play from their quarterback since wide receiver Adam Thielen called him out publicly for his need to be more aggressive in the passing game. Kirk Cousins has responded with two straight 300-yard passing games with six touchdown passes. He has completed 78.5% of his passes in those games while averaging a healthy 11.4 Yards-Per-Attempt. The Vikings are very tough to beat when they get their offense cranking since their defense has not allowed more than 21 points all season. They have covered the point spread in 5 of their last 7 games after scoring at least 30 points in their last game — and they are 4-1-1 ATS in their last 6 games after passing for at least 250 yards in their last contest. Minnesota has generated 447 and 490 yards over their last two games — and they have then covered the point spread in 5 of their last 6 games after gaining at least 375 yards in two straight games. The Vikings go back on the road where they have covered the point spread in 4 of their last 5 road games against teams who are not winning more than 50% of their games at home — and they have also covered the point spread in 17 of their last 22 games when playing in a dome. Furthermore, Minnesota has covered the point spread in 11 of their last 14 games as the favorite — and they have covered the point spread in 18 of their last 25 games with the Total set in the 42.5 to 49 point range.

FINAL TAKE: Minnesota is 17-8-3 ATS in their last 28 meetings with the Lions — and they have covered the point spread in 4 of their last 5 games in Detroit. Look for the Lions to find a way to lose another one. 25* NFC North Game of the Month with the Minnesota Vikings (457) minus the points versus the Detroit Lions (458). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (348) plus the points versus the Western Michigan Broncos (347). THE SITUATION: Eastern Michigan (3-3) has lost two straight games after their 29-23 loss to Ball State last week where they opened as a 2-point favorite and closed around a 1.5-point underdog. Western Michigan (4-3) looks to build off their 38-16 win over Miami (OH) as a 12-point favorite last Saturday.

REASONS TO TAKE THE EAGLES PLUS THE POINTS: The Broncos have failed to cover the point spread in 5 straight games after a straight-up win — and they have failed to cover the point spread in 14 of their last 17 games after a point spread win. Western Michigan has also failed to cover the point spread in 5 straight games after not allowing more than 20 points in their last game. Western Michigan was actually outgained by a 365 to 310 yardage margin to the Warhawks but used a +2 net turnover margin and a 74-yard interception return for a touchdown to earn the win. Now the Broncos go back on the road where they are 0-3 this season while getting outscored by -20.0 PPG due to a defense that is allowing their home hosts to average 44.7 PPG along with 534.0 total YPG. Western Michigan has failed to cover the point spread in 5 straight games on the road. We had Eastern Michigan last week after playing four of their first five games on the road but they disappointed with flat effort fueled by a -3 net turnover margin. The Eagles have bounced-back to cover the point spread in 15 of their last 20 games after a straight-up loss — and they have covered the point spread in 12 of their last 15 games after a point spread loss. Eastern Michigan has also covered the point spread in 7 straight games after a loss by a touchdown or less against a Mid-American Conference rival. This remains a team that has covered the point spread in 16 of their last 23 games against teams with a winning record.

FINAL TAKE: The Eagles will be motivated to avenge a 27-24 loss at Western Michigan last October 6th. The Broncos have failed to cover the point spread in 7 of their last 10 games in the month of October. 20* CFB Big Dog Surprise with the Eastern Michigan Eagles (348) plus the points versus the Western Michigan Broncos (347). Best of luck for us — Frank.

At 7:00 PM ET on Saturday, we will be playing the Army Black Knights (323) minus the points versus the Georgia State Panthers (324). THE SITUATION: Army (3-3) has lost their last two games with their 17-8 upset loss at Western Kentucky as a 5-point favorite last Saturday. Georgia State (4-2) comes off a 31-21 win over Coastal Carolina as a 3.5-point underdog last week.

REASONS TO TAKE THE BLACK KNIGHTS MINUS THE POINTS: Army should bounce-back with a strong effort as they have covered the point spread in 4 of their last 5 games after a straight-up loss. The Black Knights have also covered the point spread in 15 of their last 20 games after a game where neither team scored more than 17 points. Remember, this is the same team that almost pulled the upset at Michigan in the Big House. Army has covered the point spread in 4 of their last 5 games after failing to score at least 20 points in their last game. They are also 8-2-1 ATS in their last 11 games against teams with a winning record. Now they stay on the road where they have covered the point spread in 6 of their last 7 games — and they have covered the point spread in 6 straight road games against teams with a winning record at home. The Blacknights will hope they get their ground game going to get their defense off the field. The Hilltoppers gave them a piece of their own medicine by being on offense for almost 39 minutes in that game. But this Panthers’ team is not familiar with the spread triple-option run by the military academies. And, as it is, Georgia State is allowing their opponents to average 200 rushing YPG while averaging 5.6 Yards-Per-Carry. The Panthers are just 1-6-2 ATS in their last 9 games after a straight-up win — and they are 1-3-2 ATS in their last 6 games after a point spread win. This team does not possess much of a home-field advantage — they are just 1-3-1 ATS in their last 5 games at home. And in their last 6 games against teams outside the Sun Belt Conference, Georgia State is 1-4-1 ATS.

FINAL TAKE: The Panthers are likely to suffer a letdown after pulling off the upset against a conference opponent. Georgia State has failed to cover the point spread in 6 straight games in the second half of the season. 20* CFB Blowout Bookie Buster with the Army Black Knights (323) minus the points versus the Georgia State Panthers (324). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Washington Huskies (368) plus the points versus the Oregon Ducks (367). THE SITUATION: Oregon (5-1) has won four games in a row with their 45-3 win over Colorado last Friday as a 23.5-point favorite. Washington (5-2) comes off a 51-27 win at Arizona last Saturday as a 6-point favorite.

REASONS TO TAKE THE HUSKIES PLUS THE POINTS: The Ducks may be due for a letdown after their easy win at home against the Buffaloes. Oregon has failed to cover the point spread in 12 of their last 15 games after a point spread win. Additionally, the Ducks have failed to cover the point spread in 7 of their last 8 games after a point spread win as a double-digit favorite — and they have failed to cover the point spread in 12 of their last 14 games after a win by at least 20 points. The Ducks are averaging 36.0 PPG on offense led by their NFL prospect at quarterback in Justin Herbert. But in their two games on the road — both against quality defenses — Oregon sees their scoring average drop to just 21.0 PPG along with averaging only 326.0 total YPG. A big concern for this team is their Red Zone offense where they rank just 102nd in the nation. The Ducks have failed to cover the point spread in 8 of their last 11 games on the road — and they have also failed to cover the point spread in 5 of their last 7 road games against teams with a winning record at home. Oregon did generate 527 yards of offense against Colorado — but they have failed to cover the point spread in 7 of their last 10 games after gaining at least 450 yards in their last game. Washington has covered the point spread in 5 of their last 6 games after a double-digit win on the road — and they have covered the point spread in 4 of their last 5 games after scoring at least 40 points in their last game. This Washington team also plays very good defense — they rank 28th in the nation by allowing only 19.6 PPG. Visitors are scoring only 17.0 PPG at Husky Stadium while averaging just 336.7 total YPG. The Huskies return home where are 3-1 this season while outscoring their opponents by +19.5 PPG.

At 3:30 PM ET on Saturday, we will be playing Under the Total in the game between the Oregon Ducks (367) and the Washington Huskies (368). THE SITUATION: Oregon (5-1) has won four games in a row with their 45-3 win over Colorado last Friday as a 23.5-point favorite. Washington (5-2) comes off a 51-27 win at Arizona last Saturday as a 6-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Ducks have played 5 of their last 6 games Under the Total after a victory by at least 20 points. Oregon has also played 7 straight games on the road Under the Total after a victory — and they have played 5 of their last 6 games Under the Total after a point spread win. This team is playing outstanding defense under first-year defensive coordinator Andy Avalos who came over from Boise State. The Ducks rank 3rd in the nation by allowing just 8.7 PPG — and they also rank 8th in the nation by surrendering only 267.7 total YPG. Oregon has not allowed more than 7 points in five straight games — and they have played 7 straight games Under the Total after not allowing more than 7 points in their last contest. The Ducks are averaging 36.0 PPG on offense led by their NFL prospect at quarterback in Justin Herbert. But in their two games on the road — both against quality defenses — Oregon sees their scoring average drop to just 21.0 PPG along with averaging only 326.0 total YPG. A big concern for this team is their Red Zone offense where they rank just 102nd in the nation. The Ducks have played 8 of their last 10 road games Under the Total against teams with a winning record at home. Oregon did support their defense last week by rushing for 252 yards against the Buffaloes — and they have played 6 straight games Under the Total after rushing for at least 200 yards in their last game. Furthermore, the Ducks have played 5 of their last 6 games Under the Total against teams with a winning record. Washington has played 6 of their last 7 games Under the Total after a straight-up win — and they have played 5 of their last 6 games Under the Total after a point spread win. The Huskies have also played 8 of their last 9 games Under the Total after a win versus a Pac-12 rival — and the Under is 11-5-1 in their last 17 games after a win by at least 20 points. This Washington team also plays very good defense — they rank 28th in the nation by allowing only 19.6 PPG. Visitors are scoring only 17.0 PPG at Husky Stadium while averaging just 336.7 total YPG. Washington has played 4 of their last 5 home games Under the Total against teams with a winning record on the road. The Huskies’ offense has been inconsistent — they rank just 57th in the nation by averaging 423.1 total YPG. They did rush for 207 yards last week at Arizona — and they have played 6 of their last 8 games Under the Total after rushing for at least 200 yards. Additionally, Washington has played 4 of their last 5 games Under the Total after scoring at least 40 points in their last game — and they have played 19 of their last 26 home games Under the Total after scoring at least 42 points in their last contest.

FINAL TAKE: These two teams have played 4 straight games Under the Total when playing at Washington. And the forecasts call for rain this afternoon which will make both Herbert and the Huskies’ Jacob Eason uncomfortable. 25* CFB Saturday ABC-TV Total of the Month with Under the Total in the game between the Oregon Ducks (367) and the Washington Huskies (368). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Iowa Hawkeyes (344) minus the points versus the Purdue Boilermakers (343). THE SITUATION: Iowa (4-2) has lost two straight games after their 17-12 loss at home to Penn State last Saturday as a 3.5-point underdog. Purdue (2-4) comes off a 40-14 upset win over Maryland last Saturday as a 4-point underdog.

REASONS TO TAKE THE HAWKEYES MINUS THE POINTS: Iowa has faced a difficult track as of late with a trip to Ann Arbor to face Michigan in which they lost by a 10-3 score where they were 4.5-point underdogs before hosting the Nittany Lions last week. The Hawkeyes outplayed Penn State for most of that game as they outgained them by a 356 to 294 yardage margin. A -2 net turnover margin played a large role in dooming Iowa last week. Iowa should respond with a big effort this afternoon. The Hawkeyes have covered the point spread in 9 of their last 13 games after a point spread loss — and they have covered the point spread in 7 of their last 9 games after only covering the point spread once in their last three games. Iowa should get their offense going again against this suspect Boilermakers' defense after facing two of the toughest defenses in the nation. The Hawkeyes have covered the point spread in 5 of their last 6 games after failing to score more than 20 points in their last game. Iowa has only rushed for 71 combined yards over their last two games — but they have covered the point spread in 4 straight games after failing to rush for at least 125 yards in two straight games. Iowa is still averaging 32.0 PPG at home this season where they are generating a robust 475.7 total YPG. Senior quarterback Nate Stanley is leading an offense that is averaging a healthy 256.0 passing YPG. Purdue may be just what the proverbial doctor ordered as they are allowing 29.8 PPG — and they rank 104th in the nation by allowing 444.5 total YPG due to a porous pass defense that is giving up 278.0 passing YPG which is 112th in the nation. The strength of this Hawkeyes team is their defense — they rank 5th in the nation respectively by allowing only 10.2 PPG and just 260.8 total YPG. At home in Kinnick Stadium, Iowa is limiting their guests to just 8.5 PPG along with 220.0 total YPG. The Hawkeyes did not force a turnover last week — but they have covered the point spread in 20 of their last 26 home games after failing to force at least one turnover in their last game. Iowa has also covered the point spread in 4 of their last 5 games against teams with a losing record — and they have covered the point spread in 5 of their last 7 games when favored by 10.5 to 21 points. Purdue came off a surprising performance at home against the Terrapins — but they have failed to cover the point spread in 3 straight games after an upset victory by at least three touchdowns. The Boilermakers have also failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after a point spread victory. Additionally, Purdue has failed to cover the point spread in 7 of their last 9 games after a win by at least 20 points. This Boilermakers team is ravaged with injuries right now — headlined by their senior quarterback, Elijah Sindelar, out the season with a collarbone injury and their All-American wide receiver, Mondale Moore, still out with a leg injury. Redshirt freshman Jack Plummer stepped up last week by completing 33 of 41 passes for 420 yards with three touchdown passes to lead an offense that generated 547 total yards. But the assignment is much tougher this week on the road against this Hawkeyes defense. Purdue has failed to cover the point spread in 5 of their last 7 games after gaining at least 450 yards. And the Boilermakers have failed to cover the point spread in 14 of their last 22 road games with the Total set in the 45.5 to 49 point range.

FINAL TAKE: Purdue is also undermanned on defense with senior defensive tackle Lorenzo Neal and senior linebacker Markus Bailey (who bypassed leaving early for the NFL last year) out for the season. These absences hurt a defense that is giving up 34.5 PPG. Iowa should come close to scoring at least 35 points in this game — and their defense will not allow many points to a freshman quarterback. 25* CFB Big Ten Game of the Month with the Iowa Hawkeyes (344) minus the points versus the Purdue Boilermakers (343). Best of luck for us — Frank.

At 10:00 PM ET on Friday, we will be playing the Fresno State Bulldogs (316) minus the points versus the UNLV Rebels (315). THE SITUATION: Fresno State (2-3) looks to bounce-back from their 43-24 loss at Air Force last Saturday as a 2.5-point underdog. UNLV (2-4) looks to build off their 34-10 win at Vanderbilt as a 16.5-point underdog.

REASONS TO TAKE THE BULLDOGS MINUS THE POINTS: The Rebels pulled off one of the biggest victories in the five-year tenure of head coach Tony Sanchez — but he is still on the hot seat with this being a “bowl or bust” season for him. UNLV is due for an emotional letdown after pulling off that upset against a team from the SEC. The Rebels have failed to cover the point spread in 12 of their last 17 games after an upset victory as a road underdog — and they have failed to cover the point spread in 7 of their last 10 games after an upset win as a double-digit underdog. UNLV has also failed to cover the point spread in 17 of their last 26 games after a win on the road. As it is, the Rebels have been consistently inconsistent under Sanchez as they have failed to cover the point spread in 5 of their last 6 games after a straight-up win — and they have failed to cover the point spread in 6 straight games after a point spread victory. Defense remains an issue for this team that has allowed at least 30 PPG and over 420 total YPG in every season since 2008. This year, UNLV is tied for 108th in the nation by allowing 32.8 PPG — and they are also giving up 431.8 total YPG which is 98th in the nation. In their two conference games this year, the Rebels are allowing 45.5 PPG along with 502.5 total YPG. This sketchy defensive play will put the pressure on redshirt freshman quarterback Kenyon Oblad who will once again be under center given the knee injury suffered by Armani Rogers in late September. Rogers is available to play tonight but Sanchez tapped Oblad as his starter yesterday. UNLV had failed to cover the point spread in 17 of their last 23 road games against teams who are not winning more than 50% of their games at home. The Rebels are just 3-7-1 ATS in their last 11 games in conference play. Fresno State went into halftime last week with a 24-22 lead before getting dominated by the Air Force ground game that kept the Bulldogs off the field. They had only 13 offensive plays in the second half while averaging just 1.3 Yards-Per-Play. The Bulldogs managed only 12 first downs in that game while being on offense for just 20:31 minutes — but this team has covered the point spread 8 of their last 12 games after failing to generate at least 13 first downs and being on offense for at least 26 minutes. Fresno State is also 13-5-1 ATS in their last 19 games after a straight-up up loss. They should be able to run the ball behind Ronnie Rivers (253 rushing yards this season) to get the tempo of the game back in their favor — UNLV ranks 113th in the nation by allowing 209.7 rushing YPG. The Bulldogs managed only 268 yards last week — but they are 22-6-1 ATS in their last 29 games after failing to gain at least 275 yards in their last game. Fresno State is scoring 34.5 PPG at home while averaging 408.0 total YPG — and they are 15-5-1 ATS in their last 21 games at home. They are also 9-4-1 ATS in their last 14 games against teams with a losing record.

FINAL TAKE: Third-year head coach Jeff Tedford has done a great job with this program — his teams won 22 games in his first two seasons. This year would be a challenge with only nine starters returning from last year’s Mountain West Conference champions. Fresno State crushed UNLV in Las Vegas last year by a 48-3 score — and they are 10-2-1 ATS in their last 13 games in the month of October. With two non-conference losses against quality teams in Minnesota and USC, the Bulldogs still can salvage their season in their second MWC game — but it starts with a big win tonight. 25* CFB Friday CBS Sports Network Game of the Year with the Fresno State Bulldogs (316) minus the points versus the UNLV Rebels (315). Best of luck for us — Frank.

At 7:00 PM ET on Friday, we will be playing the Syracuse Orange (312) plus the points versus the Pittsburgh Panthers (311). THE SITUATION: Syracuse (3-3) saw their two-game winning streak snapped last Thursday with their 16-10 loss at NC State as a 4.5-point underdog. Pittsburgh (4-2) has won three straight games with their 33-30 upset win at Duke as a 3.5-point underdog back on October 5th.

REASONS TO TAKE THE ORANGE PLUS THE POINTS: This is a critical game for this Syracuse team that is finishing a run of four games at home in five contests — they will then be on the road for three of their next four contests. The Orange remain winless in ACC play with losses to Clemson and the Wolfpack last week. But this is a team that has still covered the point spread in 6 of their last 8 games after winning two of their last three games. The Orange did not commit a turnover in that game against NC State — and they have covered the point spread in 10 of their last 13 games after not committing more than one turnover in their last game. Syracuse entered this season with high expectations with thirteen starters back from last year’s 10-3 squad that defeated West Virginia by a 34-18 score in the Camping World Bowl. This was considered the best roster yet for head coach Dino Babers in his four years with the program. Over their last three games, the offense has picked up under quarterback Tommy Devito has they are scoring 34.3 PPG along with averaging 430.3 total YPG.  The Orange have also held their last three opponents to just 17.3 PPG along with only 353.0 total YPG. Syracuse has covered the point spread in 7 of their last 10 home games against teams with a winning record on the road. Pitt benefited from six Blue Devils turnovers in their victory almost two weeks ago. But the Panthers have failed to cover the point spread in 8 of their last 12 games after forcing at least five turnovers in their last game. Pitt survived that game despite committing four turnovers of their own. The Panthers have failed to cover the point spread in 29 of their last 41 road games after committing at least three turnovers in their last game — and they have failed to cover the point spread in 12 of their last 15 games on the road after turning the ball over at least four times in their last game. A 26-yard interception return for a touchdown made the winning difference against Duke — but Pitt only rushed for 69 yards which were their second-lowest rushing total of the season. The Panthers have then failed to cover the point spread in 27 of their last 37 road games after failing to rush for at least 100 yards in their last game — and they have failed to cover the point spread in 15 of their last 19 games after failing to rush for at least 75 yards in their last contest. Pitt is scoring only 21.5 PPG this season which is 107th in the nation. And while they have covered the point spread in four of their five boarded games this season, they have then failed to cover the point spread in 14 of their last 21 games after covering the point spread in four of their last five games.

FINAL TAKE: Syracuse will also be motivated to avenge a 44-37 upset loss in overtime last year where they were 3-point road favorites. Look for another close game with the Orange having a good chance to pull the upset (but take the points for some insurance). 10* CFB Pittsburgh-Syracuse ESPN Special with the Syracuse Orange (312) plus the points versus the Pittsburgh Panthers (311). Best of luck for us — Frank.

At 9:00 PM ET on Thursday, we will be playing Under the Total in the game between the UCLA Bruins (301) and the Stanford Cardinal (302). THE SITUATION: UCLA (1-5) has lost two straight games after their 48-31 upset loss to Oregon State as a 4.5-point favorite back on October 5th. Stanford (3-3) has won their last two games with their 23-13 upset win over Washington as a 13.5-point underdog on October 5th.

REASONS TO TAKE UNDER THE TOTAL: The Cardinal has played 9 of their last 13 games Under the Total after a win over a Pac-12 rival — and they have played 5 of their last 6 games Under the Total after pulling off an upset victory as a home dog getting at least 7 points. Stanford’s win over the Huskies came on the heels of them defeating Oregon State on the road — and they have played 6 of their last 7 games Under the Total after defeating two straight conference rivals. But the bad news for head coach David Shaw is that sophomore quarterback, Davis Mills, will not be able to play tonight given the calf injury he suffered in that game. With junior QB Kevin Costello already out with a thumb injury, that leaves the Cardinal offense in the hands of third-stringer Jack West. The redshirt freshman was highly recruited but not quite as high as Mills while lacking his experience at this point in his young career. As it is, Stanford is scoring only 15.3 PPG at home this season behind an offensive line that has struggled this season with just one returning starter. But the Cardinal are holding their guests to only 13.7 PPG along with just 274.7 total YPG. Stanford has played 8 of their last 11 home games Under the Total. The Cardinal defense has not forced more than one turnover since their opening game of the season against Northwestern — and they have played 5 of their last 7 games Under the Total after not forcing more than one turnover in four straight games. Additionally, Stanford has played 7 of their last 9 games Under the Total after their bye week — and they have played 5 of their last 7 games Under the Total in the month of October. UCLA is dealing with a host of injuries themselves. Dorian Thompson-Robinson remains questionable with a knee injury that kept him out last week against the Beavers. Sophomore quarterback Austin Burton was capable against Oregon State in Thompson-Robinson’s absence as he completed 27 of 41 passes for 236 yards with a touchdown while adding another 64 yards on the ground. But Burton is not a very high recruit and the Stanford defensive brain trust has had two weeks to prepare his tape for this game. UCLA has attempted 83 passes in their last two games — and they have played 12 of their last 18 games Under the Total after attempting at least 40 passes in two straight games. The Bruins did dominate the Time of Possession against the Beavers by holding the ball for 35:20 minutes while compiling 27 first downs — and they have played 13 of their last 18 games Under the Total after holding the ball for at least 34 minutes while gaining at least 24 first downs. Moving forward, UCLA has played 5 of their last 7 games Under the Total on the road — and they have played 14 of their last 20 games Under the Total as an underdog getting 3.5 to 7 points.

FINAL TAKE: The Bruins have averaged 531.3 total YPG over their last three games while allowing 539.7 total YPG in those contests — but UCLA has played 10 of their last 12 games Under the Total after averaging at least 525 YPG in their last three games and they have played 18 of their last 25 games Under the Total after allowing at least 475 YPG in their last three games. 10* CFB Thursday Late Show O/U Bailout with Under the Total in the game between the UCLA Bruins (301) and the Stanford Cardinal (302). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the Kansas City Chiefs (303) minus the points versus the Denver Broncos (304). THE SITUATION: Kansas City (4-2) has lost two games in a row after their 31-24 upset loss at home to Houston on Sunday. Denver (2-4) has won their last two games with their 16-0 shutout win over Tennessee as a 1-point favorite.

REASONS TO TAKE THE CHIEFS MINUS THE POINTS: Kansas City is struggling with a bevy of injuries — but they did get Patrick Mahomes’ favorite target back last week in wide receiver Tyreek Hill. After suffering two straight upset losses at the hands of the Colts and then the Texans last week, look for the Chiefs to get back to their winning ways tonight. Kansas City is 8-3-1 ATS in their last 12 games on the road — and they have covered the point spread in 11 of their last 14 road games against teams from the AFC. Additionally, the Chiefs have covered the point spread in 14 of their last 18 games against teams from the AFC West. And while Kansas City surrendered 472 yards of offense to the Texans last week, they have then covered the point spread in 31 of their last 47 games on the road after allowing at least 400 yards in their last game. The Chiefs have also covered the point spread in 6 of their last 8 games after allowing at least 30 points in their last game. Denver is scoring just 17.7 PPG this season which is 26th in the NFL — and they are averaging only 336.2 total YPG which is also 25th in the league. The Broncos are likely to settle for field goals with the Chiefs scoring touchdowns to pull out this game. Denver has played their last two games Under the Total which has helped them win both games — but they have failed to cover the point spread in 12 of their last 15 games after playing their last two games Under the Total. The Broncos are also 6-13-1 ATS in their last 20 games after allowing 14 or fewer points. Additionally, Denver has failed to cover the point spread in 9 of their last 12 games against fellow AFC West opponents — and they have failed to cover the point spread in 13 of their last 20 games when listed in the +/- 3-point range. And in their last 8 home games with the Total set in the 42.5 to 49 point range, the Broncos have failed to cover the point spread in 5 of these games.

FINAL TAKE: Kansas City has covered the point spread in 6 of their last 7 meetings with the Broncos — and they have covered the point spread in 5 straight games against them in Denver. 10* NFL Kansas City-Denver Fox-TV Special with the Kansas City Chiefs (303) minus the points versus the Denver Broncos (304). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the Kansas City Chiefs (303) and the Denver Broncos (304). THE SITUATION: Kansas City (4-2) has lost two games in a row after their 31-24 upset loss at home to Houston on Sunday. Denver (2-4) has won their last two games with their 16-0 shutout win over Tennessee as a 1-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Broncos stymied the Titans by limiting them to just 204 yards of offense. Despite losing Bradley Chubb to a season-ending injury, Denver still has a loaded defense that should continue to improve under first-year head coach Vic Fangio who is one of the brightest defensive minds in the league. The Broncos are 4th in the NFL by allowing only 307.8 total YPG. Denver is also 7th in the NFL by giving up just 17.7 PPG — and that number drops to 14.0 PPG when playing at home. The Under is 10-1-1 in the Broncos last 12 games after a straight-up win — and the Under is also 6-1-1 in their last 8 games after a point spread victory. Furthermore, the Under is 5-0-1 in Denver’s last 6 games after not allowing more than 14 points in their last game. The Broncos stay at home where they have played 9 of their last 10 games Under the Total — and they have played 15 of their last 18 home games Under the Total against teams with a winning record on the road. But this Denver offense is scoring just 17.7 PPG which is 26th in the NFL. They will likely look to run the football to burn time off the clock to keep Patrick Mahomes off the field — the Chiefs have allowed their last two opponents to keep their offense off the field for at least 37 minutes. Additionally, the Under is 7-0-1 in the Broncos’ last 8 games against teams from the AFC West. Kansas City has seen their offense slowed down over the last two weeks where they have gained only 324 and 309 yards. Not being on the field has played a large role — but so too has been the ankle injury to Mahomes which has slowed down his mobility. Furthermore, defenses have taken a page from the Matt Patricia defensive playbook where the Lions found success in playing press man-to-man coverage against the Chiefs wide receivers which has increased the demand on Mahomes to deliver with pinpoint accuracy which is not his strongest suit. The injuries on offense is certainly not helping the Andy Reid offense operate at its highest efficiency. Kansas City is missing two offensive linemen in All-Pro left tackle Jeff Fisher and right tackle Andrew Wylie. And while wide receiver Tyreek Hill returned to the field last week, Mahomes will be without wide receiver Sammie Watkins who is still dealing with a hamstring. The Chiefs have suffered two straight upset losses at home after their 19-13 loss at home to Indianapolis as a double-digit favorite. Kansas City has played 6 of their last 7 games Under the Total after losing two of their last three games — and they have played 9 of their last 14 games Under the Total after suffering two straight upset losses.

FINAL TAKE: The Kansas City defense is also banged up which has played a role in them surrendering 416.7 total YPG over their last three games. Opponents have amassed at least 180 rushing yards against the Chiefs in four straight games — and they have played 3 of their last 4 games Under the Total after allowing at least 175 rushing yards in three straight contests. Kansas City has also played 7 of their last 11 games Under the Total after allowing at least 400 YPG over their last three games. 25* AFC West Total of the Month with Under the Total in the game between the Kansas City Chiefs (303) and the Denver Broncos (304). Best of luck for us — Frank.

At 7:30 PM ET on Thursday, we will be playing Under the Total in the game between the Louisiana-Lafayette Ragin’ Cajuns (305) and the Arkansas State Red Wolves (306). THE SITUATION: Louisiana (4-2) saw their four-game winning streak snapped last Wednesday with their 17-7 loss at home to Appalachian State as a 1.5-point favorite. Arkansas State (3-3) had their two-game winning streak end back on October 5th with their 52-38 upset loss at Georgia State as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Red Wolves have played 10 of their last fourteen games Under the Total after a loss. This has lost their starting quarterback for the season after Logan Bonner’s thumb injury at the end of September. Redshirt freshman quarterback Layne Hatcher has been solid — he completed 21 of 32 passes against the Panthers for 299 yards with four touchdown passes but he also tossed two interceptions in that upset loss. But Arkansas State has played 5 of their last 7 games Under the Total after passing for at least 280 yards in their last game. The Red Wolves surrendered a whopping 722 yards in that game to Georgia State with sixth-year head coach Blake Anderson likely learning that he cannot have his team get in a shootout with Hatcher under center. Arkansas State has played 8 of their last 11 games Under the Total after allowing at least 40 points — and they have played 5 of their last 6 games Under the Total after allowing at least 450 yards in their last contest. The Red Wolves defense has been a mess this season as they are giving up 535.8 total YPG. But injuries have played a factor — and this team will receive a boost tonight with the return of senior defensive tackle Kevin Thurmon who has missed the last two games with a hand injury. Moving forward, Arkansas State has played 11 of their last 16 games Under the Total against Sun Belt Conference opponents — and the Under is also 43-18-2 in their last 63 games against teams with a winning record. Louisiana has played 5 of their last 7 games Under the Total against fellow Sun Belt foes. They managed only 254 yards of offense last week against the Mountaineers. Junior quarterback Levi Lewis completed 13 of 24 passes but for only 131 yards. The Ragin’ Cajuns are likely to rely on their ground game which ranks 6th in the nation by averaging 282.2 rushing YPG. Louisiana is 14th in the nation by averaging 492.2 total YPG — but those numbers drop by almost 40 yards per game when they are playing away from home. The biggest improvement with this team is on defense where they returned seven starters from last year’s team that allowed 34.2 PPG (105th in the nation) along with 435.59 total YPG (97th in the FBS). This season, the Ragin’ Cajuns are 43rd in the nation by allowing just 344.8 total YPG — and they rank 32nd in the FBS by giving up just 20.7 PPG. Furthermore, the Under is 7-3-1 in Louisiana’s last 11 games in the month of October.

FINAL TAKE: Arkansas State will be looking to avenge a 47-43 upset loss at Louisiana last year that ultimately cost them the opportunity to play in the Sun Belt Conference Championship Game. To get revenge tonight, head coach Anderson will likely conclude that he needs to slow this game down to protect his defense. The Ragin’ Cajuns will also be looking to run the ball — expect a lower scoring game with the Total set in the high 60s. 25* CFB Thursday ESPNU Total of the Year is with Under the Total in the game between the Louisiana-Lafayette Ragin’ Cajuns (305) and the Arkansas State Red Wolves (306). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Troy Trojans (302) minus the points versus the South Alabama Jaguars (301). THE SITUATION: Troy (2-3) has lost two straight games after their 42-10 loss at Missouri as a 25.5-point underdog back on October 5th. South Alabama (1-5) has lost four straight games with their 20-17 loss in overtime to Georgia Southern as a 10-point underdog back on October  3rd.

REASONS TO TAKE THE TROJANS MINUS THE POINTS: Troy needs to establish some momentum in Sun Belt Conference action after suffering two previous upset losses to Southern Mississippi and against conference rival Arkansas State already this season. Thirteen starters returned from last year’s team that finished 10-3 after a 42-32 win over Buffalo in the Dollar General Bowl. Things have been a bit rocky for first-year head coach Chip Lindsey who took over for Neal Brown who took the head coaching job at West Virginia. But talent remains on this team — and a conference championship is still in reach as well as another bowl appearance. The Trojans have bounced-back to cover the point spread in 5 of their last 6 games after a straight-up win — and they have covered the point spread in 11 of their last 15 games after a loss by at least 20 points. Getting senior quarterback Kaleb Barker back under center will help — he was knocked out of the game with the Tigers but he has been upgraded to probable with the extra time to prepare for this game. Troy has covered the point spread in 4 straight games after failing to score more than 20 points in their last game — and they are 36th in the nation in both scoring (34.6 PPG) and total yardage (450.8 YPG). The Trojans return home where they are scoring 42.7 PPG while averaging 521.7 total YPG. Troy needs to tighten up on defense — but they have covered the point spread in 9 of their last 13 games after allowing at least 40 points in their last game. The weakness for the Trojans defense is against the pass where they are allowing 308.6 passing YPG which is 124th in the FBS. But the Jaguars are not a dynamic passing team as they average just 149.0 passing YPG which is 121st in the nation. Their quarterback, Cephus Johnson, is completing only 53.6% of his passes with five touchdown passes and five interceptions. South Alabama will have trouble running the ball against this Troy defense that is 14th in the nation by allowing just 93.9 rushing YPG. The Trojans are 5-2-1 ATS in their last 8 games against teams with a losing record — and they are 9-2-1 ATS in their last 12 games against Sun Belt foes. The Jaguars come off their best game of the season in that narrow loss to the Eagles — but they have then failed to cover the point spread in 17 of their last 21 games after a point spread victory. South Alabama gained only 247 yards in that game — and 135 of those yards came on two long plays. The Jaguars had only four first downs against the Georgia Southern defense (four — not a typo!). On paper, the South Alabama defense looks stout as they rank 35th in the nation by allowing just 199.3 passing YPG — but those numbers are skewed after last week when the Eagles were happy to rush the ball 66 times for 310 yards. The Jaguars are 106th in the nation by allowing 200.8 rushing YPG. Troy should be able to pass the ball against this South Alabama pass defense that allows opposing quarterbacks to complete 64.3% of their passes while averaging 8.5 Yards-Per-Pass-Attempt. Now the Jaguars go back on the road where they have failed to cover the point spread in 21 of their last 31 games — and they have failed to cover the point spread in 5 straight road games against teams with a losing record at home. South Alabama has turned the ball over 13 times already this season — so this nationally televised night game in a hostile environment could be challenging for them.

FINAL TAKE: Troy won last year’s Battle of the Belt last season at South Alabama by a 38-17 score — but they will still be motivated to avenge a 19-8 loss at home to the Jaguars despite being a 19-point favorite in 2017. This shapes up to be a “get right” game for Troy against a weak South Alabama team whose only win was against Jackson State. 25* CFB Wednesday ESPN2 Game of the Year with the Troy Trojans (302) minus the points versus the South Alabama Jaguars (301). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Detroit Lions (275) plus the points versus the Green Bay Packers (276). THE SITUATION: Detroit (2-1-1) takes the field again after their 34-30 loss at home to Kansas City as a 7.5-point underdog two weeks ago back on September 29th. Green Bay (4-1) comes off a 34-24 upset win in Dallas as a 3.5-point underdog last Sunday.

REASONS TO TAKE THE LIONS PLUS THE POINTS: Detroit has gotten healthy with the benefit of their bye week. The Lions have covered the point spread in 6 of their last 7 games after a bye week. The eye test suggests that the Lions played pretty good defense to slow down Patrick Mahomes. Head coach Matt Patricia has proven himself one of the best schematic defensive coaches in the league — and it is telling that the Chiefs have scored only 37 combined points in their last two games since that game with Detroit. Bill Belichick also used some of the Patricia blueprints in the Lions’ defensive game plan against the Rams in last year’s Super Bowl. Detroit has covered the point spread in 6 of their last 8 games after allowing at least 30 points in their last game — and they have also covered the point spread in 10 of their last 15 games after a game where at least 50 combined points were scored. And while the Lions allowed 438 yards to the Chiefs in that game, they have then covered the point spread in 6 of their last 8 games after allowing at least 400 yards in their last game. Detroit did generate 447 yards in that contest. The Lions are a surprising 6th in the NFL by averaging 387.5 total YPG — and they have covered the point spread in 5 of their last 6 games after gaining at least 350 yards in their last game. Matthew Stafford is finding success in an offense that is asking him to do less — he completed 21 of 34 passes for 291 yards with three touchdown passes and no interceptions against Kansas City. Detroit has covered the point spread in 5 of their last 6 games after gaining at least 350 yards in their last game. Now the Lions go back on the road where they have covered the point spread in 4 of their last 5 games — and they have covered the point spread in 5 of their last 6 road games against teams with a winning record at home. Green Bay has failed to cover the point spread in 4 of their last 5 games after a win on the road — and they are just 3-7-1 ATS in their last 11 games after a point spread win. The Packers defeated the Cowboys despite being outgained by a 563 to 335 margin. A +3 net turnover margin played a big role in Green Bay pulling off that upset. Green Bay has failed to cover the point spread in 5 of their last 6 games after a game on the road where both teams scored at least 24 points — and they have failed to cover the point spread in 9 of their last 13 games after a game where at least 50 combined points were scored. The Packers have won four of their five games despite being outgained by -39.6 net YPG. Green Bay has also failed to cover the point spread in 7 of their last 10 games against fellow NFC North foes.

FINAL TAKE: The Packers have failed to cover the point spread in 7 of their last 10 games when playing on Monday Night Football — and the Lions have covered the point spread in 5 of their last 7 games played on Monday Night Football. Detroit has won four straight games against the Packers while winning three of their last four games in Lambeau Field — so they will be confident playing this game. Expect a close one where the dog will have a chance to win outright. 10* NFL Detroit-Green Bay ESPN Special with the Detroit Lions (275) plus the points versus the Green Bay Packers (276). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Detroit Lions (275) and the Green Bay Packers (276). THE SITUATION: Detroit (2-1-1) takes the field again after their 34-30 loss at home to Kansas City as a 7.5-point underdog two weeks ago back on September 29th. Green Bay (4-1) comes off a 34-24 upset win in Dallas as a 3.5-point underdog last Sunday.

REASONS TO TAKE UNDER THE TOTAL: The Lions have played 5 of their last 6 games Under the Total after a straight-up loss. They also have played 6 of their last 8 games Under the Total after allowing at least 30 points — and they have played 32 of their last 48 games Under the Total on the road after allowing at least 30 points in their last game. And while Detroit allowed the Chiefs to generate 438 yards of offense, they have then played 5 of their last 6 games Under the Total after allowing at least 350 yards in their last game. One of the touchdowns that Kansas City scored was on a 100-yard fumble recovery for a touchdown. The eye test suggests that the Lions played pretty good defense to slow down Patrick Mahomes. Head coach Matt Patricia has proven himself one of the best schematic defensive coaches in the league — and it is telling that the Chiefs have scored only 37 combined points in their last two games since that game with Detroit. Bill Belichick also used some of the Patricia blueprints in the Lions’ defensive game plan against the Rams in last year’s Super Bowl. Patricia has had two weeks to prepare his defense for the Packers’ offense — and Detroit has played 5 of their last 6 games Under the Total. Patricia has also finally gotten the Lions offense to emphasize the run to make things easier on quarterback Matthew Stafford. Detroit held the ball for 33:55 minutes against the Chiefs and controlling the time of possession to keep Aaron Rodgers off the field will be the formula tonight. The Lions gained 447 yards against Kansas City — and they have played 7 of their last 9 games Under the Total after gaining at least 350 yards in their last game. Green Bay has played 4 of their last 5 games Under the Total after scoring at least 30 points in their last game — and they have also played 5 of their last 6games Under the Total after playing on the road where both teams scored at least 24 points. The Packers offense will be limited with wide receiver Davante Adams still out with his turf toe which takes away Rodgers’ most reliable passing target. Look for the Packers to also emphasize the run to take the pressure off Rodgers and their defense that surrendered 563 total yards to the Cowboys. Dallas passed for 441 passing yards in that game — but Green Bay has played 5 straight games Under the Total after allowing at least 250 passing yards in their last game. The Packers have also played 7 of their last 11 games Under the Total after allowing 500 or more yards in their last game. There is no question this Green Bay defense has improved with the additions of the Smith brothers in Za’Darius and Preston who were signed as free agents in the offseason. The Packers are 8th in the NFL this season by allowing only 18.6 PPG.

FINAL TAKE: Green Bay has played 5 straight games Under the Total against fellow NFC North opponents — and Detroit has played 4 of their last 5 games Under the Total against NFC North foes. Expect a lower scoring game between these two teams that have re-defined their identities to be run-oriented defensive teams. 25* NFC North Total of the Month with Under the Total in the game between the Detroit Lions (275) and the Green Bay Packers (276). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing Under the Total in the game between the Pittsburgh Steelers (273) and the Los Angeles Chargers (274). THE SITUATION: Pittsburgh (1-4) looks to rebound from their 26-23 loss in overtime last week at home against Baltimore as a 7.5-point underdog. Los Angeles (2-3) looks to bounce-back from a 20-13 upset loss at home to Denver as a 4-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Steelers have played 6 of their last 7 games Under the Total after a straight-up loss. Pittsburgh will be down to their fourth-string quarterback from training camp in rookie Devlin Hodges who will be playing for Mason Rudolph who has not cleared the concussion protocol. The Steelers also lost one of their important offensive weapons in Jaylen Samuels who is out indefinitely after suffering a knee injury last week. Pittsburgh managed only 77 rushing yards last week — and they have played 6 of their last 8 games Under the Total after failing to rush for at least 90 yards in their last game. Now the Steelers go back on the road where they have played 37 of their last 52 games Under the Total — and they have also played 16 of their last 21 road games Under the Total against teams with a losing record on the road. The Pittsburgh defense is playing better after a slow start. They have held their last three opponents to just 298.0 total YPG. Los Angeles has played 5 of their last 7 games Under the Total after a point spread loss — and they have played 5 straight games Under the Total after failing to score more than 14 points in their last game. The Chargers managed only 246 yards last week — and they have played 5 of their last 7 games Under the Total after failing to generate at least 250 yards in their last game. Now Los Angeles stays at home where they have played 4 of their last 5 games Under the Total — and they have played 4 straight home games Under the Total against teams with a losing record on the road.

FINAL TAKE: The Chargers defense has also played better as of late as they have held their last three opponents to just 319.7 total YPG. Expect a lower scoring game. 10* NFL Sunday Night Discounted Deal with Under the Total in the game between the Pittsburgh Steelers (273) and the Los Angeles Chargers (274). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Pittsburgh Steelers (273) plus the points versus the Los Angeles Chargers (274). THE SITUATION: Pittsburgh (1-4) looks to rebound from their 26-23 loss in overtime last week at home against Baltimore as a 7.5-point underdog. Los Angeles (2-3) looks to bounce-back from a 20-13 upset loss at home to Denver as a 4-point favorite.

REASONS TO TAKE THE STEELERS PLUS THE POINTS: The Chargers are overvalued right now with bettors remembering their nice playoff run last season. Injuries have devastated this team. The defense is playing without their best player in safety Derwin James. The offensive line is down two starters with left tackle Russell Okung on the PUP list with his heart issue and now center Mike Pouncey being played on Injured Reserve this week with a neck injury. Los Angeles was outgained by -104 net yards last week to a winless Broncos team. They do have running back Melvin Gordon back — but Austin Ekeler was doing quite fine (or better?) as they lead running back in his absence. Quarterback Philip Rivers may be showing the signs of his age — the Charters offense only generated 246 yards last week. The Chargers have then ailed to cover the point spread in 5 of their last 7 games after failing to gain at least 250 yards in their last game. Los Angeles stays at home where they simply do not have much of an advantage playing in a smaller soccer stadium in front of a fan base that is more enamored with the Rams. The Chargers are 1-2 at home this season where they are being outscored by -2.7 PPG and outgained by -18.3 net YPG. Los Angeles is 11-28-1 ATS in their last 40 games at home — and they have failed to cover the point spread in 4 straight home games against teams with a losing record on the road. Pittsburgh will be relying on Devlin Hodges as their quarterback with Mason Rudolph not yet having cleared the concussion protocol. I first learned about Hodges when handicapping preseason football which requires getting a good grasp on every backup QB. Hodges broke the all-time passing yards record in the FCS last year playing for Samford. He has impressed NFL scouts with his moxie and ability to operate practice squad offenses. The Steelers were so impressed with him from raining camp that they felt comfortable trading away Josh Dobbs despite the possibility that they would need their third-string QB. And Hodges was confident and effective in relief last week as he completed 7 of 9 passes for 68 yards while adding another 20 yards on the ground in leading the offense to a scoring drive and getting his team into overtime. I suspect the Steelers’ coaching staff do not feel they will miss a beat with him under center when compared to Rudolph. And this Pittsburgh franchise still thinks they can make the playoffs with them just two games behind the Ravens. Remember, Indianapolis made the playoffs last year despite a 1-4 start. Pittsburgh has one of the most underrated defenses in the league right now who have forced 12 turnovers since Week Two. The Steelers defense has also given up no more than 139 passing yards in two straight weeks. This organization was very high on what their defense would do this season after they drafted Devin Bush in the first round which provided them speed at the linebacker position that they have lacked since the injury to Ryan Shazier. Pittsburgh has covered the point spread in 4 of their last 5 games after a loss at home. The Steelers are also 7-1-1 ATS in their last 9 games after a point spread win. Additionally, Pittsburgh has covered the point spread in 7 of their last 8 games in the month of October — and they are a decisive 49-24-2 ATS in their last 75 games in October.

FINAL TAKE: Bet against this Steelers franchise as a road underdog at your own peril. Pittsburgh has covered the point spread in 63 of their last 104 road games when getting the points — and this includes them covering the point spread in 6 of their last 7 road games when getting up to 7 points. 25* NFL Sunday Night Football Game of the Month with the Pittsburgh Steelers (273) plus the points versus the Los Angeles Chargers (274). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the Atlanta Falcons (267) minus the points versus the Arizona Cardinals (268). THE SITUATION: Atlanta (1-4) has lost three straight games after their 53-32 loss at Houston last week as a 4-point underdog. Arizona (1-3-1) earned their first victory of the Kyler Murray (and Kliff Kingsbury) era with their 26-23 upset win at Cincinnati last week as a 3-point underdog.

REASONS TO TAKE THE FALCONS MINUS THE POINTS: This is a “gotta have it” game for this Atlanta team. The urgency of the situation compelled head coach Dan Quinn to keep his team out west to prepare for this game. I like the road trip workweek mentality — and it should help this team address some of their problems on defense. The biggest problem for this team is they have been once again hit by the injury bug with the Regression Gods paying them back for their Super Bowl season three years ago where their starting five on the offensive line played every game. The Falcons have bounced back to cover the pint spread in 9 straight games after a loss by at least three touchdowns. Atlanta surrendered 592 yards last week with 166 of those yards being on the ground. The Falcons have covered the point spread in 38 of their last 53 games after allowing at least 150 rushing yards in their last game. And while Houston averaged a whopping 7.49 Yards-Per-Play last week, Atlanta has covered the point spread in 34 of their last 51 road games after a game where they allowed at least 6.5 YPP. While this Falcons team may be permanently damaged with their psyche after blowing that Super Bowl game against the Patriots, Quinn has not forgotten how to coach defense. Not many individuals have served as defensive coordinator for a Super Bowl champion and then later served as the head coach for a second team to reach the Super Bowl. He should have his team prepared for the Texas Tech offense that the Cardinals operate. The offense is still clicking behind Matt Ryan. They gained 373 yards last week — and they have covered the point spread in 4 of their last 5 games after gaining at least 350 yards in their last game. I don’t give Arizona much credit for defeating a Bengals team riddled with injuries and down to their fourth left tackle. Yet they still allowed that offense to generate 370 total yards — and they are just 11-24-1 ATS in their last 36 games after allowing at least 350 yards in their last game. The Cardinals are 28th in the NFL by allowing 27.6 PPG — and they are 29th in the league by allowing 408.0 total YPG. Arizona has also failed to cover the point spread in 5 of their last 6 games at home — and they are 4-13-2 ATS in their last 19 games after a straight-up win.

FINAL TAKE: Look for the Falcons’ veteran experience to make the difference in this one. 10* NFL Blowout Bookie Buster with the Atlanta Falcons (267) minus the points versus the Arizona Cardinals (268). Best of luck for us — Frank.

At 4:05 PM ET on Sunday, we will be playing the Los Angeles Rams (266) minus the points versus the San Francisco 49ers (265). Los Angeles (3-2) looks to bounce-back from their 30-29 loss at Seattle as a 1.5-point underdog two Thursdays ago back on October 3rd. San Francisco (4-0) remained one of two undefeated teams this season with their 31-3 win over Cleveland as a 5-point favorite on Monday.

REASONS TO TAKE THE RAMS MINUS THE POINTS: Los Angeles should benefit from the extra time to prepare for this game. Excluding last year’s Super Bowl, head coach Sean McVay has won ten straight games when coaching with extra days to prepare with his offense scoring 37 PPG — and the Rams are 8-1-1 ATS in those ten games. The Rams have also covered the point spread in 6 of their last 8 games after a point spread win. Los Angeles will be without running back Todd Gurley for this game but they have talent behind in Malcolm Brown who starred at Texas along with their rookie Darrell Henderson who was a juggernaut at Memphis. The Rams managed to rush for only 82 yards against the Seahawks — but they have covered the point spread in 6 of their last 8 games after failing to rush for at least 90 yards. Now they return home where QB Jared Goff usually plays much better than on the road. Los Angeles is scoring 33.5 PPG at home while averaging 449.0 total YPG. The Rams have covered the point spread in 4 of their last 5 games against teams with a winning record. Los Angeles has to tighten things up on defense after allowing 429 yards in their last game. 262 of those yards were in the air — but the Rams have covered the point spread in 6 straight games after allowing at least 250 passing yards in their last game. The Niners have been anointed to the Super Bowl by many after their dominant performance in primetime on Monday. But San Francisco has failed to cover the point spread in 5 of their last 7 games after a point spread win. The 49ers have also failed to cover the point spread in 29 of their last 43 games after playing on Monday Night Football. San Francisco generated 446 yards of offense in that game — but they have failed to cover the point spread in 5 of their last 7 games after gaining at least 350 yards in their last contest. Additionally, the 49ers have failed to cover the point spread in 10 of their last 14 games after not allowing more than 14 points — and they have failed to cover the point spread in 25 of their last 34 road games after not allowing more than 9 points in their last contest. This team was already playing with their left tackle Joe Staley — but their vaunted ground game has taken two more big hits for this game with both right tackle Mike McGlinchey and blocking fullback Kyle Juszczyk both out for this game with knee injuries. This is a team that has benefited from an easy early schedule against four teams that have combined for a 4-15 record after the Buccaneers loss this morning. The Niners are just 7-19-1 ATS in their last 27 games against teams with a winning record.

FINAL TAKE: San Francisco has failed to cover the point spread in 5 of their last 6 games against teams from the NFC West — and Los Angeles has covered the point spread in 4 of their last 5 games against NFC West foes. The Rams have a significant experience edge when it comes to playing in high profile games as of late. They should pull away for a comfortable win. 25* NFC West Game of the Month with the Los Angeles Rams (266) minus the points versus the San Francisco 49ers (265). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Jacksonville Jaguars (260) minus the points versus the New Orleans Saints (259). THE SITUATION: Jacksonville (2-3) looks to bounce-back from their 34-27 loss at Carolina last Sunday as a 3-point underdog. New Orleans (4-1) has won three straight games after their 31-24 win at home against Tampa Bay as a 3-point favorite.

REASONS TO TAKE THE JAGUARS MINUS THE POINTS: At first glance, it might look easy to take the Saints coming off three straight victories with two of them against quality competition in Dallas and Seattle despite being without Drew Brees under center. Teddy Bridgewater has proven himself very capable as the starting quarterback for this team. Yet after two upset wins against the Cowboys and Seahawks and then grinding out a win against a divisional rival that always plays them tough, this Saints team may be due for an emotional letdown against an unfamiliar AFC opponent. All four of New Orleans wins have been by one scoring possession — so they are living dangerously. This team has given up more points than they have scored this season — and they are being outgained by -15.2 net YPG. The Saints have failed to cover the point spread in 6 of their last 8 games after a straight-up win — and they have failed to cover the point spread in 9 of their last 13 games after a game against an NFC South rival. This is also a team that has failed to cover the point spread in 5 of their last 7 games played on grass. In their two games on the road, they have generated just 244 and 265 yards of offense. Remember, that win in Seattle was fueled by a defensive touchdown and a special teams touchdown that helped them overcome getting outgained by -250 yards! Star running back Alvin Kamara will play in this game despite an ankle injury but he does not appear to be playing at 100%. Jacksonville returns home after playing their last two games on the road — and they are 4-1-1 ATS in their last 6 games against teams who are not winning more than 50% of their games on the road. The Jaguars are very happy with the play of rookie Gardner Minshew. He is only the third quarterback in the Super Bowl era to post a Quarterback Rating over 100 after his first three starts. Minshew has nine touchdown passes to zero interceptions in his career after completing 26 of 44 passes for 374 yards with two TD passes last week — and he added another 42 yards on the ground. The Jaguars generated 507 yards last week against a good Panthers defense while averaging 6.76 Yards-Per-Play after gaining 455 yards at Denver the week before while averaging 6.1 YPP — and they have covered the point spread in 11 of their last 13 home games after averaging at least 6.0 YPP in two straight games. Running back Leonard Fournette vowed to have a big year this season and he has rushed for over 100 yards in his last two games while accumulating 305 yards after contact which is tops in the league. The Jacksonville defense has to play better after allowing 445 yards to the Panthers. Carolina averaged 7.67 YPP in that game — but Jacksonville has covered the point spread in 4 of their last 5 games after allowing at least 7.0 YPP in their last game. The good news for this defense is that Jalen Ramsey will be back on the field again after having a heart-to-heart this week with the owner.

FINAL TAKE: The Jaguars are favored in this game because the underlying numbers suggest these teams are much closer to being even — especially with Brees still out. Let’s trust the numbers. 20* NFL Sunday Afternoon Discounted Deal with the Jacksonville Jaguars (260) minus the points versus the New Orleans Saints (259). Best of luck for us — Frank.

At 1:00 PM ET on Sunday, we will be playing the Cleveland Browns (256) plus the points versus the Seattle Seahawks (255). THE SITUATION: Cleveland (2-3) looks to rebound from their 31-3 loss at San Francisco last Monday night as a 5-point underdog. Seattle (4-1) comes off a 30-29 win over the Los Angeles Rams back on October 3rd two Thursdays ago.

REASONS TO TAKE THE BROWNS PLUS (OR MINUS) THE POINT(S): Young but talented teams tend to be inconsistent. I look for Cleveland to bounce-back with one of their better efforts of the season this afternoon. The Browns have covered the point spread in 4 straight games after a straight-up loss — and they have covered the point spread in 5 of their last 6 games after a point spread setback. Additionally, Cleveland has covered the point spread in 7 of their last 9 games after a loss by at least two touchdowns. Quarterback Baker Mayfield plays better when humbled rather than when overconfident. The Browns have covered the point spread in 4 straight games after failing to score more than 14 points in their last game. Look for the Cleveland defense to play better — and they are getting Denzel Ward and Greedy Williams back in their secondary for this game. The Browns have covered the point spread in 4 of their last 5 games after allowing at least 30 points in their last game. The Cleveland defense is 5th in the NFL by limiting their opponents to converting on just 31.3 of their 3rd downs. And led by Myles Garrett, the Browns are tied for 6th in the league with 16 sacks — and they are 7th in the NFL by allowing only 206.4 passing YPG. This is a tough assignment for a Seahawks team that is without two starters on their offensive line in Duane Brown and D.J. Fluker who are dealing with biceps and hamstring injuries respectively. Don’t be surprised if the Seahawks suffer a letdown traveling east for this early kickoff after they defeated Arizona by a 27-10 score before their big win over the Rams. Seattle has failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 4 of their last 5 games after winning their last two games against NFC West foes where they scored at least 24 points in both games. The Seahawks have also failed to cover the point spread in 6 of their last 8 games after winning four of their last five games. Seattle held the ball for over 35 minutes of that game while churning out 25 first downs against LA — but they have failed to cover the point spread in 3 of their last 4 games after a game where they controlled the clock for at least 34 minutes while getting at least 24 first downs. And while Russell Wilson completed 17 of 23 passes for 268 yards in that win, the Seahawks are just 2-5-1 ATS in their last 8 games after passing for at least 250 yards in their last game.

FINAL TAKE: Cleveland matches up with Seattle when it comes to overall talent. Look for the Browns to take a page out of the Seahawks playbook by running the ball and controlling the clock to keep Wilson off the field. Cleveland opened as a small favorite and now find themselves bet down to a small underdog in many spots. 10* NFL Don’t Need the Points (but take the points for some insurance) Underdog Special with the Cleveland Browns (256) plus the points versus the Seattle Seahawks (255). Best of luck for us — Frank.

At 10:30 PM ET on Saturday, we will be playing Under the Total in the game between the Wyoming Cowboys (205) and the San Diego State Aztecs (206). THE SITUATION: Wyoming (4-1) takes the field again after their 53-17 win over UNLV two weeks ago as an 8-point favorite. San Diego State (4-1) looks to build off their 24-10 win at Colorado State as a 6.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Cowboys have played 4 straight games Under the Total after a straight-up win — and they have played 4 of their last 5 games Under the Total after a point spread victory. And while Wyoming generated 498 yards of offense against the Rebels, the Under is then 22-7-1 in their last 30 games after generating at least 450 yards in their last game. The Cowboys want to run the ball as they are 2nd in the MWC by averaging 248.2 rushing YPG — but they will be running into a buzzsaw with this Aztecs defense. San Diego State leads the nation by allowing only 45.4 rushing YPG — and they are second in the FBS by limiting rushers to just 1.79 Yards-Per-Carry. The Aztecs have not allowed a team to rush for more than 82 yards this season. Wyoming goes back on the road where the Under is 9-1-1 in their last 11 games. The Under is also 11-2-1 in their last 14 games against teams with a winning record. Furthermore, the Cowboys have played 11 of their last 15 games against MWC opponents — and they have played 5 of their last 6 games Under the Total in the month of October. San Diego State has played 4 straight games Under the Total after a straight-up win. The Aztecs held the Rams to just 235 yards of offense in that win — and not only have they then played 5 of their last 6 games Under the Total after not allowing more than 20 points in their last game but they have also played 4 straight games Under the Total after not allowing more than 275 yards in their last contest. But San Diego State managed only 238 yards last week — and the Under is also 12-3-1 in their last 16 games after a game where they did not gain more than 275 yards. Injuries have slowed down the Aztecs ground game — they are only averaging 2.98 YPC which is 123rd in the nation while generating just 134 rushing YPG. This has placed more of the weight of the offense on the arm of senior quarterback Ryan Agnew who is solid but certainly not a spectacular gunslinger. San Diego State averages only 187 passing YPG — and head coach Rocky Long will not have his team deviate much from his run-oriented game plan. The Aztecs are scorn only 20.2 PPG this season — and that number drops to 11.5 PPG at home. But San Diego State is allowing just 11.4 PPG along with a mere 270.8 total YPG.

FINAL TAKE: The Under is 26-10-1 in the Aztecs’ last 37 games at home — and they have played 43 of their last 62 games Under the Total in the month of October. The number has dropped into the high 30s for this game — but with the loser likely eliminated from the MWC title race, expect a defensive slugfest with points hard to come by. 25* CFB Mountain West Conference Total of the Month with Under the Total in the game between the Wyoming Cowboys (205) and the San Diego State Aztecs (206). Best of luck for us — Frank.

At 8:00 PM ET on Saturday, we will be playing the LSU Tigers (180) minus the points versus the Florida Gators (179). THE SITUATION: LSU (5-0) remained undefeated this season with their 42-6 win over Utah State as a 27-point favorite last Saturday. Florida (6-0) is also one of the remained unbeaten teams in the nation after they upset Auburn at home by a 24-13 score as a 2.5-point underdog.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: The Gators forced four Auburn turnovers last week to help them win that game — but they have then failed to cover the point spread in 4 of their last 5 games after forcing at least three turnovers in their last game. But now after playing their last three games at home, this Florida team goes back on the road to play just their second game this season in a hostile environment. This will be a challenge for junior quarterback Kyle Trask who has taken over the starting job after the season-ending injury to the incumber QB in Feleipe Franks. Head coach Dan Mullen would like to support Trask with a good ground game in this road game — but the Gators are averaging just 139.8 rushing YPG this season which is 89th in the nation. Florida has not rushed for more than 138 yards against a Power Five conference opponent this year — and they will be facing a stout LSU defense that is limiting opposing rushers to just 2.64 Yards-Per-Carry. The Tigers are allowing only 19.8 PPG along with just 287.8 total YPG. And while the Gators have held their last three opponents to no more than 269 yards, they have then failed to cover the point spread in 11 of their last 15 games after not allowing more than 275 yards in three straight games. LSU has covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 4 straight games after a win by at least 20 points. The Tigers held the Aggies to just 168 total yards last week — and they are both 14-6-1 ATS in their last 21 games after not allowing more than 20 points in their last game and 8-3-1 ATS in their last 12 games after not allowing more than 275 total yards in their last contest. The Tigers’ offense should overwhelm the limited Gators offense. Quarterback Joe Burrow is leading an offense that leads the nation by scoring 54.6 PPG while also leading the nation by converting on 56.9% of their third downs. The Tigers are also second in the FBS by generating 571 total YPG.

FINAL TAKE: LSU has covered the point spread in 5 of their last 6 games after scoring at least 40 points in their last game — and they have covered the point spread in 12 of their last 15 games in SEC play. Look for Florida to experience a big letdown after their upset win last week. 20* CFB Florida-LSU ESPN Special with the LSU Tigers (180) minus the points versus the Florida Gators (179). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Iowa Hawkeyes (204) plus the points versus the Penn State Nittany Lions (203). Iowa (4-1) looks to bounce-back from their 10-3 loss at Michigan last Saturday as a 4-point underdog. Penn State (5-0) remains unbeaten this season with their 35-7 win at home over Purdue last week as a 28.5-point favorite.

REASONS TO TAKE THE HAWKEYES PLUS THE POINTS: The Nittany Lions have risen to the top ten in the national rankings with their undefeated started supported by some nice statistics. But this Penn State has also benefited from a soft early schedule with Pittsburgh probably representing the best team they have faced so far this season. This will be the first ranked opponent that the Nittany Lions have faced this season — and this will be a big challenge for a team that returned only twelve starters from last year’s 9-4 group that lost to Kentucky in the Citrus Bowl by a 27-24 score. Sophomore quarterback Sean Clifford has played well leading the offense — but let’s remember that it was Tommy Stevens that was expected to be the starting quarterback this season until he surprised the program by transferring to Mississippi State in the spring. Clifford is leading a team that has lost twenty-two of their last twenty-four road games against ranked opponents. The Nittany Lions defense has looked very good so far this season after limiting (an injury-riddled) Purdue offense to just 104 total yards. The Boilermakers averaged just 1.86 Yards-Per-Play last week — but they have failed to cover the point spread in 10 of their last 12 road games after limiting their last opponent to no more than 3.25 YPP. Penn State has also failed to cover the point spread in 23 of their last 29 road games after not allowing more than 9 points in their last contest. Furthermore, while the Nittany Lions have only allowed 17 combined points over their last three games with those opponents averaging just 209.3 YPG, that is not a good sign for them moving forward. Penn State has failed to cover the point spread in 6 of their last 8 games after not allowing more than 14 points in their last two games — and they have failed to cover the point spread in 7 of their last 8 games after not allowing more than 225 YPG over their last three contests. Additionally, the Nittany Lions has failed to cover the point spread in 10 of their last 15 road games with the Total set in the 42.5 to 45 point range — and they have failed to cover the point spread in 4 of their last 5 games played on field turf. Iowa should bounce-back with a strong effort as they have covered the point spread in 4 straight games after a point spread loss — and they have covered the point spread in 5 straight games after failing to score more than 20 points in their last contest. Turnovers played a huge role last week with senior quarterback Nate Stanley throwing three picks and the Hawkeyes forcing only one turnover themselves. But turnovers can be fickle — and Iowa has covered the point spread in 7 of their last 9 games after not forcing more than one turnover in their last game. The Hawkeyes return to Iowa City where they have covered the point spread in 6 straight games after a game that finished Under the Total. Iowa is also 17-8-1 ATS in their last 26 games when playing on field turf. They should once again play outstanding defense — they rank 5th in the nation by allowing only 254.3 total YPG while ranking 4th in the nation by giving up just 8.8 PPG. Furthermore, the Hawkeyes will put pressure on the first-year sophomore quarterback to make plays as they are 11th in the nation by allowing just 85.6 rushing YPG. Those defensive numbers are against better competition than what Penn State has faced with Iowa facing the Wolverines and Iowa State already this season. Stanley should play better at home as well where the three-year starter has thrown 8 touchdown passes with zero interceptions in three wins this year.

FINAL TAKE: Iowa will also have revenge on their mind from a 30-24 loss at Penn State last October 27th. The Hawkeyes lost a narrow 21-19 game in a night game two years ago in the last time they hosted the Nittany Lions as a 12.5-point underdog. 10* CFB Penn State-Iowa ABC-TV Special with the Iowa Hawkeyes (204) plus the points versus the Penn State Nittany Lions (203). Best of luck for us — Frank.

At 7:30 PM ET on Saturday, we will be playing the Notre Dame Fighting Irish (200) minus the points versus the USC Trojans (199). THE SITUATION: Notre Dame (4-1) enters this rivalry game coming off a 52-0 shutout win at home against Bowling Green last Saturday as a 45.5-point favorite. USC (3-2) returns to action after their bye week that came after a 28-14 loss at Washington as a 12.5-point underdog two Saturdays ago.

REASONS TO TAKE THE FIGHTING IRISH MINUS THE POINTS: The Trojans are an imploding program in what appears to be a lame-duck final season for fifth-year head coach Clay Helton. Under his watch, USC has now lost seven of their last eleven games. The Trojans have also won just two of their last fifteen games as an underdog under Helton — so there is little chance that USC will be in a serious position to win this game tonight. The Trojans have failed to cover the point spread in 5 straight road games as the underdog. And while the USC defense played well two weeks ago in their two-touchdown loss to the Huskies with the Total set in the 59 range, they have then failed to cover the point spread in 10 of their last 12 games after playing a game that finished Under the Total. The good news for this team is they get their freshman quarterback Kedon Slovis back after he cleared the concussion protocol. The bad news is that he is only the starter because sophomore J.T. Daniels suffered a season-ending knee injury — and the team needs him to play a veteran in a very challenging environment on the road in South Bend for this nationally televised night game. USC is just 7-18-1 ATS in their last 26 games on the road — and they are just 8-23-1 ATS in their last 32 road games against teams with a winning record at home. The Trojans have also failed to cover the point spread in 9 of their last 10 games outside Pac-12 play. And in their last 7 games in the month of October, USC has failed to cover the point spread 5 times. Notre Dame has won sixteen of their last eighteen games under head coach Brian Kelly with those two losses being on the road after Georgia last month and on a neutral field in the College Football Semifinals against Clemson. They should build off the momentum of their big win last week as they are covered the point spread in 6 of their last 8 games after a win by at least four touchdowns — and they have covered the point spread in 6 of their last 8 games after a point spread cover as a double-digit favorite. The Irish generated 573 yards of offense in that win — and not only are they 6-2-1 ATS in their last 9 games after scoring at least 40 points but they have also covered the point spread in 8 of their last 10 games after generating at least 475 yards of offense in their last game. They have a big edge under center with senior quarterback Ian Book who is leading an offense that is scoring 41.0 PPG (51.0 PPG at home) — and they will probably get their top rusher in Jafar Armstrong back for this game after he has been out since Game One with a groin injury. Notre Dame has covered the point spread in 5 straight games at home — and they have covered the point spread in 7 of their last 8 games against teams with a winning record on the road. The Irish also boast a strong defense that has registered ten sacks over the last two weeks while allowing only 14.8 PPG this season.

FINAL TAKE: It will be cold in South Bend tonight with winds in the 10 to 20 MPH range. Don’t be surprised if turnovers play a big role to help the Irish — they rank third in the nation with thirteen takeaways while leading the nation with their +10 net turnover differential. USC has a net -7 turnover margin this season — and they have not won the turnover battle in a game since the opening week of the 2018 season against UNLV which is the longest streak in the nation. 25* CFB Saturday NBC-TV Game of the Year with the Notre Dame Fighting Irish (200) minus the points versus the USC Trojans (199). Best of luck for us — Frank.

At 2:00 PM ET on Saturday, we will be playing the Eastern Michigan Eagles (142) minus the point(s) versus the Ball State Cardinals (141). THE SITUATION: Eastern Michigan (3-2) looks to bounce-back from their 42-16 upset loss at Central Michigan last Saturday as a 4-point favorite. Ball State (2-3) looks to build off their 27-20 upset win at Northern Illinois last Saturday as a 4-point underdog.

REASONS TO TAKE THE EAGLES MINUS THE POINTS: Eastern Michigan should respond with a strong effort after last week’s disappointing performance. The Eagles have rebounded to cover the point spread in 8 straight games after a loss to a Mid-American Conference opponent — and they have covered the point spread in 6 of their last 9 games after an upset loss to a conference foe. Furthermore, Eastern Michigan has covered the point spread in 12 of their last 15 games after a straight-up loss while covering the point spread in 12 of their last 14 games after a point spread loss — and they have also covered the point spread in 28 of their last 39 games after a blowout loss by at least 20 points. This team has become a physical and nasty team under head coach Chris Creighton in his sixth season with the program while also embodying his mental toughness. Creighton has resurrected this program that had only won five combined games in his three seasons before going 19-19 since the start of the 2017 season. The Eagles could have had an even better record over that span as they were just 6-11 in games decided by one scoring possession entering the fall. Eastern Michigan lost five of their six games by 7 points or less last year. Additionally, the analytics for this team are skewed right now with four of their first five games being on the road. The Eagles will be playing just their second game at home this season where they have a nice home-field advantage when playing at the “Factory.” Eastern Michigan is led by a dynamic senior dual-threat quarterback in Mike Glass III who would have likely led this team to a better record last year if not for an injury that limited him to just eight games. Glass is completing 66.8% of his passes this season with 13 touchdown passes and just 5 interceptions while leading the Eagles to average 265 passing YPG. Glass led this team to an upset win at Illinois. Eastern Michigan has also covered the point spread in 5 of their last 7 games with the Total set in there 56.5 to 63 point range. Ball State may be due for a letdown after their upset win on the road against the Huskies last week as they have failed to cover the point spread in 4 straight games after a straight-up win — and they have failed to cover the point spread in 5 of their last 6 games after a point spread victory. The Cardinals eked out that game despite being outgained by Northern Illinois by -120 net yards after managing to generate a mere 269 yards of offense. That is not a good sign for them this week as they have failed to cover the point spread in 9 of their last 10 games after being outgained by at least 125 net yards — and they have failed to cover the point spread in 6 of their last 8 games after failing to gain at least 275 yards in their last game. This team stays on the road for their third straight games — and they have failed to cover the point spread in 8 of their last 13 road games as an underdog. Ball State has scored only 7 (at NC State) and 3 points in the first half of these last two games on the road — and they have failed to cover the point spread in 7 of their last 8 games after failing to score more than a touchdown in the first half of their last two games. And in their last 6 games in expected close contests where they were listed in the +/- 3-point range, the Cardinals have failed to cover the point spread 5 times.

FINAL TAKE: Eastern Michigan should be confident in this game after crushing the Cardinals at Ball State by a 42-20 score last season. The Eagles have covered the point spread in 4 of their last 5 games against Ball State. 25* CFB Mid-American Conference Game of the Month with the Eastern Michigan Eagles (142) minus the point(s) versus the Ball State Cardinals (141). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Temple Owls (128) plus the points versus the Memphis Tigers (127). THE SITUATION: Temple (4-1) has won two straight games after their 27-17 win at East Carolina back on October 3rd as a -12.5-point favorite. Memphis (5-0) remained unbeaten last Saturday with their 55-33 win at UL-Monroe as a 16-point favorite.

REASONS TO TAKE THE OWLS PLUS THE POINTS: Temple has covered the point spread in 4 straight games after a point spread loss — and this team has also covered the point spread in 5 of their last 6 games when playing with extra days of rest after a Thursday night game. Their lone loss this season was on the road at Buffalo where they were upset by a 38-22 score. Three interceptions played a large role in giving up all those points to the Bulls — but they have not allowed more than 17 points in any of their other four games this season. Temple is allowing only 17.2 PPG along with just 292.4 total YPG — and those numbers plummet to just 10.3 PPG along with just 285.3 total YPG when playing at home this year. Seven starters returned on defense from last year with this group allowing opposing rushers to average just 3.2 Yards-Per-Carry while opposing quarterbacks are completing only 45.9% of their passes while averaging just 167 passing YPG. Now this team returns back home for Homecoming Week where they are 3-0 while outscoring their guests by +23.0 PPG due to their offense that is scoring 33.3 PPG and averaging 481.3 total YPG. The Owls have covered the point spread in 6 of their last 7 games at home — and they have also covered the point spread in 16 of their last 22 home games as a dog getting 3.5 to 7 points. Temple gained 490 yards last week on the road against the Pirates — and they have covered the point spread in 7 of their last 10 games after gaining at least 450 yards in their last game. The Owls are also 36-15-1 ATS in their last 52 games in the month of October. Memphis have failed to cover the point spread in 21 of their last 30 games after a double-digit win on the road. The Tigers have also failed to cover the point spread in 18 of their last 25 games after scoring at least 50 points in their last game — and they have failed to cover the point spread in 21 of their last 29 games after a game where at least 80 combined points were scored. Memphis defeating the Warhawks last week despite being outgained by -40 net yards due to their props defense allowing 575 total yards. After an opening week 15-10 win against Ole Miss, the Tigers have scored at least 35 points in each of their next four games — but they failed to cover the point spread in 5 of their last 6 games after scoring at least 31 points in four straight games. Now this team plays their second straight game on the road — as well as their third game in their last four contests away from home e— and they are just 7-18-1 ATS in their last 26 games played on grass.

FINAL TAKE: Memphis has failed to cover the point spread in 35 of their last 54 games when favored by 3.5 to 10 points. Look for the Tigers to be in a barn-burner against this confident Owls team at home who have the best defense that they have faced all season. 20* CFB Memphis-Temple ESPN2 Special with the Temple Owls (128) plus the points versus the Memphis Tigers (127). Best of luck for us — Frank.

At 10:00 PM ET on Friday, we will be playing Under the Total in the game between the Colorado Buffaloes (113) and the Oregon Ducks (114). THE SITUATION: Colorado (3-2) looks to bounce-back from their 35-30 upset loss at home to Arizona last Saturday as a 2.5-point favorite. Oregon (4-1) has won four straight games after their 17-7 win over Cal last Saturday as a 21.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: This is a bit of a contrarian play with the Total opening at 58 and now being bet up to the 60s in many spots. The Buffaloes have played in two straight high scoring affairs with their win last week preceded by a 34-30 win at Arizona State. Colorado’s defense has looked shaky by allowing 487 yards to the Wildcats after surrendering 453 yards to the Wildcats. The Buffaloes have played 4 of their last 5 games Under the Total after allowing at least 475 yards — and they have played 5 of their last 6 games Under the Total after giving up at least 450 yards in two straight games. Additionally, Colorado has played 4 straight games Under the Total after playing two straight games where at least 60 combined points were scored — and they have placed 5 straight games Under the Total after allowing at least 31 points in two straight games. This is just the second true road game of the season for the Buffaloes who have played 4 of their last 5 games Under the Total on field turf. On offense, senior quarterback Steven Montez led the team to 337 passing yards for the second straight week — but they have then played 6 of their last 9 games Under the Total after passing for at least 325 passing yards in their last game. Colorado has also played 7 of their last 9 games Under the Total playing on a Friday night. Oregon has seen the Under go 16-5-1 in their last 22 games after a straight-up win. Senior quarterback Justin Herbert gets most of the attention with this Ducks team — but he has led this team to just 38 combined points over their last two games against Cal and Stanford. Oregon scored 77 points against a Nevada defense that Hawai’i also ripped to shreds while also scoring only 35 points against an FCS team in Montana. But when also considering their 27-21 loss to Auburn to begin the season, the Ducks are scoring less than 20 PPG against Power-Five conference opponents. It may very well be that the concern that Herbert lacked proven dynamic weapons at running back and wide receiver may have turned out to be the case. But second-year head coach Mario Cristobal has assembled a talented defense that is thriving under first-year defensive coordinator Andy Avalos. The former Boise State coordinator is leading a group that is allowing just 9.8 PPG along with only 261.4 total YPG. The Ducks have talent at all three levels of the defense — and they held the Golden Bears to just 256 total yards of offense last week. Oregon has then played 4 straight games Under the Total after not allowing more than 275 total yards in their last game — and they have played 6 straight games Under the Total after not allowing more than 20 points in their last game. The Ducks have not allowed more than 7 points in each of their last four games after that first game against the Tigers — and they have played 3 of their last 4 games Under the Total after not allowing more than 9 points in two straight games. Oregon stays at home where they have played 4 straight games against teams with a winning record on the road.

FINAL TAKE: The Buffaloes will want to avoid a shootout on the road at Autzen Stadium against this Ducks team — and Cristobal seems to be mimicking the identity of Nick Saban where he used to war as an assistant. Expect a lower scoring game led by the still underrated Oregon defense. 25* CFB Friday FS1-TV Total of the Year with Under the Total in the game between the Colorado Buffaloes (113) and the Oregon Ducks (114). Best of luck for us — Frank.

At 8:00 PM ET on Friday, we will be playing the Miami (FL) Hurricanes (110) minus the points versus the Virginia Cavaliers (109). THE SITUATION: Miami (FL) (2-3) looks to rebound from their 42-35 loss at home to Virginia Tech last Saturday as a 14-point favorite. Virginia (4-1) suffered their first loss of the season two weeks ago with their 35-20 loss at Notre Dame as a 10.5-point underdog.

REASONS TO TAKE THE HURRICANES MINUS THE POINTS: A -5 net turnover margin did Miami in last week against the Hokies. The Hurricanes trailed by a 28-0 score at one point of that game in the first half but did almost rally to steal that game. They dominated Virginia Tech by outgaining them by a 563 to 337 yardage margin. They averaged 7.22 Yards-Per-Play in that game with sophomore quarterback N’Kosi Perry taking over for an injured freshman quarterback Jarren Williams. Perry will get the start in this game with Williams dealing with a bum shoulder — but Williams also threw three first-half interceptions to help place the Hurricanes in the hole from which they could not pull themselves out. Perry started six times last season — so he has experience. Miami should play better tonight as they have covered the point spread in 4 of their last 6 games after outgaining their last opponent by at least +175 net yards — and they have also covered the point spread in 4 of their last 6 games after averaging at least 6.75 Yards-Per-Play. The Hurricanes have also covered the point spread in 8 of their last 13 games after suffering a net turnover of -5 or worse in their last game. Expectations were high for this team entering the season with first-year head coach Matt Diaz with twelve starters back from last year’s team that suffered five net upsets last year. All three of Miami’s losses this year have been by one scoring possession to good football teams in Florida, North Carolina, and then the Hokies last week. They are outscoring their opponents by +10.8 net PPG while outgaining them by +166.4 net YPG. The Hurricanes have also covered the point spread in 8 of their last 10 home games when favored by no more than 3 points. Virginia has failed to cover the point spread in 29 of their last 44 games after winning four of their last five games. The rushing numbers are the biggest concerns for the Cavaliers coming out of that game with the Irish as they managed only 4 net rushing yards while being outgained on the ground by Notre Dame by -153 net yards. Virginia has failed to cover the point spread in 7 of their last 10 games after failing to rush for at least 100 yards — and they have failed to cover the point spread in 4 of their last 5 games after being outrushed by at least 125 yards. The Cavaliers stay on the road where they have failed to cover the point spread in 5 of their last 7 road games against teams with a losing record at home. Six starters returned for this team on offense including senior quarterback Bryce Perkins — but explosiveness was an issue for this offense last year which remains a question going into the season. That offense ranked 81st in the FBS by averaging just 384.8 total YPG — but this year’s unit has seen that number decline to just 363.6 total YPG. Furthermore, Virginia has failed to cover the point spread in 6 of their last 9 games with the Total set in the 42.5 to 49 point range — and they have failed to cover the point spread in 5 of their last 7 games played on a Friday night.

FINAL TAKE: Miami will also have revenge on their minds after being upset on the road at Virginia last year despite being a 7-point favorite by a 16-13 score. It has been a disappointing start for the Hurricanes this season — but a victory tonight would be their biggest win of the year. 10* CFB Virginia-Miami (FL) ESPN Special with the Miami (FL) Hurricanes (110) minus the points versus the Virginia Cavaliers (109). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing the New York Giants (103) plus the points versus the New England Patriots (104). THE SITUATION: New York (2-3) saw their two-game winning streak snapped on Sunday with their 28-10 loss at home to Minnesota as a 5.5-point underdog. New England (5-0) returns home after playing their last two games on the road after their 33-7 win at Washington as a 15.5-point favorite.

REASONS TO TAKE THE GIANTS PLUS THE POINTS: New York should respond with a strong effort — they are 7-3-1 ATS in their last 11 games after a loss by at least two touchdowns and they have covered the point spread in 5 straight games after a double-digit loss at home. Admittedly, the Giants are a M*A*S*H unit right now. The Giants were already without star running back Sequon Barkley with his knee injury but the injuries began to mount in that game with the carry-over being significant for this game being played on a short week. Barkley’s backup, Wayne Gallman, is out tonight having not cleared the concussion protocol leaving the rushing duties to Jon Hillman who came off the practice squad a few weeks ago. Rookie quarterback Daniel Jones is also without his top two receiving threats in wide receiver Sterling Shepard and tight end Evan Engram as they deal with a concussion and MCL injuries respectively. But at least this team got wide receiver, Golden Tate, back last week after he served his four-game suspension. And this is a team playing with optimism given the hope that rookie quarterback Daniel Jones provides for the future. The Giants had the best statistical offense in the preseason with Jones getting plenty of experience playing with the backup weapons so there will be familiarity for this offense when it takes the field tonight. New York managed only 211 total yards last week — but they have covered the point spread in 8 straight games after failing to score more than 14 points in their last game and they have also covered the point spread in 5 of their last 7 games after failing to gain at least 250 total yards in their last contest. The Giants were outrushed by 147 net yards to the Vikings last week — but they have covered the point spread in 6 straight road games after being outrushed by at least 75 yards in their last game. Additionally, New York has covered the point spread in 8 of their last 9 games on the road — and they have covered the point spread in 4 of their last 5 road games against teams with a winning record at home. The Patriots will be leaning on their defense for this game given the injuries this team is experiencing on offense. Wide receiver Phillip Dorsett is out with a hamstring injury while wide receivers Josh Gordon and Julian Edelman are both listed as questionable with a knee and chest injury. The targets for Tom Brady in the passing game were already a big question mark for this team as they transition away from the Rob Gronkowski era. The lack of an elite weapon in the passing game is why the team took a chance on Antonio Brown before he proved to be too much trouble for what he offered. It was the Brown signing that compelled the Patriots to trade away wide receiver Demaryius Thomas early in the season when it looked like they had too many bodies at that position. Now this team could use a reliable healthy body at that position with their first-round draft choice, N’Keal Harry, on Injured Reserve with a knee injury. New England is scoring 31.0 PPG this season — but that includes their defense scoring four times already this year with another touchdown scored by their special teams via a blocked punt. Take away those five defensive/special team scores and the Patriots scoring average drops by a full touchdown to a 24.0 PPG clip — and those 17 or so points they are laying tonight begins to look pretty thin. The defending Super Bowl champions have also benefited from an easy early schedule. Take away their 16-10 victory over Buffalo where they were outgained by a 375-224 margin and out-first downed by a 23 to 11 gap, the remaining four teams on the New England schedule consisting of Pittsburgh, Miami, the Jets, and the Skins are a combined 1-17. Throw in some 20 MPH winds with light rain and the Patriots content with an easy win where the team remains healthy — and I will hold my nose while investing in the value of all those points with the dog.

FINAL TAKE: The Giants have covered the point spread in 5 straight meetings with the Patriots — and they have covered the point spread in 4 of their last 5 trips to Foxboro to face New England. 10* NFL NY Giants-New England Fox-TV Special with the New York Giants (103) plus the points versus the New England Patriots (104). Best of luck for us — Frank.

At 8:20 PM ET on Thursday, we will be playing Under the Total in the game between the New York Giants (103) and the New England Patriots (104). THE SITUATION: New York (2-3) saw their two-game winning streak snapped on Sunday with their 28-10 loss at home to Minnesota as a 5.5-point underdog. New England (5-0) returns home after playing their last two games on the road after their 33-7 win at Washington as a 15.5-point favorite.

REASONS TO TAKE UNDER THE TOTAL: The Patriots had plead 4 of their last 5 games Under the Total after a straight-up win  — and they have played 5 of their last 7 games Under the Total after winning at least five games in a row. Additionally, New England has played 15 of their last 19 games Under the Total after playing their last two games on the road. The Patriots have also played 4 of their last 5 games Under the Total after not allowing more than 14 points in their last game. New England have one of their best defenses in the Bill Belichick era as they are allowing a mere 6.8 PPG while holding their opponents to just 238.4 total YPG. The Patriots will be leaning on their defense for this game given the injuries this team is experiencing on offense. Wide receiver Phillip Dorsett is out with a hamstring injury while wide receivers Josh Gordon and Julian Edelman are both listed as questionable with a knee and chest injury. The targets for Tom Brady in the passing game were already a big question mark for this team as they transition away from the Rob Gronkowski era. The lack of an elite weapon in the passing game is why the team took a chance on Antonio Brown before he proved to be too much trouble for what he offered. It was the Brown signing that compelled the Patriots to trade away wide receiver Demaryius Thomas early in the season when it looked like they had too many bodies at that position. Now this team could use a reliable healthy body at that position with their first-round draft choice, N’Keal Harry, on Injured Reserve with a knee injury. Brady was still able to complete 28 of 42 passes for 348 yards last week against the Skins en route to 442 total yards of offense — but New England has then played 4 of their last 5 games Under the Total after passing for at least 250 yards in their last game while also playing 4 straight games Under the Total after gaining at least 350 yards in their last contest. The Patriots return home where they have played 5 of their last 7 games Under the Total — and they have played 4 straight home games Under the Total against teams with a losing record on the road. New York managed only 211 total yards last week with just 147 net yards in the passing game. The Giants were already without star running back Sequon Barkley with his knee injury but the injuries began to mount in that game with the carry-over being significant for this game being played on a short week. Barkley’s backup, Wayne Gallman, is out tonight having not cleared the concussion protocol leaving the rushing duties to Jon Hillman who came off the practice squad a few weeks ago. Rookie quarterback Daniel Jones is also without his top two receiving threats in wide receiver Sterling Shepard and tight end Evan Engram as they deal with a concussion and MCL injuries respectively. As it is, the Giants have played 6 of their last 7 games Under the Total after not passing for more than 150 passing yards. New York also allowed 211 rushing yards in that contest — and they have played 35 of their last 52 games Under the Total after allowing at least 150 rushing yards in their last game. The Giants have also played 5 of their last 7 games Under the Total in the month of October.

FINAL TAKE: With the Giants riddled with injuries, expect a similar score as their 28-10 loss last week to the Vikings. These two teams have played 5 of their last 7 meetings Under the Total — and New York has played 5 straight games Under the Total when playing the Patriots in Foxboro. 25* NFL Thursday Night Football Total of the Month with Under the Total in the game between the New York Giants (103) and the New England Patriots (104). Best of luck for us — Frank.

At 8:00 PM ET on Thursday, we will be playing Under the Total in the game between the Syracuse Orange (107) and the North Carolina State Wolfpack (108). THE SITUATION: Syracuse (3-2) takes the field again after their 41-3 win over Holy Cross back on September 28th as a 40-point favorite. NC State (3-2) looks to bounce-back from a 31-13 loss at Florida State as a 7-point underdog on September 28th.

REASONS TO TAKE UNDER THE TOTAL: The Orange have played 12 of their last 17 games Under the Total after a straight-up win. Syracuse has also played 5 of their last 6 games Under the Total after a win by at least 20 points — and they have played 12 of their last 15 games Under the Total after a win by at least five touchdowns. The Orange’s victory over Holy Cross from the FCS came after a 52-33 win at home over Western Michigan — and they have then played 13 of their last 15 games Under the Total after winning their last two games by at least 17 points. Syracuse has also played 6 of their last 7 games Under the Total after scoring at least 40 points in their last game. The Orange have struggled with their offensive line against bigger defensive lines from Power Five conferences. Syracuse only had two starters back from last year’s offensive line. The Orange are averaging just 3.4 Yards-Per-Carry this season while allowing 18 sacks already. The Wolfpack have two starters back from last year’s defensive line — but this unit has reloaded from year-to-year under head coach Dave Doeren as of late. Despite losing four players on their defensive line to the NFL last year, the NC State defense still produced a Havoc Rate of 10.8% which was a slight drop from their 11.3% Havoc Rate in 2017 with those four future NFLers. Now after playing their last two games at home, Syracuse goes back on the road where they are scoring only 22.0 PPG. The Under is 26-12-1 in the Orange’s last 39 road games against teams with a winning record at home. And int her last 7 games after not allowing more than 20 points, Syracuse has played 5 of these games Under the Total. NC State has played 21 of their last 30 home games Under the Total after a loss on the road to a fellow ACC opponent. The Wolfpack have also played 5 of their last 7 games Under the Total after failing to score more than 20 points in their last game. Doeren will be sticking with sophomore quarterback Bailey Hockman who made his first career start in that game against the Seminoles. Hickman completed only 21 of 40 passes for 208 yards with a touchdown in that game taking over for redshirt sophomore Matthew McKay who started the first four games of the season. Finding the replacement for three-year starter, Ryan Finley, remains a work in progress for this team. NC State returns home where they have played 4 of their last 5 home games Under the Total against teams with a winning record. The Wolfpack defense has played much better at home where they are allowing just 9.7 PPG and only 264 total YPG. Furthermore, NC State has played 17 of their last 22 games Under the Total against teams from the ACC. And in their last 20 games played on a Thursday night, the Under is 18-1-1 for the Wolfpack.

FINAL TAKE: While I am not sure how effective this nascent NC State offense will be with just four starters back from last season and with Hockman making only his second career start, Doeren should have his defense ready to roll tonight. These two teams have played 5 of their last 7 meetings Under the Total. 25* CFB Thursday ESPN Total of the Month with Under the Total in the game between the Syracuse Orange (107) and the North Carolina State Wolfpack (108). Best of luck for us — Frank.

At 8:00 PM ET on Wednesday, we will be playing the Louisiana-Lafayette Ragin’ Cajuns (102) minus the points versus the Appalachian State Mountaineers (101). THE SITUATION: Louisiana (4-1) has won four straight games after their 37-24 win at Georgia Southern as a 3-point favorite back on September 28th. Appalachian State (4-0) remains undefeated this season with their 56-37 victory over Coastal Carolina as a 14.5-point favorite on September 28th.

REASONS TO TAKE THE RAGIN’ CAJUNS MINUS THE POINTS: Louisiana should build off the momentum of their big win on the road as they have covered the point spread in 5 straight games after a straight-up win — and they have covered the point spread in 4 straight games after a point spread victory. This is a team on the rise in head coach Billy Napier’s second season running the program after previously serving as an assistant to both Nick Saban and Dabo Sweeney. After this program averaged just 5.3 incoming freshmen rated as a 3-star or better from 2016-18, Napier nabbed twenty-two 3-star or better recruits for his 2019 class. Fifteen starters returned from last year’s group that lost to the Mountaineers in the Sun Belt Conference Championship Game. This year’s team started the year with a strong showing in a neutral field 10-point loss to Mississippi State. The Ragin’ Cajuns have since won their last four games including last week’s win against an Eagles team that won ten games last year as well as a 45-25 win at an Ohio team that was the preseason pick to win the Mid-American Conference. Louisiana is averaging 314.5 rushing YPG which leads the nation. The Ragin’ Cajuns are averaging 44.4 PPG while generating 540.2 total YPG. Louisiana has scored 159 combined points over their last three games while averaging 559 total YPG in those contests. The Ragin’ Cajuns have covered the point spread in 10 of their last 12 games after scoring at least 31 points in three straight games — and they have covered the point spread in 17 of their last 20 games after averaging at least 475 YPG in their last there games. And while Louisiana has generated at least 275 rushing yards in four straight games, they have then covered the point spread in 8 of their last 10 games after rushing for at least 275 yards in two straight contests. But the difference in this team this season is their significant improvement on the other side of the line of scrimmage. After allowing 34.2 PPG along with 435.9 total YPG last season, seven returning starters under second-year defensive coordinator Ron Roberts is now allowing only 21.4 PPG along with just 345.2 total YPG against a challenging schedule so far this season. Louisiana also leads the Sun Belt Conference in Pass Efficiency defense. Now after playing their last two games on the road, the Ragin’ Cajuns return home where they have covered the point spread in 6 of their last 8 games — and they have also covered the point spread in 4 of their last 5 home games against teams with a winning record on the road. Additionally, Louisiana has covered the point spread in 5 of their last 6 home games with the Total set at 63 or higher. Appalachian State may be due for a letdown after covering the point spread in three of their first four games. The Mountaineers failed to cover the point spread in 6 of their last 9 games after covering the point spread in three of their last four games. Appalachian State has also failed to cover the point spread in 7 of their last 11 games after winning at least four straight games — and they have failed to cover the point spread in three of these last four games. The Mountaineers remain a powerful offensive team but they have taken a step or two back on defense. Appalachian State was 4th in the nation by holding their opponents to just 15.5 PPG but they lost five starters from that group including very good players on their defensive line and their two starting cornerbacks. The Mountaineers are allowing 29.0 PPG this season with their opponents averaging 420.2 total YPG which is more than 130 YPG more than last year. Not only did Coastal Carolina put up 39 points against them but Charlotte scored 41 points against them earlier this season. The biggest decline has been with their run defense as they are allowing opposing rushers to average 4.3 Yards-Per-Carry which is 0.8 YPC higher than last year — and this inferior run defense will play right into the hands of the Louisiana ground game. Additionally, Appalachian State has failed to cover the point spread in 5 of their last 6 games in the month of October.

FINAL TAKE: Louisiana has certainly had this date circled on their calendar after losing twice to the Mountaineers last season. The Ragin’ Cajuns did win the first down battle in the Sun Belt Conference Championship Game by a 16-13 margin in that 30-19 loss. Louisiana has covered the point spread in 5 of their last 6 games against teams with a winning record — and they have covered the point spread in 6 of their last 7 games when listed in the +/- 3-point range. 10* CFB Appalachian State-Louisiana ESPN2 Special with the Louisiana-Lafayette Ragin’ Cajuns (102) minus the points versus the Appalachian State Mountaineers (101). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing the Cleveland Browns (477) plus the points versus the San Francisco 49ers (478). THE SITUATION: Cleveland (2-2) looks to build off their 40-25 victory in Baltimore against the Ravens last Sunday night. San Francisco (3-0) takes the field again after their 24-20 victory over Pittsburgh as a 6-point favorite back on September 22nd.

REASONS TO TAKE THE BROWNS PLUS THE POINTS: San Francisco generated 436 yards of offense against the Steelers — but they have failed to cover the point spread in 5 of their last 7 games after gaining at least 350 yards in their last game. The 49ers have also failed to covet the point spread in 6 straight games after their bye week. This team entered the regular season with significant concerns about the health of quarterback Jimmy Garappolo with his returning from knee surgery. Now this team has been overhyped with the two weeks of remaining one of the two remaining undefeated in the league. Yet the Niners have benefited from an easy schedule that has featured Jameis Winston, Andy Dalton, and Mason Rudolph. San Francisco has also won their first three games despite committing eight turnovers. The 49ers turned the ball over five times in their win against the Steelers while winning that game despite a -3 net turnover margin. The 49ers have then failed to cover the point spread in 6 of their last 8 games after a game where they had a -2 or worse net turnover margin. San Francisco stays at home where they have failed to cover the point spread in 17 of their last 24 games at home — and they have failed to cover the point spread in 8 of their last 12 home games with the Total set in the 42.5 to 49 point range. Furthermore, the 49ers have failed to cover the point spread in 5 straight home games when favored by no more than 7 points. San Francisco has also failed to cover the point spread in 5 of their last 6 games in the month of October. Cleveland got back to their ground game going last week in their win on the road against the Ravens. They rushed for 193 yards in that game — and they have covered the point spread in 4 straight games after rushing for at least 150 yards in their last game. The Browns generated 528 yards of offense in that game while averaging 6.5 Yards-Per-Play — and they have covered the point spread in 5 of their last 6 games after averaging at least 6.5 YPP in their last game. Cleveland stays on the road this week where they have covered the point spread in 4 straight games — and they are 5-1-1 ATS in their last 7 road games against teams with a winning record at home.

FINAL TAKE: The Browns are still dealing with injuries in their defensive backfield with Denzel Ward and Phillip Gaines still out with injuries — but this team has veterans that played well against the Ravens last week in their absence. San Francisco is also dealing with some significant injuries with left tackle Joe Staley and defensive back Ahkello Witherspoon both out for this game. 10* NFL Cleveland-San Francisco ESPN Special with the Cleveland Browns (477) plus the points versus the San Francisco 49ers (478). Best of luck for us — Frank.

At 8:15 PM ET on Monday, we will be playing Under the Total in the game between the Cleveland Browns (477) and the San Francisco 49ers (478). THE SITUATION: Cleveland (2-2) looks to build off their 40-25 victory in Baltimore against the Ravens last Sunday night. San Francisco (3-0) takes the field again after their 24-20 victory over Pittsburgh as a 6-point favorite back on September 22nd.

REASONS TO TAKE UNDER THE TOTAL: The offense under head coach Kyle Shanahan may get the headlines with the Niners 3-0 start — but it is the play of the defense that has led the way for this team. San Fransisco is third in the NFL by holding teams to just 283.3 total YPG — and they are allowing only 18.0 PPG. The 49ers defense has been helped by Shanahan calling running plays in 57% of their plays from scrimmage which burns clocks and keeps that defense fresh and off the field. San Francisco held the ball for 36:17 minutes against the Steelers which helped them limit the Pittsburgh offense to just 239 total yards of offense. The Niners have played 5 of their last 7 games Under the Total after a point spread loss. The 49ers have outgained their last two opponents by +197 and +256 net yards — and they have played 6 of their last 9 games Under the Total after outgaining their last two opponents by at least +150 net yards in two straight games. San Francisco went into halftime of that game trailing by a 6-3 score — and they have played 5 of their last 7 games Under the Total after not scoring more than 3 points in the first half of their last game. Jimmy Garappolo did pass for 277 yards in that contest — but the Niners have played 4 of their last 5 games Under the Total after passing for at least 250 yards in their last game. San Francisco stays at home for this game where they have played 5 of their last 7 games Under the Total. Cleveland has played 4 straight games Under the Total after a win by at least two touchdowns — and they have played 8 of their last 11 games Under the Total after a double-digit win over an AFC North rival. The Browns have also played 5 of their last 7 games Under the Total after a double-digit upset victory as a road underdog. That game flew over the 47-point Total — and Cleveland has played 11 of their last 13 games Under the Total after playing a game that finished Over the Total. The Browns have also played 8 of their last 9 games Under the Total after playing a game where at least 50 combined points were scored. Cleveland committed to running the football to win on the road against the Ravens — they generated 193 rushing yards en route to their 528 total yards of offense. The Under is 3-1-1 in the Browns’ last 5 games after gaining at least 350 yards in their last game — and they have played 5 of their last 6 games Under the Total after rushing for at least 150 yards in their last contest. Cleveland has also played 4 of their last 5 games Under the Total after scoring at least 30 points in their last contest.

FINAL TAKE: The Browns are scoring just 22.2 PPG this season even after putting up 40 points last week. Expect a lower scoring game tonight with both teams deploying run-first offensive game plans. 25* NFL Monday Night Football Total of the month with Under the Total in the game between the Cleveland Browns (477) and the San Francisco 49ers (478). Best of luck for us — Frank.

At 8:20 PM ET on Sunday, we will be playing the Indianapolis Colts (475) plus the points versus the Kansas City Chiefs (476). THE SITUATION: Indianapolis (2-2) looks to rebound from their 31-24 upset loss at home to Oakland as a 5.5-point favorite last Sunday. Kansas City (4-0) remained undefeated last week with their 34-30 win at Detroit as a 7.5-point favorite.

REASONS TO TAKE THE COLTS PLUS THE POINTS: Indianapolis should bounce-back with a strong effort in this game — they have rebounded to cover the point spread in 38 of their last 56 games after a straight-up loss. And while they have played two straight games where at least 51 combined points were scored, they have then covered the point spread in 4 of their last 5 games after playing at least two straight games where at least 50 combined points were scored. Jacoby Brissett has proven himself as a legitimate starting quarterback with over 900 passing yards in his first four starts with 10 touchdown passes and just two interceptions. It looks like Brissett will have the benefit of his wider receiver T.Y. Hilton on the field for this game with the reports indicating he will play despite his quad injury. He should be able to keep his team close in this game (as a double-digit underdog) against this Kansas City defense that is allowing 259 passing YPG this year. The Chiefs have been even worse with their run defense as opposing rushers are averaging 5.9 Yards-Per-Carry which is translating into 150 rushing YPG. The Colts have finally developed a strong offensive line — and while that group cannot salvage Andrew Luck’s career, they will help the Indy offense in the ground game and in giving Brissett time to pick apart the Kansas City defense. Indianapolis has covered the point spread in 8 of their last 9 games against teams with a winning record. The Colts are also 4-1-1 ATS in their last 6 games on the road — and they have covered the point spread in 5 of their last 7 games on the road against teams with a winning record at home. Kansas City was actually outgained by the Lions last week by a 447 to 438 yardage mark — their controversial 100-yard fumble recovery for a touchdown ended up playing a critical role in that win. The Chiefs surrendered 447 yards to the Detroit offense — and they have allowed their last three opponents to average 402 total YPG. Kansas City remains undefeated because of their dynamic offense as they have averaged 474.0 total YPG along with 468.3 total YPG over their last three contests. But the Chiefs have then failed to cover the point spread in 11 of their last 12 games after averaging at least 400 YPG in their last three games — and they have failed to cover the point spread in 10 straight games after averaging at least 450 YPG in their last three games. Furthermore, Kansas City has scored 28 points in all four of their games this season — but they have then failed to cover the point spread in 15 of their last 24 games after scoring at least 25 points in four straight contests.

FINAL TAKE: Don’t underestimate what this game means to Colts’ head coach Frank Reich after his team lost in Kansas City last January 12th in the AFC Divisional Playoffs with their 31-13 loss. Yet Indianapolis has still covered the point spread in 11 of their last 16 meetings with the Chiefs — and they have covered the point spread in 7 of their last 9 games played in Arrowhead Stadium. 10* NFL Indianapolis-Kansas City NBC-TV Special with the Indianapolis Colts (475) plus the points versus the Kansas City Chiefs (476). Best of luck for us — Frank.