At 8:00 PM ET on Saturday, we will be playing the Wisconsin Badgers (119) plus the points versus the Ohio State Buckeyes (120). THE SITUATION: Wisconsin (10-2) has won four straight games after their 38-17 win over Minnesota as a 3-point favorite. Ohio State (12-0) defeated Michigan in Ann Arbor last Saturday by a 56-27 score as an 8.5-point favorite. This game is being played on a neutral field in Lucas Oil Field in Indianapolis.

REASONS TO TAKE THE BADGERS PLUS THE POINTS: Wisconsin played the Buckeyes close for 35 minutes in the first meeting between these two teams before they game got out of control late in a 38-7 loss on October 26th. Ohio State had just a 10-7 lead in the 3rd quarter of that game. The Badgers’ physical style of defense and running the football has helped them go 6-2-1 ATS in their last 9 games in the Big Ten Championship or a bowl game as an underdog with Wisconsin pulling the upset five times. The Badgers has scored at least 37 points in each of their last three games — and they are tough to handle when they get their offense going. Wisconsin has covered the point spread in 5 of their last 7 games after scoring at least 37 points in three straight games. They generated 453 yards in their win against the Golden Gophers — and they are 23-10-1 ATS in their last 34 games after gaining at least 450 yards in their last game. Additionally, the Badgers have covered the point spread in 5 of their last 7 games after not allowing more than 20 points in their last game. And while Wisconsin has only covered the point spread twice in their last six games, they have then covered the point spread in 34 of their last 48 games after failing to cover the point spread in four or five of their last six games. Ohio State has failed to cover the point spread in 8 of their last 13 games after winning at least five games in a row. They dominated the Wolverines last week with 28 first downs while controlling the clock for 36:25 minutes — but they have then failed to cover the point spread in 5 of their last 8 games after holding the ball for at least 34 minutes and gaining at least 24 first downs in their last game. The Buckeyes did show some vulnerability in that game as they surrendered 305 passing yards to the Michigan offense — and they have then failed to cover the point spread in 4 straight games after allowing at least 280 passing  yards in their last game. Quarterback Justin Fields did not leave that game 100% either with a knee injury which may limit his mobility tonight.

FINAL TAKE: Wisconsin has covered the point spread in 8 straight games on the road when avenging a loss where they did not score more than 14 points. With superstar running back Jonathan Taylor, the Badgers have the ability to control the clock to stay competitive with the Buckeyes. 10* CFB Wisconsin-Ohio State Fox-TV Special with the Wisconsin Badgers (119) plus the points versus the Ohio State Buckeyes (120). Best of luck for us — Frank.

At 3:30 PM ET on Saturday, we will be playing the Memphis Tigers (114) minus the points versus the Cincinnati Bearcats (113). THE SITUATION: Memphis (11-1) has won six straight games with their 34-24 win over Cincinnati last week as a 13.5-point favorite. The Tigers get to stay at home for this immediate rematch for the American Athletic Conference Championship Game.

REASONS TO TAKE THE TIGERS MINUS THE POINTS: The Bearcats may have held back some of their tricks last week with their spot in this game already clinched. Quarterback Desmond Ridder did not play last week with his shoulder injury but Cincinnati got better play in the passing game with freshman Ben Bryant completing 20 of 32 passes for 229 yards. Ridder will be back under center for this game but he has just a 64.6 Passer Ratlin in his last two games against South Florida and Temple. Despite their 10-2 record, the Bearcats only outgained their opponents by +8.5 net YPG. They won all four of their close games decided by one scoring possession. Cincinnati also struggled on the road where they were outgained by -55.3 net YPG. The Bearcats have failed to cover the point spread in 7 of their last 10 games on the road. They also have failed to cover the point spread in 17 of their last 24 games against teams with a winning record. And in their last 6 games in December, Cincinnati is just 0-5-1 ATS. Memphis has covered the point spread in 5 of their last 6 games after a point spread loss. They get to stay at home where they have lost only once since the 2017 season. The Tigers are a perfect 6-0 at home this year with an average winning margin of +15.7 PPG. Memphis has covered the point spread in 8 of their last 10 games at home. They also have covered the point spread in 13 of their last 18 games as the favorite.

FINAL TAKE: Memphis has lost the last two American Athletic Conference Championship Games to Central Florida — so this should be a very determined team to finally climb the hump to with a conference title. 10* CFB Cincinnati-Memphis ABC-TV Special with the Memphis Tigers (114) minus the points versus the Cincinnati Bearcats (113). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Georgia Bulldogs (117) plus the points versus LSU Tigers (118). THE SITUATION: Georgia (11-1) has won six straight games with their 52-7 win over Georgia Tech last week as a 28.5-point favorite. LSU (12-0) remained undefeated this season with their 50-7 win over Texas A&M last week as a 17.5-point favorite.

REASONS TO TAKE THE BULLDOGS PLUS THE POINTS: Georgia has covered the point spread in 4 of their last 5 games after a straight-up win — and they have covered the point spread in 4 of their last 5 games after not allowing more than 20 points in their last game. The Bulldogs’ biggest question mark is with their skill players on offense. Wide receiver Lawrence Cager is out the season with an ankle injury and wide receiver George Perkins will miss the first half in this game to serve out a suspension. Furthermore, running back D’Andre Swift is dealing with a shoulder injury but it looks like he will be able to play in this game. Georgia did generate 500 yards against the Yellow Jackets — and they have then covered the point spread in 18 of their last 24 games after gaining at least 450 yards in their last game. The Bulldogs have a veteran quarterback in Jake Fromm who has the experience of a National Championship Game as well as two prior SEC Championship Games. But is the Georgia defense that should keep them in this game. They rank 2nd in the nation by allowing just 10.4 PPG — and they rank 4th in the FBS by limiting their opponents to only 257.0 total YPG. The Bulldogs also may very well have the best special teams unit in the nation. This combination of elite defense and special teams has helped Georgia cover the point spread in 8 of their last 9 road games against conference opponents. The Bulldogs have also covered the point spread in 14 of their last 20 games against teams with a winning record. And in their last 9 games played on a neutral field, Georgia has covered the point spread in 8 of these contests. LSU has failed to cover the point spread in 4 of their last 5 games after a point spread win. And while the Tigers held the football for 34:38 minutes against the Aggies while generating 31 first downs, LSU has failed to cover the point spread in 4 of their last 5 games after gaining at least 24 first downs while controlling the clock for at least 34 minutes in their last game. The Tigers also gained 553 yards in that game — but they have then failed to cover the point spread in 4 straight games after gaining at least 450 yards in their last game. Remember that while LSU has been explosive on offense often this season, they narrowly got by Auburn by a 23-20 score — and the Tigers are a defense-first run team like the Bulldogs. LSU has failed to cover the point spread in 7 of their last 11 games with the Total set in the 49.5 to 56 point range.

FINAL TAKE: Georgia is a dangerous underdog that has covered the point spread in 5 straight games when getting the points since 2016 with them pulling the outright upset three times. 25* CFB Power-Five Conference Championship Game of the Year is with the Georgia Bulldogs (117) plus the points versus LSU Tigers (118). Best of luck for us — Frank.

Take the Clemson Tigers minus the points versus the Virginia Cavaliers in the ACC Championship Game. Clemson (12-0) has won their last seven games by an average score of +41.7 PPG after their narrow 1-point win over North Carolina — and they have won six straight games by at least 30 points. The Tigers will be playing for style points with an impressive win perhaps elevating the reigning national champions to the top seed in the playoffs which presumably would then avoid Ohio State and LSU (or Georgia) in the Semifinals. Clemson has covered the point spread in 5 of their last 6 games against teams with a winning record. They also have covered the point spread in 14 of their last 17 games played on a neutral field. Virginia (9-3) may be due for a letdown after ending their long losing streak to in-state rival Virginia Tech last week by a 39-30 score. The Cavaliers have won four straight games but they have then failed to cover the point spread in 11 of their last 13 road games after winning four in a row. And while QB Bryce Perkins passed for 311 yards last week, Virginia is just 0-3-1 ATS in their last 4 games after passing for at least 280 yards in their last game. I don’t like laying this many points — especially in a Conference Championship Game — but probably laying all this wood is the winning side. Best of luck — Frank.

Frank Sawyer’s Hollywood Sports DELIVERED their 25* NFL Thursday Night Football Game of the Year to begin the football week on Chicago who PULLED THE UPSET over Dallas to help further both a 28 of 44 (64%) Game of the Year/Month run in all-sports along with a RED HOT 18 of 27 (67%) Football Game of the Year/Month mark! Now Frank RAISES THE STAKES by UNLEASHING his 25* College Football Underdog of the Year for Saturday Conference Championship Game action! DO NOT DARE MISS THIS ONE!

Frank JUST CA$HED his CFB play on Baylor plus the points while pushing (or losing depending on the line) with UL-Lafayette to continue their SIZZLING 10 of 15 (67%) All-Sports run over the last six days! Frank CA$HED his CFB play on Oregon who PULLED THE UPSET over Utah but lost a tough one with his 25* CFB play on the Oregon-Utah Under with that final late touchdown — yet he remains on a RED HOT 18 of 27 (67%) Football Game of the Year/Month mark! Frank GETS THAT ONE BACK with this 5* CFB Power-Five Conference Championship Game of the Year! DON’T MISS IT!

At 1:30 PM ET on Saturday, we will be playing the Florida Atlantic Owls (112) minus the points versus the UAB Blazers (111). THE SITUATION: FAU (9-3) has won five straight games with their 34-17 win over Southern Mississippi last week as a 9-point favorite. UAB (9-3) has won three straight games with their 26-21 win at North Texas last week as a 3.5-point favorite. The Owls host this Conference USA Championship Game.

REASONS TO TAKE FAU MINUS THE POINTS: The Owls have covered the point spread in 6 straight home games after a win by at least 17 points. And while FAU has scored at least 31 points in six straight games, they have then covered the point spread in 8 of their last 12 games after scoring at least 31 points in three straight games. This team has steadily improved under head coach Lane Kiffin. They have covered the point spread in 18 of their last 26 games after the first month of the season. In Kiffin’s two teams that were bowl eligible at FAU, they are 18-6-1 ATS in those 25 games with an average winning margin of +24.1 PPG. The Owls have covered the point spread in 5 of their last 6 games against teams with a winning record. And in their last 6 home games when laying 7.5 to14 points, FAU has covered the point spread in 5 of these games. UAB has played one of the softest schedules in the nation this season. They have failed to cover the point spread in 7 of their last 10 games after winning six or seven of their last eight games. They have won their last two games by 6 points or less — and they have then failed to cover the point spread in 3 of their last 4 games after winning two straight games by 6 points or less. And while the Blazers are outgaining their opponents by +161 YPG at home, they are only outgaining their opponents on the road by +27 YPG while being outscored by -5.0 PPG. UAB has failed to cover the point spread in 5 of their last 7games on the road as an underdog.

FINAL TAKE: The Blazers have been outscored by -21.7 PPG against the three teams they have faced that are bowl eligible. They also got crushed by a 37-2 score to the Southern Miss team that FAU just clobbered. 20* CFB UAB-FAU CBS Sports Network Special with the Florida Atlantic Owls (112) minus the points versus the UAB Blazers (111). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the UL-Lafayette Ragin’ Cajuns (107) plus the points versus the Appalachian State Mountaineers (108). THE SITUATION: Lafayette (10-2) has won six straight games with their 31-30 win over UL-Monroe as a 20.5-point favorite last week. Appalachian State (11-1) has won four straight games after their 48-13 win at Troy last week as an 11-point favorite.

REASONS TO TAKE THE RAGIN’ CAJUNS PLUS THE POINTS: Lafayette has raised their level of play after losing to the Mountaineers by a 17-7 score back on October 19th. They have scored at least 31 points in each of their last six games with an average winning score of 40-15. The Ragin’ Cajuns should enter this game with confidence — and they have covered the point spread in 8 of their last 11 games after a straight-up win. Lafayette has also covered the point spread in 5 straight games after a point spread loss. And while they gained 522 yards last week to the Warhawks, they have then covered the point spread in 10 of their last 11 games after gaining at least 525 yards in their last game. Now this team goes back on the road where they have covered the point spread in 6 of their last 7 games — and they are 5-1-1 ATS in their last 7 games on the road as an underdog. The Ragin’ Cajuns have also covered the point spread in 5 of their last 6 games against teams with a winning record. Appalachian State has failed to cover the point spread in 6 of their last 8 games after winning three straight games in conference play — and they have failed to cover the point spread in 14 of their last 18 games at home after playing two straight Sun Belt foes. The Mountaineers have also failed to cover the point spread in 4 of their last 5 games after a win by at least 20 points. And while they dominated the Trojans last week by holding the ball for 34:30 minutes while generating 27 first downs, they have then failed to cover the point spread in 8 of their last 12 games after playing a game where they held the ball for at least 34 minutes while gaining at least 24 first downs. Appalachian State hosts this Sun Belt Championship Game but they have failed to cover the point spread in 3 of their last 4 home games when laying up to 7 points.

FINAL TAKE: The Mountaineers may be in line to earn the Group of Five bid to a New Year’s Six bowl — and they may get caught looking ahead when hosting a team that they have defeated by double-digits in their last three meetings including last year’s Sun Belt Championship Game by a 30-18 score. But Lafayette head coach Billy Napier has led his teams to cover the point spread in 7 of their last 10 games as an underdog — and his teams have pulled the upset in three of their last four games as a dog getting less than 7 points. 20* CFB Lafayette-Appalachian State ESPN Special with the UL-Lafayette Ragin’ Cajuns (107) plus the points versus the Appalachian State Mountaineers (108). Best of luck for us — Frank.

At 12:00 PM ET on Saturday, we will be playing the Baylor Bears (109) plus the points versus the Oklahoma Sooners (110). THE SITUATION: Baylor (11-1) has won their last two games with their 61-6 win over Kansas last week as a 14-point favorite. Oklahoma (11-1) has won four in a row with their 34-16 win at Oklahoma State as a 14-point favorite last Saturday. The Big 12 Championship Game is being played at AT&T Stadium in Arlington.

REASONS TO TAKE THE BEARS PLUS THE POINTS: The Sooners have failed to cover the point spread in 5 of their last 7 games after a straight-up win — and they have failed to cover the point spread in 5 of their last 7 games after not allowing more than 20 points in their last contest. With Utah’s loss last night, Oklahoma may be in the driver’s seat to earn the fourth and final spot in the College Football Playoff with a victory in this game. But with high expectations comes more pressure as the Utes found out last night. This Sooners team has failed to cover the point spread in 4 of their last 5 games against teams with a winning record. They have benefited from three net close victories decided by one scoring possession. Oklahoma has also failed to cover the point spread in 6 of 9 games against Big 12 opponents this season. And in their last 13 games played on a neutral field as the favorite, the Sooners have failed to cover the point spread 10 times. Baylor has picked themselves up off the mat after blowing a 28-3 lead against the Sooners in their 34-31 loss at home back on November 16th. The Bears have outscored their Kansas and Texas by a combined 69 points. Baylor generated 507 yards against the Jayhawks — and they have covered the point spread in 8 of their last 9 games after gaining at least 450 yards in their last game. The Bears have also covered the point spread in 4 straight games on the road — and they have covered the point spread in 10 of their last 11 games in December. Baylor has also covered the point spread in 23 of the last 32 games as an underdog — and they have covered the point spread in 5 of their last 6 games as an underdog when playing on a neutral field.

FINAL TAKE: Baylor head coach Matt Rhule thrives when preparing his team in the role of the underdog. In his coaching career going back to his time at Temple, Rhule’s teams are 33-14 ATS with sixteen upset victories. Rhule’s Baylor teams have covered the point spread in 7 straight games as an underdog with five upset victories included. 10* CFB Baylor-Oklahoma ABC-TV Special with the Baylor Bears (109) plus the points versus the Oklahoma Sooners (110). Best of luck for us — Frank.

At 4:00 PM ET on Saturday, we will be playing the Hawai’i Rainbow Warriors (115) plus the points versus the Boise State Broncos (116). THE SITUATION: Hawai’i (9-4) has won four straight games with their 52-31 win over Army last week as a 2.5-point favorite. Boise State (11-1) has won five straight games after they defeated Colorado State on the road by a 31-24 score as a 13.5-point favorite. The Broncos earned the right to host this Mountain West Conference Championship Game with their better record.

REASONS TO TAKE THE RAINBOW WARRIORS PLUS THE POINTS: Don’t be scared off going against home teams in conference championship games. Home teams are now just 18-20 ATS in the thirty-right times that one has hosted a conference championship contest. Only one home team covered the point spread last year in the Conference Championship games (Central Florida) with the three other home teams failing to cover the point spread with Middle Tennessee and this Boise State team losing outright despite being a home favorite. The Broncos are not a reliable big favorite as they have failed to covert point spread in 10 of their last 15 games when laying 10.5 to 21 points. Boise State has also failed to cover the point spread in 10 of their last 15 home games when laying 10.5 to 14 points. With freshman quarterback Hank Bachmeier still recovering from his shoulder injury, 5th year senior quarterback Jaylon Henderson will make his fourth straight start for this team. The Broncos are averaging 43 PPG in his three starts with the 31 points they put up last week being their lowest number — but they have then failed to cover the point spread in 6 of their last 8 games after scoring at least 31 points in two straight games. Boise State was outgained by 35 yards last week by a mediocre Rams team that then let their head coach go. The Broncos surrendered 289 passing yards with Colorado State averaging 6.32 Yards-Per-Play — but they have then failed to cover the point spread in 6 of their last 8 games after allowing at least 6.25 YPP in their last game. They also have failed to cover the point spread in 5 straight games after allowing at least 280 passing yards in their last contest. This leaky pass defense presents a scary proposition when facing the Rainbow Warriors’ junior quarterback Cole McDonald that leads an offense that is 6th in the nation by averaging 332.5 passing YPG. It will be a chilly night in Boise with temperatures in the 40s — but I watched McDonald complete 31 of 36 passes for 373 yards on a cold night in Reno earlier this season against Nevada. Hawai’i has four receivers with at least 50 catches. I was also impressed with the Rainbow Warriors’ ability to move the football against a strong Army defense in what was a lame-duck game for them with this MWC Championship Game already clinched. Hawai’i gained 492 yards against the Black Knights while only having the ball for 24:40 minutes in that game — and they have then covered the point spread in 7 of their last 8 games after gaining at least 450 yards in their last contest. The Rainbow Warriors did surrender 411 rushing yards to Army’s spread triple option — but they have then covered the point spread in 10 of their last 15 games after allowing at least 375 rushing yards in their last game. The Hawai’i defense has improved — they held their last two conference opponents in UNLV and San Diego State to just 18 combined points along with only 4 Yards-Per-Pass-Attempt. The Rainbow Warriors have also covered the point spread in 10 of their last 15 games on the road with the Total set at 63 to 70 including covering the point all three times in that situation this season.

FINAL TAKE: Boise State won the first meeting between these two teams at home by a 59-37 score back on October 12th. But Hawai’i has covered the point spread in their last 5 opportunities to exact same-season revenge. The Broncos may be taking the Rainbow Warriors lightly while dreaming of the Cotton Bowl as the Group of Five representative in the New Year’s Six bowls — but this team has failed to cover the point spread in 7 of their last 10 games in December. Hawai’i is a very dangerous underdog giving the potency of their offensive attack. 25* CFB Underdog of the Year with the Hawai’i Rainbow Warriors (115) plus the points versus the Boise State Broncos (116). Best of luck for us — Frank.