Ray Monohan

Ray Monohan

FOOTBALL IS HERE! 425-363 54% +2513 since Mid-Dec! Full transparency as always. Consistent results across multiple sports right now. $20–$29 plays | 1-Day $59 | 3-Day $99.

Premium Packages

2★ CFB ANGLE | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

— DISCOUNTED PLAY! Razor has a CFB selection on the board for for THURSDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This is where the numbers line up.

2★ CFB ANGLE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


3★ CFB RED-HOT | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

Razor has a CFB selection on the board for FRIDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. Comfortable spot in the current cycle.

3★ CFB RED-HOT | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


1★ CFB STANDARD | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

Razor has a CFB selection on the board for SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. This one fits the board as it stands.

1★ CFB STANDARD | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


2★ SAT ANGLE | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

— DISCOUNTED PLAY! Razor has a CFB selection on the board for SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This sits well in the broader run.

2★ SAT ANGLE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


3★ SAT CFB RED-HOT | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

Razor has a CFB selection on the board for SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This is where the numbers line up.

3★ SAT CFB RED-HOT | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $25.00

*This package includes 1 NCAA-F pick


2★ CFB SAT ANGLE | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

— DISCOUNTED PLAY! Razor has a CFB selection on the board for SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. Comfortable spot in the current cycle.

2★ CFB SAT ANGLE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NCAA-F pick


4★ CFB ELITE | 425-360 54% +2875 | 188-158 54% +1381

CFB CURRENT FORM

CFB Current: 18-12 60% +480
CFB Totals: 3-0 100% +300
Top NCAA-F Totals Long Term: 25-13 66% +1074

Razor has a CFB selection on the board for SATURDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4★ release. This one fits the board as it stands. LATE NIGHT BAILOUT PLAY!

4★ CFB ELITE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $29.00

*This package includes 1 NCAA-F pick


1★ NFL STANDARD | 425-360 54% +2875 | 188-158 54% +1381

NFL CURRENT FORM

NFL Current: 22-16 58% +417
Top NFL: 61-48 56% +884
Top NFL Sides Long Term: 50-37 57% +988

Razor has an NFL selection on the board for SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 1★ release. This one fits the board as it stands.

1★ NFL STANDARD | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NFL pick


2★ NFL ANGLE | 425-360 54% +2875 | 188-158 54% +1381

NFL LEADERBOARD FORM

NFL Current: 22-16 58% +417
Top NFL: 61-48 56% +884
Top NFL Sides Long Term: 50-37 57% +988

— DISCOUNTED PLAY! Razor has an NFL selection on the board for SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This sits well in the broader run.

2★ NFL ANGLE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NFL pick


2★ NFL ELITE | 425-360 54% +2875 | 188-158 54% +1381

NFL CURRENT FORM

NFL Current: 22-16 58% +417
Top NFL: 61-48 56% +884
Top NFL Sides Long Term: 50-37 57% +988

Razor has an NFL selection on the board for SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 2★ release. This one fits the board as it stands.

2★ NFL ELITE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $20.00

*This package includes 1 NFL pick


4★ SUN NFL ELITE | 425-360 54% +2875 | 188-158 54% +1381

NFL CURRENT FORM

NFL Current: 22-16 58% +417
Top NFL: 61-48 56% +884
Top NFL Sides Long Term: 50-37 57% +988

Razor has an NFL selection on the board for SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 4★ release. Comfortable spot in the current cycle.

4★ SUN NFL ELITE | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $29.00

*This package includes 1 NFL pick


3★ NFL RED-HOT | 425-360 54% +2875 | 188-158 54% +1381

NFL CURRENT FORM

NFL Current: 22-16 58% +417
Top NFL: 61-48 56% +884
Top NFL Sides Long Term: 50-37 57% +988

Razor has an NFL selection on the board for SUNDAY. This selection is included as part of Razor’s Long Term and Seasonal Sports Passes, classified as a 3★ release. This is where the numbers line up.

3★ NFL RED-HOT | 425-360 54% +2875 | 188-158 54% +1381
Buy Now
Price: $25.00

*This package includes 1 NFL pick


Short-Term Subscription Options

Razor’s 1-Day All-Access Pass — $59
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $13,700 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases on today's games! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $59.95 and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

1 Day All Sports
Buy Now
Price: $59.95

*This subscription currently includes 1 NCAA-F pick but more may be added during the term of the subscription.


Razor’s 3-Day All-Access Pass — $99
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $13,700 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 3 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $33.32/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

3 Day All Sports
Buy Now
Price: $99.95

*This subscription currently includes 7 NCAA-F picks but more may be added during the term of the subscription.


Razor’s 7-Day All-Access Pass — $174
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $13,700 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 7 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $24.99/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

7 Day All Sports
Buy Now
Price: $174.95

*This subscription currently includes 12 picks (5 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Long-Term Subscription Options

Razor’s 30-Day All-Access Pass — $349
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $13,700 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 30 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $11.66/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

30 Day All Sports
Buy Now
Price: $349.95

*This subscription currently includes 12 picks (5 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 365-Day All-Access Pass — $999
**2x Top 10 All Sports handicapper!**

$1,000/game players have cashed in $13,700 on Ray's All Sports picks since 04/27/26!

This subscription includes EVERY PREMIUM PICK Ray releases for the next 365 days! If for any reason he doesn't see value on the day's card and passes, another day will be added to your account.

Join now for only $2.74/day and start cashing in on more winners! You will profit or you will receive an equal subscription for FREE!

365 Day All Sports
Buy Now
Price: $999.95

*This subscription currently includes 12 picks (5 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 2026/27 CFB All-Access Pass — $499
**4x Top 10 CFB handicapper!**

18-12 run in CFB dating back to 12/22/25.

This subscription includes EVERY CFB PREMIUM PICK Ray releases through the end of the 2024 NCAA Season! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 CFB All-Access Pass — $499
Buy Now
Price: $499.95

*This subscription currently includes 7 NCAA-F picks but more may be added during the term of the subscription.


*DISCOUNTED* Razor's MLB All-Access Package!
**3x Top 10 MLB handicapper!**

Currently on a 7-5 MLB run since 09/08/26.

This subscription includes EVERY MLB PREMIUM PICK Ray releases through the end of the 2024 World Series! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

*DISCOUNTED* Razor's MLB All-Access Package!
Buy Now
Price: $299.95

No picks available.


Razor’s 2026/27 NFL/CFB All-Access Pass — $599
**5x Top 10 Football handicapper!**

Now on a 7-3 run with his last 10 and 41-29 run with his last 72 Football picks!

This subscription includes EVERY CFB & NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 NFL/CFB All-Access Pass — $599
Buy Now
Price: $599.99

*This subscription currently includes 12 picks (5 NFL, 7 NCAA-F) but more may be added during the term of the subscription.


Razor’s 2026/27 NFL All-Access Pass — $499
**3x Top 10 NFL handicapper!**

22-16 run in NFL dating back to 12/20/25.

This subscription includes EVERY NFL PREMIUM PICK Ray releases through the 2024 Super Bowl! You will profit or you will receive an equal subscription for FREE! Join Ray today & start making P-R-O-F-I-T-$ 1-day at a time.

Razor’s 2026/27 NFL All-Access Pass — $499
Buy Now
Price: $499.95

*This subscription currently includes 5 NFL picks but more may be added during the term of the subscription.


Free picks

Game Details
Sep 20 '26, 8:20 PM in 3d
NFL | Colts vs Chiefs
Play on: UNDER 48 -110
Game Analysis

UNDER 48

Locking this in early. Ray’s daily FREE plays are meant to be smaller bankroll plays. Money management is everything in this game, and these freebies are designed to keep you moving in the right direction. Today's FREE selection is a strong lean on the UNDER. The number makes sense, the spot is right, and it’s a play worth taking. You know what to do. Good luck — Razor Ray.

Sunday FREE NFL O/U Play

FOOTBALL IS HERE! 425-360 54% +2875 since Mid-Dec! The current run has been strong, and today’s card is posted. Tons of football up this week. Purchase a 7-day pass for best value! Ray’s DISCOUNTED Day Pass gets you full access too! Razor is a top-ranked handicapper across every network where his plays are sold, and he’s continuing to climb the leaderboards. As always… “Pad that bankroll one day at a time.”

Pick Released on Sep 15 at 01:01 am

YESTERDAY'S PLAYS

SERVICE BIO

The Most Selective Capper on the Network

New Network Star Rating Structure Ratings will now be 1★ to 5★ Each ★ equals $100 per star

Known throughout the online sports betting industry as “The Razor,” Ray Monohan is the Senior Handicapper, President, and Co-Founder of CappersPicks.

Ray is a data-driven handicapper with more than 20 years of real-world experience, combining advanced statistical modeling with hands-on sportsbook knowledge. Before launching CappersPicks, Ray worked directly for a major offshore sportsbook in Antigua from 1996–2001, gaining first-hand insight into how lines are created, how markets move, and where true betting value exists.

Armed with a Master’s Degree in Statistics, Ray has spent decades developing and refining proprietary betting systems across NFL, College Football, NBA, College Basketball, MLB, NHL, Soccer, and the WNBA. Every bet released to clients is personally played by Ray, with a strict emphasis on selectivity, discipline, and long-term profits.

No hype. No guesswork. Just calculated positions backed by data.

No gimmicks. No “Game of the Year.” Just results.

You won’t find monthly locks, inflated marketing labels, or forced volume. Plays are released only when the edge is real.

Percentage-Based Rating System

All plays are graded and released using a percentage-based position sizing model, designed for bankroll structure and long-term consistency.

1 Plays Smaller, controlled positions used to maintain discipline and proper bankroll structure.

2 Plays Solid, well-qualified positions that meet core system thresholds.

3 Plays Higher-rated positions where multiple data points align and confidence is elevated.

4 Plays Signature Best Bets reserved for Razor’s strongest positions on the card.

5 Plays Rare Top Plays released sparingly and only when the edge clearly justifies maximum exposure. These are not frequent, and that’s by design.

Built for Long-Term Success

This approach is not about chasing every game on the board. It’s about discipline, & profits over time.

Follow a proven process trusted by serious bettors who value structure and results over hype.

“Pad that bankroll one day at a time.” — Razor Ray Monohan